Does anyone know what actions have to be taken if you contribute to a After Tax account at your employer, do immediate In-plan conversions to Roth, and your company fails ADP/ACP testing? Want to know what I have to do to not be hit with penalties.

How much time does it take to get i-140 approved under Regular processing? Firm saying no for applying under premium processing. Giving me an option to self-pay premium processing fee if I want $1410

If I have a valid H1B until May 2025, will the i131 being denied have any impact on me? I need to travel out of country and I know that’ll result in i131 being denied automatically. I have filed for 485 in July 2022 and hopeful that it’ll get approved before my H1B has to be renewed in May 2025. Is there any risk of travel king out of country multiple times on H1B before 485 approval?

Federal funds rate at 0 before we’ve officially entered the worst of this crisis has me worried about monetary policy firepower going forward

Anyone in SF this week? Just got in from NYC

Does google flights increase the price on repeat searches if you don’t book the flight right away?

Daily filling Timesheet even on bench.. bad process. it shall be weekly or monthly..

Creatives who left for tech. What is it exactly that you do now? Is it still writing or art directing? Or a different creative role? Hearing about people leaving for tech so I want to know what it means exactly aside from the benefits.

Has anyone worked as an AD or CW at knixwear? Would love to know if it’s a solid internal shop with agency-experienced creatives

How do you leave a company that's been so good to you ?

Is 2023 the return of sales?
Covid has completely changed buying strategies of big corp as companies looked to retain and reset with what they have. What type of change do you see big corps taking this next year to drive growth?

What’s the salary range for a junior software engineer at USAA? I’m in their training program and trying to determine if it’s worth it before I waste 15 weeks in their software development training program .

Does anyone know if McKinsey hires defense specialist in the expert role or is it only the specialist role with potential to promote.

Thoughts?
I’ve been working at my current company for 11 years, for the past year I have been waiting for a promised promotion. I have been fully remote for 7 years pretty much good work life. Busy. In April they said I have the job still waiting. I am a project accountant III to a finance business manager.Could be long nights &stress. Still unknown pay maybe 20k increase.. Last week I was offered a govt job at NGA (Budget analyst) 40k increase not guaranteed remote. 45 min drive +retirement

PwC India - Manager position. SAP. Any comments?

Thoughts on Xpev, Li and Nio? Seems to suggest good growth potential?

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Has anyone used CrowdStreet? I am currently investing with Fundrise but the returns on CrowdStreet seem more attractive.

Thoughts on Employee Stock Purchase Plans with a 10% discount? Is it worth it given the lock up period and market volatility?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Two kids under 5, I am putting in a large lump sum in their 529s to (hopefully) mean the kids are set for full tuition, room, board, etc. at at least a state school. Aside from not having that money more liquid to tap into if needed, what downside may I not be considering? I assume the money growing there is as good as the money growing in my brokerage account and I get tax benefits. 12mo emergency savings on hand as well, so do not think I need the additional cash available to me.

Is ARKK still a good ETF to invest in?

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Have 1M+ assets at vanguard (some vanguard funds and ETFs). TDAmeritrade offering me about $1800 if I transfer them over and they claim I could do so in kind, so no liquidations. Do it?

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

When to buy back in to triple leveraged etfs 🔮

High risk, low reward investment ideas?

What is your preferred online brokerage and why?
I like TDA’s tools and research. Vanguard is best for ETFs/funds but stock tools are nonexistent. Robinhood? Why? Thanks!

Any tips on where I can invest 200k right now? Goal is long term wealth building and nothing much else. Country - US. Age - 26 (So I prefer to be agressive)

Hey 🐠,

I am approaching the Roth IRA income limit, and have a pre-existing Roth IRA that was not converted from a traditional account. Is there a way for me to take advantage of the backdoor Roth loophole while funneling the money into my current Roth? Or, do I have to set up a new account, convert it to Roth, and make all future contributions into that account? I’ve already asked my broker, and they have not been the least bit helpful. Thanks!

I need to max out my Roth IRA for 2021 before April. I have the money and opened an account. I just have never done it before and I’m not sure where to put it.

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!