Which app do you guys use to track your net worth?

Hey Guys,

What is reasonable or competative salary for family person in Singapore cost of living onwards.
Is 9k a good salary after tax for 4 members. It can be considered that school cost would be 2.5k, and house 2.5k. will the overall cost for month can come under 7.5 k ? It realistic or just illusion ?

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Laying on the couch and watching TV all day sounds so much better than doing these tax returns. That is all , thanks for listening to my Ted Talk

How do you renegotiate your commission rate on TD Ameritrade and it’s platform ThinkOrSwim? Is this requested online or do you have to call in? Does it have a decent success rate? Im at the original .65.

Do we have to update the tracking and trading with details of like mutual fund, life insurance

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Decided to payoff my mortgage.

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

Can one get a home loan from US financial entity after combining assets of 2 people, where 1 lives abroad with no income or credit history in US?

The Mrs and I will be moving up to the Bay Area within the next year. Realistically how much should we be earning in order to afford a home out there? Everything we see listed that is even remotely close to what we’d want is $1.2-$1.3M and can’t fathom having a mortgage that high.

Hello,

Can anyone please tell , how to upload the rent receipts for Dec-March ?
Should it left as blank and HRA will be considered?
Or something we need to do from our end.

Doing HRA claim for the first time.

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Anyone have any juicy below the radar SPACs trading @$10-11 they like? I’m holding FMAC, EQD, APSG

What is the present value of a government pension? How does one calculate it? Trying to get a sense of weather it's worth moving over to Federal.

For folks who bought their second home and rented out their first home, how much harder/easier it is to get a mortgage? Bought a condo when interest rates were low but thinking of buying a SFH in the next 1-3 years. Was advised to wait till the condo appraised in value and then cash out refi but condos have terrible appreciation so banking on just saving up for it. LCOL. Any advice would be greatly appreciated.

Sounds like RFEs are drastically up lately. However, are corresponding rejections similarly up as well? Or are most RFEs being resolved?

Has anyone recently done visa stamping in India (Mumbai center) through Dropbox? My appointment is in 3 weeks and I heard of one occurrence in Mumbai where the candidate was delayed by 2 weeks (still waiting for his papers).

Team Structure

Since rolling out SN in our org, our team has changed shape just a bit. Try to understand how other operational orgs are doing things, what does your SN team's structure look like?

In my case:
2 Developers for Integrations and Discovery
3 Developers for Core administration, Catalog, and Request
1 Architect
1 Technical Manager
1 Platform Owner

All domestic and some additional development is done by one of our partners

I get it, shit doesn't always run smoothly, but every live deal I've been on hasn't panned out at the last possible minute. I am tired. Just venting.

I have 4+ years of experience in .net and react js 6 months hand on my current CTC is below 6 LPA how much can I expect if I switch the company I live in hyderabad India.

Do any of you use a suitcase stand at home? Recommendations?

Deloitte 🐟: what’s the expected compensation for a SM in Seattle area? 10 YOE, Tech Consulting. Currently making $190K+ bonus.

How did mid-year reviews go?

Ever have parents who thought a career as a creative wasn't work because it didn't fit their view of work--or guilt trip for creating spec work between jobs wasn't work if you don't get paid for it?🙄

While we’re at it, Art Directors… what is your salary and how many years of experience?

I am on bench from 1 nov 2022. I am PA.

What are the best affordable social media management/analytics tools available that small agencies/freelancers use? The analytics/insights side is more important to me than posting/scheduling/etc. Thx

Why do you think ETH will flip BTC
What do you think it can become store of value too in the future
Serious answer please

Do you pay attention to BTC or ETH funding rates? Does it impact your trading/investment strategy?

Want to start keto diet again; but I’m not motivated, how do I overcome this?

Is it normal or ideal to continue working on a deal in your last week at the firm?

Wow the Dow is Dow 933 right now...holy smokes

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Anyone invest in real estate? Thinking seattle area, manhattan, SF and bay area, or miami.

Hey 🐠 , how do you guys shop for car insurance? Having a hard time finding a true aggregator site for comparison—they all direct me to individual insurers for quotes. My rate at GEICO just went up 40% so want to shop around a bit…

Looking to get some feedback on this investment strategy: Contribute 100% of the allowed limit in ESPP program(15% of base) to get full company match(15% of my contribution). Sell it on the same day it vests(vests starting of every month) and then invest that money in vgt and voo. I understand the short term tax implications but still feels it is better to invest in etf than in company’s stocks. Thoughts?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Bought Carnival this morning. May God help me.

When to buy back in to triple leveraged etfs 🔮

How much did you save before leaving your parent’s house? Either for the first time, or if you went back during early Covid.

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Looking for recommendations on a good budget template for a handwritten budget. Got anything?

Have about 10,000 USD in BOFA savings drawing like 0.1% Interest or something. Is there a less risk, decent return option? I can put this away for a month or more depending upon to return

“It's great that the Federal Reserve recognizes that there's going to be weakness, but it makes me feel, wow, the weakness must be much more than I thought,"
- Jim Cramer

Instead of targeting a high downpayment for a house, my wife and I are planning to look for a house once we hit HHI >= $250K. We think this will be mid next year. Reason being is want to target a house in the $700K range. Thoughts on the approach?

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Hey 🐠,

I am approaching the Roth IRA income limit, and have a pre-existing Roth IRA that was not converted from a traditional account. Is there a way for me to take advantage of the backdoor Roth loophole while funneling the money into my current Roth? Or, do I have to set up a new account, convert it to Roth, and make all future contributions into that account? I’ve already asked my broker, and they have not been the least bit helpful. Thanks!

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Just moved to the US, what are the things I should do and mistakes I should avoid? (Financially, of course)