Does anyone has experience with “Provident Funding” ? Apparently, a mortgage broker I contacted has got me a best rate with them and my preferred lender is unable to even match. So looking for suggestions if I can close with them. Not found any info on if they are federally backed and saw good reviews on Zillow. What factors should I look for a lender selection other than just monetary items ? If it matters, the website is provident.com

Thoughts on Jumia stock?

Curious. What's everyone's all in tax rate at year end (first and second years). Thanks. Looking for a percentage.

Have 20k, what’s a good small business to start with this fund? Serious question here

When people list TC is that just base plus bonus and average equity fully vested? Or does it also include retirement contributions?

Can anyone please tell if rent agreement is required in LTIMindtree for hra tax exemption or not ? If yes then should it be notarized or should it be registered ( registered means stamp duty and all ).
Please let us know.

China holds ~1 Trillion dollars if US Debt. What’s stopping the US from canceling the debt, setting up a CV-19 aid fund, contribute 1 trillion to it and start paying all countries affected?

Bought an apt in Staten Island; I qualify for a cap gain tax exclusion of $250k if I sell by Nov (5yr mark). Was gonna list in Apr but given shutdown of RE, wondering if tax rules will be eased..

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Would you be concerned if your SO has no savings at 31? What advice would you give them?

Any insights as to the best conversion ratio when transferring AMEX points? Corp account is being closed and el Google is too much

What’s the best travel rewards card you have and why?

Is there a brokerage account where you can automate daily purchases of ETFs? Say, if I wanted to invest $50-100/day in ETFs, without having to manually transfer the money from my bank account? I’m new to the US, but seem to have my 401K with Vanguard so they might be easiest if there are multiple options.

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

Novice question: if I sell my house and then rent for a year will I be taxed on my proceeds from my house sale as a capital gain? Do I need to reinvest them by a certain amount of time?

Do any of you struggle with feeling like you owe other people. Or I guess owe your employer, company, team etc to put in your best effort? I think I feel this way but to the point of it being detrimental. And I’m not sure how to fix or change it. It’s like my whole existence is a ledger i need to keep in balance (lol accounting analogy)

Hello fishes!!Is there any open position for a senior analys/team lead in Mulesoft in any of the BIG 4s? If there is, can you please refer my profile?
I have 5+ years of total experience in IT and 3+ years of relevant experience in Mulesoft.

Thanks for the help in advance

[Note:I can send you my resume via mail as I don't see any option to upload a resume in this post].

Is citi calling employees to work from office or employees are working from home

Hi Fishes,

I'm working in Wipro last year on 25/11/2021.. i have joined Wipro as fresher TRB band but still i didn't received any hike and band progression till now... I have not joined through campus placement... Please guide me when I'll be eligible for hike ...

My mom received an Oculus for Christmas and loves Beat Saber. Does anyone have other game recommendations I can share with her?

I currently looking for jobs at Point72 Asset Management. Does someone know if the offer remote work? Is it a good place to work at?

Anyone know where to find consistent, decent indoor pickup runs for basketball in the city? For post-covid obv, but wanted to start thinking about a gym that wouldn’t break the bank. Thanks!

I’ve seen quite a few people online talk about how digital marketing is dying or on its way out because of AI and other automation tactics. Is any of that true, or are people just overreacting?

Hi everyone, I am looking for a new opportunity in healthcare consulting or operations. I have 7 years of healthcare experience. Education: MPA - Healthcare admin, CPHQ, working on LSSGB. I have expertise in quality improvement/management, gap closing strategies, provider education and process improvement (workflow wizard). I have been looking for my next step to no avail. I would be very thankful for any leads! Open to DMs as well.

The worst place to work as RN is HCA Largo Hospital, FL

A patient of mine essentially asked me to fraudulently bill his insurance the other day. My response was records can be audited at anytime which could result in my license being put at risk. He asked me how many times has that happened? I was like that doesn’t matter. I spent way too much time, money and effort to get to where I am.

Some woman was hitting on me cause I was ripping tennis balls 🤨. She was cute tho, felt nice

Been at a “top 5” agency for 2 years now and haven’t produced a single piece of work that I feel is book worthy. Granted, there is the whole global pandemic thing. But at what point do you start looking for a new job? Is 2 years long enough to at least get some cred for the name on the resume, despite not making anything great?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Recommendations for a Roth IRA?

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

Microsoft vs Apple vs Amazon, please suggest

Does anyone do short term investing in the stock market (short term meaning 1day - 2 week trades) if so, what has been your best tool for research? Have you found this strategy to be worth it?

I inherited around 70k in a TD AmericanExpress IRA account. Just turned 30...I MIGHT use the $$ as a house down payment down the road, but would actually prefer to invest it longterm for retirement. Already maxing out 401k and Roth. What would be the best investment options?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

Is anyone else convinced we are headed for a correction in equities, and quickly? The market has been straight up for months, with the exception of a blip around GME week. Seems like everyone is day trading, too, which I take as a sign of froth. I know market timing is typically a bad idea, but talk me out of moving to cash for a few weeks until things get cheap(er).

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

Stock market keeps moving up because those with capital are swimming in cash. Convince me I'm wrong.

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

How do folks feel about I bonds right now? They’re earning 9+% at the moment.

is it better for me to invest in the stock market through a brokerage right now, instead of increasing my roth 401k?

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Any suggestions on high risk/reward stonks? Willing to dumb some $$ in risky investment.

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!