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Use CSP for travel and dining. Get a Citi double cash card for 2% back on everything else.
Discover It, Chase Freedom and Citi Dividend have 5% cash back quarterly with rotating categories. Discover has Discover Deals that gives you 5-10% cash back year-round on online shopping at many stores if you link through their site. Capital One gives 1.5% cash back, no foreign transaction fee and ongoing promotions with uber. Citi has the 2% cash back card. The new Costco Citi card looks good too. And all these cards have $0 annual fees. If you are willing to pay annual fees then there are more options available to you. So you need to decide what do you want out of the next card. :)
Chase freedom - 5% cash back. Pair it up with the Chase SP and you're golden
I second the Discover It card
I have never been enamored by cards with airline or hotel reward points because the value of the points are arbitrarily determined by someone else and they invariably depreciate in value. What am I missing here?
AAdvantage. 50,000 bonus points plus free checked bags
Thanks a lot fb fam! KPMG1 that's a lot of valuable information. Yes I was planning a 0$ annual fee card, I'm already paying a total of $190 for my CSP and corporate Amex. Can you also help me choose if I should go visa (as 2 personal cards are currently that) or move to MasterCard for the third one?
Good q - I think Chase and Capital One primarily issue Visa and Citi issues MC. They are both widely accepted so I am not sure one is better than the rest. I would first choose a card that maximizes the benefits and then think about MC or visa. And yes, pay your balance in full every month otherwise you are paying more in interest than the payout in rewards :)
I like the Amex SPG card to add some more points...