Apologies if this is a silly question - New analyst here and trying to get a handle on my finances and retirement portfolio. I’m familiar with the rough sequence of saving being: 3-6 months HYSA, Company match 401k, Roth IRA, HSA, 401k max, personal brokerage (Pls correct me if i’m incorrect here). My question is: Are you expected to invest as much money as you can into each step before proceeding to the next, or do you allocate a portion of your paycheck to each of these steps simultaneously?

Property experts… does anyone own more than 1 rental and have had to pay the 4% LBTT supplement? Is there any way to avoid it? Presume not

Are crypto IRA’s worth it or is it better to just open an account at Coinbase and invest that way?

Is there an app/software to consolidate and track your investments across different asset classes? (ETFs, stocks, bonds, crypto)

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Im so happy! I just paid off all my debts!

Anyone else here looking to make a switch into healthcare (physician, nurse, etc)?

Can anyone recommend a good fixed income investment that I can add to my ROTH IRA account?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

Monday Wordle :

Wordle 401 5/6

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Is it possible to buy a house and sell it for a higher price?

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

What are the skills required to sustain in Pharma/ Healthcare Analytics in the long term?

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Start raising cash family. Take some profits. 4/14 3:51 est

How were the raises and bonuses at Deloitte this year? Looking to jump from EY to there

Got 2.5 YOE in FS management consulting in UK and looking to move to Toronto. Can anyone advise on what level to aim for, comp ranges for the level and which firms might sponsor visa etc..

Looking for 100% remote roles for an operations VP with 40 hour work weeks and at least 180k total comp. Any suggestions? (12 years experience)

How much hike can I expect if I joined citiustech in Oct last year and got 3.75 rating?
Yoe - 4

Most annoying thing a nearby coworker does? I'll lead it off with something I do: sniffle all morning due to allergies.

Dad got laid off. Drinking got worse. Attempted assault on sis and mom. Had to put up in hotel. No clue on next steps (legal and personal). Project is complete shit show and SM is not getting it. Idk man...

Anyone have any advice on who to contact for merch/apparel related gigs? Preferably in the music or sports industry. Recommendations for agencies that focus on this are also greatly appreciated!

It’s my birthday today. Let’s have a party this week 🥳

Planning to resign, will I get my retirals and leave encashment?

How many leaves are there in PwC AC. Do you guys have winter disconnect?

Does Salesforce trailhead superbadges helps answering scenario based questions ?

Hi what questions do they ask for data analyst role? I have a test for the role with two questions. Thanks

Do you agree or disagree that email marketing is still king?

I woke up and realized what’s bothering me about my (biglaw) firm.

They’ve been so busy bragging about how great of a job they’re doing responding to client inquiries and guiding them (cont)

How can you gauge whether a LMM pe shop with limited past employees has a good culture or not? I’m interviews with a few but feel like I have no clue if itll be sweaty, chill, etc. What questions can I ask to get insight into this?

Are you going to pay for Dan Held’s newsletter now that he is going to a freemium model? Why or why not?

Anyone else here have terrible utilization because their deals die and a code never opens? /can’t find another code to book hours? I’m sitting on over 200 billable hours at this point

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

My company matches 3%. Is that low or on par?

Have about $15-20k to invest. Want to mix it up between short term and long term investments. Any ideas or opinions where should i put it?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

I have an idea for an investment-type thing but am trying to figure out what price point would be attractive to your “everyday” affluent but not 1%er family (I’m talking the 3%ers like myself). If you fit that demographic and were offered a solid investment opportunity with a guaranteed annual yield of 8% and an appreciation of the underlying asset of at 3%, how much would you be willing to invest in it without stressing too much? 10k? 25k? To be clear, not seeking investors here.

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Many people shared an advice on investing after contributing to max 401k, IRA, HSA. After paying off debt, invest the extra money.

I want to know when do you think is the time to stop contributing to HSA? We have insurances that can take care of majority of expenses. I am 31, married, with no kids yet, no major health issues.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Which HYSA has the best mobile experience?

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

HYSA anyone recommends?

Such a Boring session today! 30 mins left. Any drama big movers?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Anyone else long on AMT?

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.