Do no preset limit credit cards hurt your credit score?

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No they don’t

What is a preset limit credit card?

Haha no I think it’s mainly an Amex thing

If you pay it off monthly, no. Most like Amex platinum that are no limit require that. There are options on some (Amex ‘plan it’) that let you carry a balance. But that can impact your credit score as your credit balance increases. If you’re looking to buy a house, it will ding your DTI.

All helpful, thanks!

Doesn't matter if it's secured or not or a charge card. What matters are the on-time payments.

Only if you max them out

Good one A1, always making me laugh

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