Based in Ontario Canada

Anyone have tips around setting up a bare trust retroactively? My brother had me buy a property in his name in 2015, he paid for all of it and has lived there. i want to transfer it back to him, but want to transfer at cost if possible and not pay taxes. Technically it’s his property and he should pay capital gains.

Favourite money saving hacks? Signed, Broke in New York.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Why is it when I owe money to a state from my annual tax filings, if I don’t pay the full amount I get charged interest. But when they owe me, they ask for additional documentation and won’t pay me interest for them stonewalling me. Not much volatility y/y in earnings.

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Could anyone please clarify this?

Is the tax exemption limit (of 25000) under 80DDB for both parents or 25000 for each parent?

So in short - 25K+25K = 50K for Both Parents or is it just 25K for both.

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

🔮 Looking for some buys with my new found gains in ETH 🔮

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

Hi new to dfw area looking to buy a house. How’s the commute downtown from Frisco/McKinney area?

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

Pretty new to stocks and investing I would like to invest $200-$300 a month in an ETF index fund which do you guys recommend? Also would like to invest some money monthly in a more risky stock which do you guys recommend?

Does anyone use Ameriprise for their Roth IRA? Anyone know of any funds you can buy in an account with them that don’t have trading fees?

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

What would you say are the best combination of skills for software engineering now?

Ladies any recommendations on a great pump to but for my mom. Minimum height 3.25

How is SAP Projects in LTI?

Will Infosys revise my offer letter if I will show them other company offer which is paying me more.
Infosys offering : yoe6+ SR. Consultant (5A)18lap with 15% variable

Hi All, How many days do I need to wait to receive offer letter from @ Wells Fargo. I have submitted all required documents. How can I know the status?

I am currently working at KPMG as an Analyst. I want to do my MBA in HR and Operations. The feedback that I received from people is that growth in HR is slightly restricted and that HRs don't get hikes (while switching) similar to that of Consulting or Finance or Marketing?

I am not solely interested in HR and am open to other domains as well.

Hi ,
I want to change my job can u please help me with the openings ??

Me: I've been working 14 hr days non-stop.
Employer: We've all been working hard. It's a tough time for the industry.
Me: It's not sustainable and I'm burning out. I need help.
Employer: Totally get it. We are understaffed so we need you to be flexible about taking on more responsibilities.
Me: If I'm taking on more responsibilities, would my compensation be able to reflect that increase?
Employer: It's tight this year. Economy/pandemic etc.
Me: I'm leaving.
Employer: *surprised pikachu face*

Hi fishes,

I got a offer of 26lpa(23.5 fixed and 2.5 variable) from genpact and 21 lpa (20 fixed , 1 joining) from epam, not sure which one should I join. Please if someone can advice me which i should join keeping ressession in mind. Thanks in advance@

I have a flipped classroom and my biggest challenge today is that my high school students don’t slow down long enough to read the directions/ instructions/ deliverables. Anyone see this happening?

Jan 6th check in. How’s your workout?🧐

Having a bourbon bar nearby is clutch. Over the past few weeks I've tried like 10 different bourbons including Pappy, Weller 12, ER10, OF1920, Booker's all at ~$10-15 a pour.

Hi everyone, I am locking for a job change . I have 8+ years of experience in hr generalist for 6 years and 2 years in knowledge management. My current package is 8.2 lakhs and expected is 12 - 15 lakhs, request you to please help me in fi ding a job in your organization

Does anyone have the CFF (Certified in Financial Forensics) credential? Has it opened any doors?

I don’t understand people who choose the bathroom stall next to yours when EVERY OTHER stall is free

Seems like we dropped out of the Vault Consulting 50 this year

Thoughts anybody? Not sure what’s driving our steady decline there

What's the best city in UK to buy a buy to let property, with best returns?

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Has anyone bought property where the EPA has remediated the site for lead contamination in the soil? If so what’s your experience?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Someone asked me if it’s a good time to sell vs buy. So I explained that we’re in a seller’s market, then realized i lost a potential buyer. To what extent should I be transparent in this market?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

How can I invest in real estate ? Looking for an additional passive income source