Currently looking at buying a portion of another advisors book. They are scaling down and looking to sell a portion of it. Offering me at 2.5 times revenue, they are also including all the life, annuities, etc. Since advisor is at my firm I should get any comms on that, as well. Any tricky areas or advice from some of you who have been through this? I don’t want to miss something. Thank you.

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Anyone in on IPOF call options?

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

Hello Fishes, I’m trying to validate the Business model through market survey. The business is a kind of agri investment model where one can get an ROI of above 8% annually. Please share your thought process on form generations, target audience, Channels like Linked In , paid promotion etc.,

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Getting about $2200 back from Federal and $1300 back from NY State. Claimed 2 for both last year and having 2nd kid this year. Should I bump to 3 or keep as is?

Any advice in terms of investment to save the maximum tax?

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

Do we have tax calculator in tcs

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

I have an issue: just been informed by compliance I have a violation. Using a brokerage restricted and at this point I am at a loss. I sold off all my stock just to comply. Then put the only stock I kept with the broker, the other one is my wife’s employer 401k savings broker. The instructions say they will reach me within 90 days for next steps. It also says there may be financial penalties.

What should I do? I replied the email immediately asking for help. I am a new to Deloitte and the US

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

I'm about to go freelance and need some advice on how to set my rates, how to have a proper contract, etc. How did you all get started? Be nice! Thanks

Can someone tell me if a HRBP III is more senior level than a HRBP I? I’ve never really dealt with those titles so I am a little confused!

Hi all, I am looking for a job role in sales/business development manager for Gujarat, India location. Please let me know if any...

I’ve been in my current position (Bookkeeper) for 4 years now. I’m highly interested in taking the PHR, and I’m wondering if I would qualify for the 4 year HR professional job requirement to be eligible to test for the certificate. I work for a small business, therefore I do all the on boarding paperwork/payroll. Any advice is appreciated.

Any advice for a first time manager ?
Context: after ~10y in technical then marketing role, taking over a team of analysts, first management position.
Tips, readings, stories, … are welcome 😁

First post? Ok I will start. My SPG nights for 2018 dropped from 101 to 91 after the merger.

Mimi.. what an amazing movie!! A mainstream indian movie worth watching after such a long time.

What's the best no-code or low-code platform for me to build out my startup idea? It would be a website/app that allows users to upload pictures of items and post a one-time review, and allows others to like/dislike the item. They would be rewarded for each item they review. It's not a Shopify since there's no items sold, just verified reviews.

Thoughts on Residuals clauses in NDAs? (Ex.: X will be free to use and disclose for any purpose the residuals resulting from access to or work with Company’s Confidentjal Info.” Refers to ideas, concepts, techniques retained in the memory of people unaided by CI. Do you strike?

I can see many post and comments for International offer,select for better quality of living. I would like to know what does mean for better quality of living other than India.
Can some one specify those have both India and International experience.

Looking for some material for a crash course in IT strategy consulting - books article etc. any recommendations would be appreciated

Have anybody recently done OINP? Had some questions around what employer documents are needed and what support do we need from employer. This is for foreign worker stream with a job offer. Please dm in case able to help

Is it a wise decision to move to Amsterdam from Bangalore? I am a 34 years old Devops Engineer staying with my wife and a baby. We both are working here while in Amsterdam once I move, my wife will be eligible to apply for jobs(She is into Software testing)
CCTC : 37Lpa , Offered CTC - 72K Euro with 11 years of exp in DevOps. Please suggest.

Joined this week. What can I expect from Mr V

Looking for practices in Oklahoma and Arkansas to possibly purchase.

Anyone looking to sell (Military Veteran-Heavy) book?
Ideal Individuals for me and extremely rewarding. #SemperFidelis

Chicago & suburbs: seeking advisor min $20m AUM to change firms and team with me at my RIA to service clients better as co-advisors and build practice. Great tech, transition, and admin support!

18 year vet looking to acquire businesses in Denver area. Looking to exit? Let’s talk

Anyone looking for a junior partner in Kansas City area?

Looking to buy from retiring advisor in Indianapolis.

Wells - curious. Where are you and are you buyer/seller? I'm guessing buyer and all the stats I read are completely in our favor, yet I feel like books of business should be going for sale every day and I struggle to find any good sellers?

Has anyone hired a consultant to find them a practice to purchase? I'm not asking about the big players like KMG or Succession link.... I'm asking if you've worked with an individual contracted consultant... If so, wondering how the experience went.

Anyone in Maine or New Hampshire?

Does anyone know a basic rule of thumb to value and agency not just a book?

I’m currently a wire house FA who received assets from a retiree. I likely have 4 years before I’d be able to move my book of business, but I definitely want to move to an Indy channel. When should I start these discussions with other firms/business owners and are there benefits to merging with an existing practice at that time?

Established buyer backed by a solid firm seeking $1m+ in fee and commission generating revenue from sole practices and teams (based on T-12 production and AUM) to integrate into our system across the U.S. Upfront payouts followed by asset bonuses based on timely asset transfers. Serious inquiries from Principals only.

Looking to buy a book in Colorado if anyone knows of anyone

How do you determine the value of an agency. We do mostly protection products but also a few million in advisory. The BD side seams straight forward. It’s the insurance side that’s hard

Looking to acquire Practices in the greater Providence, RI area. Message me for a discussion. Deals are 95% cap gains and not ordinary income.

What do you feel is a reasonable multiple to pay for recurring revenue (wrap)?

Looking to buy a book of business or partial book in Ohio. Will consider all sizes, even small. Please contact me at 513-317-2265 to discuss. I'm licensed in OH, IN, KY, and NY.

Selling structured book of autocalls

Looking to buy a practice in the St. Louis, MO area if an advisor is ready to consider retirement, could transition over 1-3 years as desired.