{ "media_type": "text", "post_content": "Chase Sapphire Preferred - isn't it or has it ever been 0% interest on purchases for the first 12 months?", "post_id": "5782ca5c839ce51300758479", "reply_count": 10, "vote_count": 0, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting", "feed_type": "crowd" }

Chase Sapphire Preferred - isn't it or has it ever been 0% interest on purchases for the first 12 months?

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Have to agree to EY1, assuming you are not married and do not have kids, as a consultant you should be cash flow positive each month.


^he/she says with no connection to the real world.


It was when I signed up (maybe a year and half ago?)

Why are you carrying a balance?

Not 0% interest

Signed up a year ago with interest, take it if it has 0%, plus its a great card if you travel/eat in restaurants a lot on your expense

^student loans can hurt you

(If you're trying to pay them off aggressively)

PwC 1, I've paid 23k of my 31k of loans in the past 20 months (graduated undergrad in 14) still have over 20k in savings and another 20k in 401k (all obtained since graduation)

That's awesome for you A1... Some people have 6 figures of student loan debt (I've paid off $75k and contribute highest amount to my 401k). OP asked a simple question and that didn't warrant judgment. I don't carry a balance, but I can understand why someone would want to leverage 0% interest over a much higher interest rate for existing debt as a short term solution.

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