Any tips on 401k investments? What to buy and all?

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Target date vanguard. The end.

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S&P 500 index will outperform the majority of funds b/c of low expense ratios. Easily the best option if passive investing's your thing. If not, then I'd read up on principles of value investing. The Intelligent Investor is a good start

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VTI

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I use ETFs, and assuming that you're still a long way away from retirement, you can use leveraged ones (like SSO) or other higher risk ones.

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Do a little reading on this... Your plan should have some materials. I'm assuming you're young, so you probably want higher risk and return. Individual stocks and actively managed funds are usually worse than getting a couple index fund etfs. The personal finance subreddit has a lot of info (much is opinions though)

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Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

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When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

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Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

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Got offer letter with flexible component in KGS..how does that work..how would I know the components which will be a part of it..also do we need to submit monthly proofs for the reimbursement/allowances or at year end

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Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

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I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

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I want to catch up on my contribution to HSA for 2019. If I do this before April but I already filed my 2019 taxes, do I need to amend/fix my 2019 tax return?

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Tata Consultancy Legato Mainframe openings

Dear fishes, We are looking for acquaintances for filling up pending roles Legato.  

Location : Bengaluru/Hyderabad/Gurugram
Good communication skills; Ability to work 12 pm – 9 pm;  24 * 7 support/flexibility for Prod Support associates are basic expectations apart from Technical proficiency.  

Mainframe SE/SSE Roles – Prod Support & AM team
Good to have IMS DB 
Good to have Healthcare Exp

Amdocs HCL Technologies Infosys IBM DXC Technology Deloitte Tata Consul

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Anybody have any thought about: Flatiron Health or COTA Healthcare for a data abstraction job (full-time, not PRN/contract)

Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.

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Joining Accenture Strategy in the Fall – any notable benefits I should be aware of?

1) What is the onboarding process?

2) Will there be induction? if yes will it be online or offline? How long is the induction?

3) What all WFH claims are still available?

4) What all extra benefits can one claim?

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My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

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Hello guys.. what are the benefits like in Wells Fargo?. And the number of leaves. Will they change our shift timings post joining?

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Posting here too, but is anyone aware of a software that could help prepare a form 706? Preparing a personal estate tax, so cannot be a commercial use only software.

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Nyc 🐠 - how much do you all spend per month on food, gym, misc and etc excluding rent util and other fixed costs?

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What kinds of things do you do in commercial healthcare? If that’s a thing?

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Is there anyone who works currently or has worked for Travelers Insurance in Hartford CT? Looking for an idea on compensation, benefits and your opinion on the company. I’m interviewing for the Operations Manager role

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I have gains from stocks.. as LTCG. Do I need to file ITR 1 or ITR 2?

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Considering making the move from distressed investing/special situations to consulting, particularly pe consulting for the following reasons: more team-oriented, structured career path, more variety, etc. Thoughts?

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Made my first few options trades.

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F*****-up story…please be constructive (but also open & direct)
With my wife for 14 years, 2 kids under 8y - both under a lot of pressure bc Covid/work/private life/… and have been (unconsciously) running away from our couple not working “since a long time” (dixit my wife). We want to try and fix it, but I also met someone new (not sure if she would even want me) and wondering if it’s worth fixing it (since we are trying/running/avoiding it for years) - just worried about the kids…any advice

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Anyone have any similar experience or insight? My boyfriend asked for space/not really together anymore and he says he started to become nervous about being in a long term committed relationship. Even tho he said he saw me as long term & I’m his best friend and he loves me but why then? Does space help you guys figure it out? (Help / advice please😞)

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Any companies hiring for Forensic Accounting (Investigations, Litigations, AML, etc.) I have both my CPA and CFE.

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Hello Everyone,
Hope everyone is doing well.
Can anyone help me please how many leaves we get per annum in Barclays ??

What is an NFT?

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I have 2 offers one from ZS 8lpa + bonus + food wifi +elrp+ gradutiy and pf = 11.5 lpa

Other from LTI 10.7fixed+ annual bonus+ graduity + pf = 12 lpa

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How do you recommend finding recruiters who specialize in a particular geographic area? (Tampa Bay specifically)

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Hi Fishes,

I've given written test for Open Text, it has been 2 weeks no response, Usually how long it will take to respond, let me know how many rounds of interview.
Skill set: Automation Testing, YOE: 5.8 yrs.

Thinking of moving from Big4 cyber to Accenture cyber. Any major differences (other than no channel restrictions).

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Hi Fishes,

I have YOE : 9 yrs in Dynamics 365 and my current CTC is 28LPA.

I wish to get insight from the community whether the package is good or I lagging behind?

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Even if you do get followers on TikTok, they don't have much money to spend on your product or service—and they're likely not going to stick around long enough to do so anyway.

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