Can I apply to amex hilton honors card then upgrade to amex hilton aspire card later? Will I still qualify for the aspire welcome bonus?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

I’m maxing out my 401K, traditional IRA and HSA this year and paying for some house improvements. I have about $750K total investments and very close to $2M net worth, but realize that I am behind on investments if I want to do FIRE. I was focused on paying off huge chunks of my mortgage and managed to whittle it down to $75K left. Would you suggest I go ahead and pay that off this year? Or pause and do a mega back door roth instead? I’m mid 40s. Thanks!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

What do you think on buying JPM, WFC, C now?

SOL vs ETH 2.0?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Any thoughts on why ETH is fluctuating so much?

For the partners/mds/directors etc how are you protecting your money with the new administration? I’m assuming Biden’s plan will help the lower class but for the upper class I’m sure there have been strategies your advisors have been telling you. I currently have 20k in savings and feel like it’s just getting inflated away.

Up 75% on UVXY puts expiring 7/26...sell or is it going to continue to go down?

Anyone know why uber prices have been climbing recently? I used to be able to get most places around the city for $10-12. Now I’m seeing $20-30 for the same routes. Is this basic supply/demand, or something else?

Y’all I want to thank you for the tax discussion/questions we have in this bowl. I've been applying it to my job and it's helping. 😄 Of course, everything should be taken with a grain of salt.

Is it too late to buy the FAANG stocks? Still feel that Amazon and Google are undervalued.

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

I want to track my portfolio in USD. E.g if I bought an alt using BTC on 1 Dec and sold on 10 Dec, I want to see the value change in USD. Is there an app that does that? Blockfolio only shows in BTC..

Guys EY Mandatory learning course answer key anyone.!!??
If someone will provide genuine and positive answer, I can tell course name in comment.

What NFTs do people hold here? I have some bananas as well as some astrohedz. About to sprin up a project in a week and drop some new NFTs

What’s the naughtiest thing you have done or said at the office/wfh?

Anyone unsure of what to do for bridesmaids “proposals?” I want them to get excited and feel special but when I see how much money I’d be spending on things like custom totes or mugs I’m like is it really worth it? I’d send cards but most of my bridal party I see pretty regularly/they live nearby so it seems odd to send them something when I live down the street. Help! 😅

Can you guys share your advice on how to write an email to get you a phone call and ultimately help get you an interview? Sending cold emails right now and would appreciate your help

Welp, see yeah later KFC!

Is there a way of bypassing the H1B lottery? I was told by an external recruiter that if I joined their London team, after a year I could go through H1B process without the lottery. My preference is to remain with Deloitte and transfer - can Deloitte put me through without the lottery? Are there stipulations such as minimum tenure or degree types etc?

How long do you wait on a planned call for a Director or MD to join? I've noticed they tend to be at least 5 mins late but mostly almost 10. Please respect my time if I respect yours!!

I have accepted a job at Buckingham Strategic Wealth. My current employer wants me to stay. Is this a good company to work for? Seems like a great place! I know every place of employment has some issues.

Does anyone have any insights on the Certificate Investment Performance Measurement (CIPM)?

Dear legal recruiters who used to work as attorneys: are you glad you made the switch? I think recruiting could be fun but I know how much I ignore recruiter emails daily so it makes me think it’s touch to place people and make a consistent income. Thoughts?

What is the official notice period in Maven wave ?

Hello Everyone,

Iam 9.4 years experienced,RPA(AA) tech arch. looking for a change. Please do let me know if you have any suitable positions available.

I worked on all AA versions from version 7 to AA360.
I have good experience in control room administration
Abundant experience in solution designing
Managing a team of 15 developer.
Working as associate manager in accenture

Will provide more details and profile on Dm

Thanks

Has anyone been able to access their company’s VPN without issue while abroad? If yes, what do you recommend?

I think one of the candidates I put forward is a pathological liar and lied about his background. Should I just let him fail during his technical interview portion or should I bring it to the attention of the hiring manager?

Looking to buy a new TV. Would mainly watch Netflix and live sports. Have Chromecast/ Google home stuff throughout the rest of the house. What do I need to look for in a TV?

Need 11 likes to activate the DM features. TIA

Just bought 2000 United miles for $80 to book a flight with miles. Now want to cancel the flight but they said the miles are not refundable. Is this true? 😢

Will SPG Green Choice award of 500 points also triple to 1,500/night under the consolidated reward system? Couldn’t find anything in the Marriott marketing materials

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Amex gold or chase Sapphire preferred? I need a card for international travel to avoid foreign exchange fees. Please note, that I'll receive a $150 credit towards the Amex annual fee due to having a corp card. I'd you my capital one checking, but no rewards/benefits there.

Travel noob question. Is status on AA or DL more valuable. Doing a DCA-ATL run for a deployment. AA is bigger in DCA. DL has more ATL flights and more alt travel options. Which FF program is better?

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

Incoming BA - any advice/links on the math for the best credit card for personal use?

With the new merger, can I use my spg suite night awards at Marriott properties?

Anyone know the cheapest way to subscribe to WSJ? You could redeem airlines miles in the past for a subscription but they stopped that a while ago I think. Thanks in advance!

Has anyone used the annual elite gift to buy a mattress through Marriott? If I buy it on my Boundless card will I get 6x points?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Is there a way to transfer from Aeroplan to Amex pts?

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

What are some good Marriott properties to stay at in the Dallas area with points?

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

Marriott or SPG credit card (for the sign on bonus)?

Vacation almost all on points. Plane and hotel covered. Suggestions for car rental? Not many Enterprise/Hertz points. Ik it's not the best transfer rate, but I have plenty of Chase points.

Suite nights confirmed 5 days out then get to hotel and they mention I was upgraded at check in. Get to room and def not a suite, ask and they say they don’t have any now. Worth doing anything?