Can I use the increased value of my home to pay off my mortgage early?

post tax(Roth) or pre tax 401k? which is the better option for us on h1b?

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

Can someone please help me know what is this "gift perk" the comes under the head "Adhoc income" when you see the IT statement(under new payroll) ? This adds up to my yearly Income but I don't see that in my salary slip.

What r y’all doing for Naija independence ?? 🇳🇬

Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

None of us non citizens will see this stimulus check right even though we are residents for tax purposes?

Can we increase the Hra amount while filing the return?
I have paid lumpsum amount to my parent as the rent.

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Do you have renter’s insurance? Not required but building strongly recommended it.

NRF matched Millbank in TX yesterday

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

How Income tax deduction is calculated in Mphasis payslip?

Is there any specific % or threshold values?

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

What is the best budget app? I have been using mint, but mint doesn’t work well with splitwise (which my partner and I use together).

Hi

McDermott is good projects in TCS.

Still don’t really understood what the Song service group is about and how it’s different from Technology and S&C? Can anyone enlighten?

25M in NYC - working in finance

Female 🐠s come say hi!

Hi Guys.. I have an interview scheduled with JP Morgan Chase. May I know what would be the max limit salary which I could ask for 7.3 YOE, Java Full Stack Engineer.

I have an offer with 12 LPA as a SA -QA1 as OMS QA (Functional) ; I don't have much experience in automation, mostly I have worked on functional/buisness part of testing ; can anyone let me know what is the future for a tester in PS ? will the resources gets projects , or not with this kind of profile

What would be the salary range for a demand planning specialist in Bay Area?
For someone with 3.5 years work experience and masters degree

I work in commercial real estate retail leasing. Current employer just increased base to $100k with avg. 20-35% bonus/commissions combined. Received offer to exclusively work for a tenant and help them open new locations. $115k base 10% bonus & also stock options. Remote work, lots of driving, similar job title. Its a VC funded startup & aggressively growing. I’ve never worked for a start up, so curious what everyone’s experiences are and any feedback would be super appreciated thank you!!

Has anyone used collagen products? If so did it work/did you see results. If yes, also please let me know what kind 🥺

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Poll on general attitudes towards open relationships? I’m in one and find that some folks are totally non-judgmental about it, while others are so vicious/rude about it. Curious about your opinions! I understand that every open relationship is different, and each couple defines their own arrangement/rules. For context, ours is a passive one that’s hardly acted on, but we both have Grindr and meet guys for fun on the very odd occasion (whether together or apart). If you’re in one, describe yours!

Does anyone have feedback or recommendations on robo cleaners in India? Thinking is sending one to family. With lockdown mom getting tired of cleaning by herself.

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

Everyone likes me because I'm a doormat with no boundaries. I do anything and say anything to make people happy. I will think what you think I should think. Will you be my friend?

Anyone here adopt a puppy during the infertility struggle? Husband and I considering it to have something positive throughout this situation and thinking the extra companionship would be helpful. I work from home. Husband has had many family dogs and lots of experience with it, I’ve had a family cat before. But not sure if it’s actually a good idea - wondering if it would truly help make us feel better and keep our minds off of the struggles or if it would just add extra stress. Thoughts?

Amazon: hiring 33k people. Also amazon: we won’t hire a single person because our interviews are so hard :(

Any books/self help materials for someone who is constantly worrying (and waste a lot of unnecessary time)? E.g. No matter if i pass or fail an interview, there is always something to worry about. The worrying/anxiety multiplies when I proceeded further in the interview stages. Now that I signed the offer and is pending background checks, my anxiety is off the roof as it itches closer to my starting date.

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Anybody still holding off on 2022 backdoor Roth for potential policy reasons? Or no longer concerned?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Thoughts on rental properties in Atlanta? What areas should I look into?
Trying to branch out of Texas (Dallas/Austin), which is a it overpriced now.

Any thoughts on the ETF, OGIG (O’Shares Global Internet Giants)?

It is from Kevin O’Leary’s fund.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Thoughts on marijuana investing? Best investments, so like equities or funds?

Thoughts on SoFi bank?

Has anyone used equal wt. index funds like RSP. Is it worth it?

Wanting to take advantage of the current market. 20K to get going. What are good passive income ideas in todays economy? What would you do?

Why is the market going back up already? Is this how it was in 2008? Should I keep my 401k same or increase?

Been dollar cost averaging for a few years now into index funds. Currently down $15k. Sometime tell me I’m doing it right…🤦

Thoughts on below upcoming IPOs?
1) Clear Secure
2) Krispy Kreme

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?