Do you do multi year leases? Any gotchas other then locked in rent? Tenant is interested in a 2 year lease so I wanted to make sure that’s okay.

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I’m currently in my second year of a two year lease, and it’s great. Moving sucks, and it gives you confidence/stable rent for two years. Def CheKC references to ensure you’re signing a good renter

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My sister did a ten year lease to some doctors

I do it if I can. Turnovers are expensive plus lost rent. Yes, you may be able to raise the rent, but they can also choose to move. I prefer the steady cash flow, but there is opportunity cost there as well.

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“Don’t worry about the budget. If we like the idea, we’ll find the money.”

Has anybody ever found that money?

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How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

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Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
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Any advice in terms of investment to save the maximum tax?

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Looking to buy from retiring advisor in Indianapolis.

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Is it possible to secure a decent lease for around 200/month with no more than 1k down? Asking for my parents…

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📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

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SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

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Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

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Anyone who sends some money monthly to their parents in India? If so, how much $/month. I send $2.5K each month but trying to figure out if there are better way to invest that sum here in the US than just to put that money in a Fixed Deposit in India.

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My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

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What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

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Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

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Fidelity or Vanguard for opening a Roth IRA? I’m new to investments, still learning, and I’m more of a buy & hold / hands-off type!

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How to transfer PF fund from hcl to epfo if i was a non pension member???

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Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

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How much money do you make and have in your checking and savings? // how many years have you been working post college...

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Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

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Mutual funds you have your eye on right now?

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Hi all,

I am having an offer from
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Any suggestion, which one to go with?

Thanks!

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Any IPS Advisory folks here ?

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Hi Gang, really feeling the burnout a bit heavy now after ~5 years in SaaS and Consulting Sales. What are some of the most transferable roles AEs can move to post sales?

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Anyone have idea on below companies. Which is better in terms of WLB & hikes? Both offering almost same CTC.
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Can anyone refer me for java developer role 3.11 yrs exp

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Can we change project in Capgemini?

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Going through the apartment hunt. What're your best sources/websites for (maybe for Cambridge/Watertown or quincy areas)?
Have only ever used craigslist in the past.

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My accounting edge finance is not compatible with the new Mac OS. I do not need the $15/month subscription they offering as an upgrade since I’m a lone freelancer. I’ve always kept my own books and did my own taxes. Anyone else out there with a basic bookkeeping program recommendation for Mac would be appreciated.

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Just started a new role 3 months ago and both my boss and co-worker have resigned within the first month. Is this a sign? Should I start looking elsewhere?

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Hi Fishes

In spite of having applied for many jobs at
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I do not understand what's wrong with my profile ! I do get calls from other Captives but not from the Citi.

Are there any hacks to get calls from Citi ? Citi @citibank

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Has anyone gotten matched to Delta diamond from EP or 1K? In our status match program it shows platinum as the highest tier for matching. Any tricks?

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McK 🐟: are offices like Pittsburgh and Atalanta easier to get into than NY and San Francisco?

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Today's dinner: Zucchini noodles in butter, garlic, lemon, and basil sauce with a side of chicken thigh.

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Salary package for communication exec with 10 years work ex

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I’ve been lurking at the net worth/savings posts on here. I started out negative and am still negative and working on it. Is it common amongst minorities or just me? My folks couldn’t help.

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like

I need 11 likes to DM someone. Please help out with some likes. Thanks in advance

likehelpful

Hi fishes. I am having 4 years of experience in Rpa UiPath. Coforge is paying me 21 lpa and 1.05 lpa variable and Ey GDS is paying 17 lpa fixed. Which one is better?

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Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

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Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

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What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

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Is it common for HOA to ask you to prove your car registration is up to date?

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Does anyone know what this means?
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Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

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Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

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Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

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Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

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I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

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I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

4 years into RE. Happy with the results so far! Thinking I should take on more debt with current IR, but the market is too competitive

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likeuplifting

How can I invest in real estate ? Looking for an additional passive income source

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This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

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Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

likefunny

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

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I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

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My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

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