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I can't speak to personal experiences of enduring the two years, the program offers both financial incentives and the opportunity to make a significant impact in underserved communities, if that's important to you. If not, I wouldn't consider this option at all.

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Haven't heard of this before but I see they require a "two-year commitment to practice in health facilities serving American Indian and Alaska Native communities" in order to get the repayment help (up to 40k). If you're okay with committing to working at a facility that falls under this description I'd go for it. Definitely look around at what facilities qualify before you sign up, I'd hate to see you forced to relocate to somewhere you don't want to live in order to get the repayment help.

Also something to consider is that 40k doesn't sound like much when talking about medical school loans. It could be better for you to not enter this program if only to free up your options on workplaces since I would imagine you would be making enough money to quickly pay your loans off.

Read through all the details in the link below if you haven't already. Take your time to make the decision and do whatever feels right, good luck!

https://www.ihs.gov/sites/loanrepayment/themes/responsive2017/display_objects/documents/IHS_LRP_ParticipantGuide.pdf

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Additional Posts in Student Loans

Damn LIBOR rate up again...

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SOFI or who else?

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Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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If you could go back in time what would you tell yourself before taking out student loans?

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