Asking for a friend, he made an offer but inspection found that house needs 25-30K repair work. Now he doesn't want to negotiate and withdraw but his agent (who is also sellers agent) saying he will lose his earnest money because its not structural problem. This doesn't sound right to me and he should get all his money back if he us not satisfied with report. What options he has now?

Friends found out I invested a ton into crypto and tried to have an intervention for me. Lol. You only live once and I know the risks

For those who cold call on 401k plans, what is your approach?

I’m on OPT right now, so depending on the H1B lottery next year, I may or may not be living in the US long-term. Does an HSA make sense for me?

I was just checking my salary slip on new payroll tool and found some interesting things.
There is some ex-gratia 3 amount ( less then rs. 500) and income tax deducted is more then last months (which is unusual as I have declared my fbp and IT declaration in oct only). Upon checking in IT statement found I got gift perk of around rs 4500 but it eas not added to my salary in account. Did anyone know where is this gift perk and how can I use this ?

Finally I am a tax payer of India.... After 3.2 years in TCS, will pay tax on 8k😂😜😜😜

Who does your taxes? Need a recommend. Thanks.

Program Manager Healthcare Foundation $85,000. Worth it? Or too low?

Hello, is there anyone here that can recommend ways to make money as a notary public?
Thanks

Newbie here, can anyone here pls share their trading journey?

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

Getting my first credit card but my credit score is around 650... what would be best for me? I keep getting rejected. Does it matter who I get a card with?

Anyone have specific financial goals they're willing to share and how to get there? I'm 30 yo, l10 and $$ gives me anxiety. Currently making ~$95k with $30k in brokerage and $30k 401k. Or, tips for not stressing out that I'll be broke in retirement? Should I make a lateral move out at some point and target a $250k salary by X age?

Do you guys factor in how far your parents live when looking to buy houses? My folks are here but I'm thinking of buying in Louisana. Scared to leave them though, haven't ever lived more than an hour away from them 🥲

Plan to buy a place and currently trying to pick a real estate agent. Some realtors require to sign an exclusive service contract. Should we go with someone that doesn’t require a contract?

Anyone have a recommended tax person in Chicago?

Thoughts on investing long term in BA at current price?

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Could anyone share salary insights for Private Wealth Associate at Scotia Wealth Management. Also, any tips for the interview. I have been applying to Scotia for 3 years and I finally get an interview! I don’t want to mess it up

Has anyone been offered a job at NUS?

I am facing difficulty in getting IPA for SPass.

Any information will be appreciated.

Hi All,
Looking for job change .(Application /production support)
YOE :7+
Some one please refer me.

Hi all.

Please suggest on the below:

YOE- 2.8YEARS
TECH SKILLS- .NET
CURRENT OFFER-10 LPA

What should be a good number to ask PWC india as an EXPECTED CTC?

Please suggest on this

Hello Fishes,

Has anyone have idea about Kyndryl in Brno (Czech Republic)? What is the salary they provide to overseas techie? I have total 7 YOE in networking domain. What are the pro and cons? Is it good to move from India to Czech Republic?

Any one here based out in the Middle East? If so, what's your experience. Would you recommend it. I am 32F - African Descent planning to relocate to the UAE.

What other careers do you catch yourself daydreaming about? I, for one, would have loved acting as I loved theater throughout my life but alas fate had other plans. What's yours?

What is the best appraisal you have ever recieved?

Where do y’all work? I work as a consultant at a big four in San Francisco. Looking to move to phoenix but am trouble finding consulting firms that operate in the city. Any recommendations?

I've been a government attorney for nearly three years now and have worked in the same office/division since I passed the bar. I've yet to receive a promotion other than two cost of living increases (in sum, a pay increase of 6k over 3 years). I know this is meager, but I'm mostly ok with it, I just want to see some recognition. On the other hand, it's hard for me to imagine negotiating because (given my inexperience), I don't feel I'd be able to do better anywhere else. Any advice?

Hi Fishes, Almost through with all the formalities. Who thinks Omnicron virus could delay offers at one of the BIG4 management consulting offers in India?

Hi folks

I am currently serving notice of 2 months and left with 15 more days. Suddenly my HR contacts me that they want to relieve me in 2 days when it was agreed mutually at the time of resignation that they want me to serve full notice. I do not want an early release. What should I do now?

Please help with your suggestions

Cleared two round of interviews in EY and I got a positive response from the interview panel and indeed the senior associate from Talent Team called me and asked me,if I could join within a month and I answered that it's an obligation to serve the notice period of two month.

The Talent Team said they will get back to me and I am still waiting for their response.

Any luck or any chance that they would be releasing offer letter?

I'm building my startup idea in my personal time. Are there any considerations to ensure I don't get into legal trouble?

Hi 👋 Any good UX books for senior designer level that helps with strategy, and good frameworks, or anything that will help me with my thought process? I have the basic books like don’t make me think, and 100 things. I’ll be joining a startup soon as chief designer, and will be back to being a full stack designer — I’ve been an IC for the past few years, so I definitely need to improve on strategies and maybe frameworks when it comes to UX. Will appreciate any suggestions. Thanks! 🙏🏻

Respected fishes need info on starting career in Cybersecurity space..
How and from where to start?
I work in IT Reporting area and want to switch in Cyber .. have around 15 years and exp and handle Team..
Any advise appreciated

Anyone work audit/assurance contract roles at EY, looking for any insight ?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Best way to start wholesaling real estate?