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What’s the fast way to become a concept guru?
How is senior level engineer propsectus in CGI. I m planning to join cgi, , How does CGI manage mid senior and senior employees assuming I am a decent contributor. Is it good company to pursue my next 10 years? CGI
Please comment on WLB, growth and job security
YOE:12yrs
Role: Data Architect
Mr. Manager is posting again y'all 🤡
Thoughts on the new CPA exam changes?
Hi All,
Colgate Palmolive is hiring across IT.
> SAP Professionals
> Data Scientists
> Data Engineers
> Full Stack
> Security
....
Kindly go through the link :
jobs.colgate.com/search/?createNewAlert=false&q=&locationsearch=india
If you find any job that interests you, feel free to Message here and i can refer you.
Key Perks :
> Best in class work life balance
> WFH option depending on your role
> Good Incentives and pay.
Job Location : Mumbai
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Chief
Been so busy working...
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Please help suggest good standing desk brand!!
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Enthusiast
Do people like those who auditioned in the attached video give others optimism for America's future?
Do opportunities like this give optimism for America's future?
Are the efforts of these individuals insignificant in today's society?
For context, I believe this was filmed right before covid lockdowns.
https://youtu.be/JYpJUhXGZq8
Enthusiast
Enthusiast
Rising Star
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Rising Star
There’s nothing that’s objectively fair, it just depends on how you want to approach things. I’ve been married for 10+ years, and it hasn’t occurred to me to think of my money vs. my wife’s money for a very long time. It’s our money, we make a plan for things, and as long as we stay (mostly) in the plan, I don’t ask about anything.
Pro
Same. My husband and I put 100% into a joint account once we decided we were going to get married. He made substantially more at the time (almost same now).13 years later, we’ve never had any arguments over money. Over the years, I’ve trained him to be more frugal and he’s convinced me to “live a little.”
Pro
My wife and I have a similar dynamic. We’re prudent at saving and investing (she more than I), but she’s more frugal and I’m more of the opinion that part of the point of having the kinds of jobs we do is to enjoy life.
I’m married and we put 65% of our paychecks into a joint checking account that pays for expenses. It used to be 50%, but we upped it because we’re saving for a house and family planning.
BDD1 you’re a great example of not only why a “one size fits all” model doesn’t work but also evolution over time as your lives progress. It’s really great to see how you’ve both accomplished goals like grad school and supported each other, while staying financially sound in a way that works for you. Congrats on a great system for you!
Chief
OP: Why don’t you ask her what she thinks?
Pro
When you’re married, money isn’t “yours” and “mine,” but “ours.” Financial decisions are best handled at the household level.
There’s a very long (and very opinionated) thread similar to this a few days ago regarding splitting expenses. Might help a bit!
Similar to K1 above, my SO and I contribute a % of our income to a shared account for our life (rent, bills, pets, vaca, savings, big purchases like a house) and keep the rest for our own personal spending. It works for us as we have different salaries and bonus structures.
Here’s the link! https://joinfishbowl.com/post_9xbryj
I personally would break it down percentage wise based on your salaries. It’s the most fair way of doing it especially when it’s a 50k difference. I understand you have student debt, but why is that on her to help you pay it off with 50/50 split, and at 125K I don’t see why you would have an issue paying it off with your fair share of rent/bills, unless you’re doing some insane monthly payments (I’m from Canada so our student debt isn’t as insane so I might not have the best context).
Me and my wife share all of our expenses. We leave about 5% of her and my salary to do as we please no questions ask. She buys jewelry and I buy video games. look at my wife as my partner and I want both of us to prosper and succeed. You build more by pooling resources together. Even if it doesn't work out everything is 50/50 anyways, absent any prenup.
To some degree I think the only thing that matters is that you’re both on the same page on the approach. My personal opinion it actually doesn’t matter much where the money lives as long as the overarching view is that we’re in this together. Even more important I think when there’s a significant discrepancy in salary. You’re not really sharing a life together if one person is relegated to living on a salary that’s 3x less than the spouse.
All of this under the assumption that neither person is prone to using finances as a means to control the other or is completely frivolous with the spending.
Talk to her about it, and if you need help figuring it out start with what your financial goals are and conduit with a pro on how to get there. Removed some of the subjectivity and emotion from the process.
This is an excellent response. All about making the decision together and being aligned. And continue to reassess every year or two to be sure it’s still working.
Rising Star
I think you gotta ask yourself at what point are you all in. I was all in on my relationship with my fiancee and we combined finances 4 months before we got married for the sake of her being able to change jobs. Not saying you should combine finances now, but money causes a lot of problems in marriage and I think it's wise to be trusting (if they're not trustworthy why are you marrying them?).
K3 good thing you don’t have to worry about it then!
My husband makes double my salary. We were 50/50 until we got married at which point we merged finances completely. I had suggested keeping separate accounts and contributing equal percentages to a joint account for joint expenses which I thought was more equitable based on earnings but he insisted 🤷🏻♀️
My wife and I used to split based on percentage when we were dating and living together. At the start I was making more than her so she paid a smaller share. Towards the end of our dating, she was making more than me and paying slightly more. It was definitely a fair approach and made it easier for the person making less. During that whole period she had student loans (and still does) but that was never factored into the equation. We kept our personal debts separate since in all fairness credit card debt, school loans, cars loans, etc. is a choice you made and should not be the responsibility of the other person. If the debt was incurred while married that’s a whole different story of course. More important than whatever path you take is making sure you’re having open communication about it and both agreeing on the approach. If you can’t do that, you will have much bigger problems down the road for sure. Money is always an awkward conversation to start having, but once you do you’ll both be feeling way better about the situation, regardless of the approach you take.
I’m in a single income household (my income) and I pay rent/food/bills/savings whilst my husband takes on childcare. I give him money each week so he can be independent and not have to ask for stuff. We consider it ‘our money’ but don’t yet have joint accounts. When my husband goes back to work, we’ll do an equitable % for splitting rent/bills etc
Oh I see, I guess I didn’t realize it was recent! The way it was worded it sounded like he got an allowance haha. Whatever works for ya!
Have her pay 80 cents to your dollar. So in the neighborhood of 45/55
Enthusiast
Why not discuss this with her?
Rising Star
I don’t remember completely. I think we split the bills 50/50 then just randomly paid for stuff depending on who was there/who had their wallet handy. Not everything needs an official plan.
I make more but also have big student loans. We split most things 50/50 because of that, but he’s on my health insurance and I also cover some utilities. He buys more groceries. It evens out.