Anyone have a Chase Sapphire Reserve and an American Express gold? What’s the perks of having both and how do you spend on each card?

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Gold is best for restaurants and grocery

Reserve for travel and transportation

You get other unique offers like lyft, Uber, streaming etc on both that you can just spread around.

Key is to track the perks to make sure you at least recover the annual fees. I usually get more than double the fees on both and I have the Amex Plat as well

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Thanks!

Sapphire Reserve is more of a direct comparison to AmEx Platinum rather than Gold. Between the two, I prefer the Platinum due to the types of rewards and the Delta lounge access. You should lay out the perks and see which you prefer. The Points Guy has a pretty good comparison.

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If y’all are only doing one is it Gold, Plat, or Reserve?

Just get the Amex platinum

I uber every month: $200
Airline incidental $200: united travelbank
Fhr $200 credit: great for vegas or trying out a nice property
Saks $50 twice a year: I spend on random nice stuff or moisturizer
Clear + Precheck: my airport has both and it's great
Digital entertainment: peacock and Disney+ for free
Centurion Lounge/ Delta Skyclub: ~$30 of food/alcohol every time you travel
Hilton gold: nice to have if you don't have hotel status, gets you 25-50 per night of F&B credit for Hilton stays
Amex Offers (Gold has it as well): have definitely gotten more than $300 back on purchases I would have already made i.e. 50 back from 100 on Dell, 40 back from 300 on Marriott, 100 back from 500 on Delta etc.

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Here are some awesome apps for investment:-

1.Groww
All in one app- investment in Mutual funds,stocks,IPO,FD,Gold.
Link:-
https://app.groww.in/v3cO/61bcf14

2. Cred
For managing all credit cards at one place. Think as someone is paying you for your credit card bills.
Link:- https://app.cred.club/spQx/ce090339

3.INDMoney
Invest in foreign stocks and efts. As you need to diversify your portfolio.
Link:-https://indmoney.onelink.me/RmHC/9cb8da54

4.WazirX
Its my favourite for crypto investments.
Link:-https://wazirx.com/invite/j9kk5ted

5.12%club
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Never put all eggs in one basket.

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