Any tips on 401k investments? What to buy and all?

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Target date vanguard. The end.

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S&P 500 index will outperform the majority of funds b/c of low expense ratios. Easily the best option if passive investing's your thing. If not, then I'd read up on principles of value investing. The Intelligent Investor is a good start

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VTI

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I use ETFs, and assuming that you're still a long way away from retirement, you can use leveraged ones (like SSO) or other higher risk ones.

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Do a little reading on this... Your plan should have some materials. I'm assuming you're young, so you probably want higher risk and return. Individual stocks and actively managed funds are usually worse than getting a couple index fund etfs. The personal finance subreddit has a lot of info (much is opinions though)

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Recruiter approaches from Roland Berger and ZS Associates. I'm in healthcare. I know ZS are big in healthcare, whereas at RB I would be part of a (re-)building practice. FB - which should I go for?

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6 months pregnant and just laid off. And 40% of my severance was just taken in taxes .. I just spoke with paid family leave and I no longer qualify even though I had been paying into the program (thanks NY).. I already applied for unemployment but doctors are telling me I’ve got 10-14 weeks left in this pregnancy.. so stressed having twins and being unemployed, no maternity leave, no paychecks coming in, and I’ve been applying but not a single interview.. just ugh. 😭

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HR question. When switching companies and the new company has a 30 day waiting period before health insurance starts, how do y'all handle insurance coverage? Cobra wouldn't be an option as resigning doesn't qualify.

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When switching jobs, do y’all move your retirement accounts (401k, HSA) to your new provider or do you just leave it with your old provider (aka Vanguard, Fidelity, etc)?

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Can anyone tell me about the benefits that freshworks provide, generally how much hike do employees get and how is the culture there?

Anybody have any leads on work from home positions in healthcare?

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Wow. Could someone drop this as a suggestion to our expense reimbursement team??

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Hello folks,

Do mastercard offer any phone bill reimbursement, wellness (gym etc.) Reimbursement? If yes what is the limit?

Do they have any employee stock share plan where employees are offered stocks at discounted price? If yes what is the benefit they offer?

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Need some real, tangible advice I can give. My BIL is in sales, sister is a teacher. They have 2 kids. He sells RVs, business was great in pandemic but has been terrible this year. He has secretly been using up all his savings to get by & only tells my sis NOW that he can’t pay the Oct mortgage w/o taking out a 401k loan. Business will NOT be getting better any time soon, but he is a prideful man and will refuse to work any blue collar job or anything he feels is “beneath him”, cont in comments.

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Best consulting firms for healthcare providers?

I got a note from a recruiter at The Barton Partnership about “another consulting firm looking to grow their Healthcare / Life Sciences practice, with a strong focus on Strategy.”

Does anybody know what this firm is?

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Hi Folks,

I recently received the offer from JP could you please tell me what will the the benefits which we get other then compensation and what will be the minimum hike usually people gets here?

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Anyone have a referral for a retail field trainer? We are a luxury, Seattle based brand. Location is remote with about 50% travel. Preferably located in the LA market. Salary range is $90-$100k plus bonus and competitive benefits.

Deloitte pension what percent do you get?

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Hi all. I am licensed in life, accident and health and am looking for new opportunities. I’ve been working in employee benefits in a small brokerage firm on a book of business of over 400 clients, I’m the only account manager. We’ve had 100% employer retention since I’ve been here. I am a high performer, but not sure I’m valued much at all . I want to reach the top and become partner in my career ; this is why I went to work for a small firm. My boss favors others when I do the most work!!

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Hi I’m a new SDR for strategic accounts in tech focusing on healthcare and Im about to be assigned my territory. I have the choice of Eastern, Western, or Central Time zones. I live in the eastern time zone. Which one should I choose and are there any pros and cons between the 3?

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Anyone work at Cooper University Healthcare? I’ve been trying to find reviews regarding what the work/life balance is, as well as the overall work environment.

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How much should I Senior Consultant role at a Health Insurance company pay? It would be an internal consultant role.

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Are the commuter benefits worth enrolling into? nyc folks

Does EY pay 100% for maternity leave 4 weeks before baby is due? I know they do 16 weeks post delivery but CA state law allows you to take 4 before due date. Anyone able to get it approved and paid?

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More Posts

Took gmat online last Wed and still have not received score...any one had similar issue?

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Accenture
8 LPA
9.4 LPA - with variable

Capgemini-10.10 fixed

PWC Sdc- 11

Yoe 3

Which is better place for career growth,work life bal, good clients

Can i negotiate more with accenture showing the other offer ?

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How much should I expect to make at an entry level PR position in SF?? I currently work in a smaller market and want to know what I should expect

Do Amdocs Provide work from anywhere?Amdocs

Do you get more in strategy after getting promoted to a consultant? I know analyst salaries are the same regardless of S or C.

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Any advice on what to do to cope with stress the days leading up to your CFE results? (Canadian CPA exams). Feeling extremely anxious and any little thing seems to push me over into anxiety

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What are your hacks for going to gym right before heading to the office in the morning? Any lifesaver products etc? I have only ever gone after work but need to change up my schedule as my hours are longer and im not making the gym after work.

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German Visa was Appointment booking is taking forever. Anyone faced similar challenge please let me know

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Does anyone have recommendations regarding rewards credit cards? I’m looking at my finances and realized I have an opportunity to get more cash back / points. Any one have any recs on cards that are out there? Also, points cards, cash rewards card, or both?

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Updating my resume from the classic college student format. Thinking I should add a professional summary and scrub college extracurriculars. Have experience in the tech industry and hoping to find a good template for tech companies. Any pointers?

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How much can i ask from bosch software for it infrastructure consultant, i have 4 year experience overall and my ctc is 10.7 lpa

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Question for the accountants: does public accounting just turn everyone into a toxic personality? Ever since I started I’m noticing changes in my own behavior, the way I react to things, the way I treat people, and it’s not something I’m doing intentionally, and I definitely wasn’t like this before I took the job. It’s just how I get treated and I guess it rubs off on my own behavior towards others

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I've been told that I'll be sent to the U.S on a secondment for 6 months. I have also read that the waiting period for US visa is more than a year. Any thoughts on this?

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A little Saturday morning eye candy 👁🍭

[So happy I snagged these pics before the OP39 went the way of the Dodo]

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A few coworkers (who played a part in isolating/ganging up on me), have been messaging me constantly to ask if I’m okay, why I’m being quiet, etc. and I’m confused because they are the reason why..

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Advice for how to find work/life balance?

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I’ve been in life underwriting for over 20 years and honestly have never enjoyed it. The strictly production related work is hard for me to stay focused and be interested in the job. Any ideas on what else I can do and still make decent money? I’ve always found it pretty stressful and would prefer a less stressful position.

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Im a new analyst 1 and I got slammed today because I uploaded a document that wasn’t supposed to be uploaded to the VDR despite the fact that two associates signed off on the VDR. Am I in the wrong here for not getting the VDR right? I’m feeling down because of this but not sure if I’m being hard on myself or if the criticism is warranted.

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Fishes, OK so this is true. Wipro is delaying the joining by half a month due to some restrictions or organisational changes & not ready to compensate for that half a month loss of salary. Very rude & absurd behaviour from them. Hence rejecting the offer as such company if u aren't sure when to ask for joining u may revoke the offer letter later on. Hence multiple options in hand is necessary nowadays. Infosys Tata Consultancy HCL Technologies

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Additional Posts in Consulting

Any thoughts on getting a degree from Harvard Extension School? I’m thinking of getting a grad degree in Management Info Systems instead of getting an MBA

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Can someone give me salary info at the C and SC level at AArete?

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Finding f*cking Dory. OMG

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What is causing the increased trend of requiring receipts for per diem expenses? Do you think it’s tax issues? Clients/firms not wanting to reimburse alcohol? General stinginess?

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Is 80k normal as a tech analyst at AFS? Is Accenture open to negotiating the salary if it is low?
Also, for the role title, I’m a tech analyst, but for the job title, it says I’m a Business Process Dev Analyst. Does anyone have any insight on the differentiation and what it means?
Thanks in advance!

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When you're on the bench, do you reach out for work or use the time to relax until next engagement?

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Saturday morning meetings! I love Deloitte! 🙃🙃🙃

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Has anyone tried Varier chairs? Are they more ergonomic than Herman Miller or Autonomous etc?

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What to do if you do not like who you are working with?

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Anyone ever have issues after connecting to GoGo where all it does when browsing is redirect you to the GoGo/Delta homepage? At least fishbowl works...

Just got an offer at ACN as a Strategy Manager and HR made it clear that parental leave was 2 weeks fully paid for men. Theoretically up until 12 weeks is covered by NY State ($900 weekly). What would you do? Have you seen men take a few months off for parental leave in consulting even if unpaid?

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What's the difference in expectations between M and SC at Deloitte? Currently M at ACN and recruiter tried to tell me that I may have to lateral to SC since that's the equivalent. Any truth to this?

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Adam Neumann is the biggest con man of the decade

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How would you react to a rude manager?

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If someone cancels on you day of for a first date how do you respond?
She canceled saying she was “so sorry”. Reason seemed legit but she didn’t ask to reschedule so idk if I should throw that out

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KPMG is known as the underdog but EY benefits suck. Do I have this right between the two?

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Delta Medallion 🐠 do you agree w/ this ranking?

First Class
Comfort+ Aisle
Comfort+ Window
Exit Row Aisle
Exit Row Window
Economy Aisle
Economy Window
Comfort+ Middle
Exit Row Middle
Economy Middle

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What do consultants with 4-5 years experience make?

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New to US. Need to get a personal phone. What's the best way to do it? Go to a provider store and get a plan? Have no phones to trade-in

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Sometimes I really miss the jobs I had working as a waiter or a bouncer... being social, getting to leave work at work, getting paid to be physically active.

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