Benefits assistance, please!

Context: 25F, unmarried, no dependents & no parents

1) Firm provides AD&D of $20k at no cost. Can purchase voluntary AD&D up to $500,000 for $3.50/pp.

2) Group LTD 60% replacement of first $150,000 of earnings for $4.57/pp.

Inexpensive I know, but is this worth it for me? Or are these future considerations?

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

Hi Fishes,

Can anyone tell me about the Developer Specialist Role in Google Operations Center?

I have an offer for the Salesforce Developer Specialist role.

How is WLB there? Any Benefits? Is it worth moving to GOC?

How is the AMEX account in IBM?

Hi Fishes,
I have completed with my 2nd round of interview in Bain (BCN group,), healthcare Associate position. Wanted to ask about WLB, average annual hike %, career advancement opportunities (higher education funding), trips and off sites. Any insights would be great

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

I want to track my portfolio in USD. E.g if I bought an alt using BTC on 1 Dec and sold on 10 Dec, I want to see the value change in USD. Is there an app that does that? Blockfolio only shows in BTC..

What big 4 have the best maturity and paternity leave policies?

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?

What are the monetary benefits we receive in GOC

MS folk - Does the firm offer any services for GMAT prep/ business school? I.e. reimbursement for books, consulting services etc

Hi Everyone! Happy Friday! I’m new to Fishbowl. I’m an experienced EA with a diverse background seeking a new role with competitive compensation and benefits. I’m located in South Florida but I’m open to remote, on-site, or a hybrid position. Feel free to reach out and connect!

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

For those thinking about buying airlines, Warren Buffet just sold some massive stakes in Delta and Southwest for significant losses. The ultimate value/buy and hold investor selling out is a sign.

How to bring tax liability to zero for 15 lpa ctc?
Can I claim hra for less than one lakh per FY and Maximum housing loan benefits?

The rental place and property under loan are in same city.. Parents stay in rental ( I pay rent) and I have purchased new flat in same city for myself.

I have got an offer from S&P Global I want to know about following things

How much of Variable Pay is Paid ?? I got 15% of Base salary but how much will be paid like the usual norm i want to know

And what are the deductions from Base salary apart from PF ?
There are lot of allowances like internet reimbursement etc etc
Are they mandatorily credited or you need to claim ?

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Any Amex employee here with an Amex card? Could you guide me on the process and eligibility of cards and what benefit do we get as employees?

The majority of my career has been in healthcare tech with some retail experience. Looking to break into event management/coordinating (I believe this is the correct job title) space in either the entertainment, fashion & retail or cosmetic industry. Any insights or advice is appreciated!

I need help. Anyone have information of being an advanced medical support assistant for veterans affairs? I got offered a job in the SF valley . The pay Is a bit less but it's about 5.5 miles from my house.close. Why do people pray for government jobs? At the moment I'm with ucla health as an admin assistant float permanent& have been offered permanent placement at a site in LA about 16 miles . The pay seems pretty decent& also have the pension plan. Been here about 2 years no issues.

Is 22lpa fixed a good offer from a product company for Ebs SCM with YOE 9 yrs.Role is techno functional and relevant exp is 7 yrs.

what is the average salary i can expect for oracle scm ebs and fusion profiles for 7+ yrs of exp

Hi fishes!
I have received an offer for Senior Software Engineer.
17.5 L gross salary, 3 YOE.
Can you please tell me if it's a good offer , and about SSE role in general .

When it comes to digital P2P solutions, what's the best way to handle blanket purchase orders in such tools?

Have an interview coming up with Amex for project management roles. Recruiter said they are considering me for multiple open roles? Can anyone give me some insight into this? There’s a behavioral and American Express technical interview

Hello,
What is the average pay for IT Technical Support Market?

Do any of you have side-jobs or maybe hobbies that you make money from? Alternatively, what do you think sounds like a good one to look into?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Do managers at RSM get shares of the firm?

Used miles to upgrade from economy to business on United. Was confirmed for the upgrade then just got downgraded back to economy and now there aren’t seats left

Hey All! Is there any circular by Government of Maharashtra mandating 50% office attendance? From July 1?

Hi, I am looking for job change and I have 2.4 years of experience and now currently working under finance and accounting team.

I’m a biomedical equipment technician how much do Michigan pays

Can anyone recommend any good recruiters that focus on the MENA region?

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?

For those thinking about buying airlines, Warren Buffet just sold some massive stakes in Delta and Southwest for significant losses. The ultimate value/buy and hold investor selling out is a sign.

Is sitting out of the market and waiting for the dip the right move to make? Buffet and a lot of other institutional investors are just sitting in record piles of cash right now... what’re your big moves?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Are you investing today?

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

How is everyone feeling about the market today? Buy? Sell? Wait?

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

What are people thinking for buying a primary home right now?

Anyone part of F45 or close side red franchise opportunity with them ?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Thought I’d invest $20K when the market dips due to election but...

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd