Finally got the Bilt card. Favorite benefits? How do you use yours?

I’m not bad with money but definitely lots of room to improve overall, due to several personal factors I don’t want to list in full here (numerous unanticipated medical bills, bad boyfriends, etc.) Hence why I only have $3k in savings right now. My first mini goal is to have $5k saved by the end of December. I need motivation and words of encouragement. If I pay off my medical bills, I won’t make my goal. I have to start putting saving money first. Getting depressed about my situation.

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

How to know the GGID for checking final settlement payslip

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

Is there a legal way for an international student in the US to earn money on the side?

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

I think I know the answer, but want to hear others’ opinions before giving up on the dream. I’m currently at $120k base with 6 yoe. Is there any chance I can get close to that as a fed in the IC? Or am I just looking at a GS11 step 1 that’ll hurt pretty bad? Are there any perks that can help offset the lost income like childcare stipends (the agency mentions a childcare subsidy on their benefits site but I can’t find what that actually means)? Thanks!

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

Off topic ---

Has anyone bought nothing phone 1 ? Hows experience ?

Insights into the best consulting firms for public service/ nonprofit work?

I hear that to be made partner, senior managers are measured on their book of business. I'm curious what kind of numbers we are talking about?

What’s next on your expensive wishlist to make this job a little more comforting?

Anyone from Genpact Hyderabad Hafeezpet location?
I just joined Genpact and have some queries.

Any assistance you can provide would be greatly appreciated😊

If you could work on any brand, what would it be?

What would be the salary range for a demand planning specialist in Bay Area?
For someone with 3.5 years work experience and masters degree

Most woman with excellent WOE don’t negotiate their pay.. I’m a woman working in Tech and this is so sad to know..

Hi peeps!

Has anyone recently joined Boeing India?
How long they take to disburse offer letter after managerial round?

I know it takes some time, but we all are eager after the managerial round to get the OL.

So kindly let me know

What if your second round of interview was average? Will there be 3rd round? Or you will be rejected and no the process will be concluded then and there? How long so they take to send rejection intimation?

Hello, I have accepted an offer at a competitor company and sent in my resignation letter. My start date is 5 weeks from now so I put in my end date 4 weeks from date letter was signed. The manager said I had to leave the job in 2 days and the company can only play 2 weeks of work. Is it normal how they do that?

Any predictions on when the drop will happen?

how in the world are people passing REG?? i just got to R4 and i feel like i legitimately know nothing like I’m doing quite horribly on all MCQs so far

What is the moment that made you realize you wanted a career in entertainment?

I just graduated from a nontarget in Dec 2020 & am currently interning at PwC before I go back to do my Masters. My initial plan was to accept my full time offer and slowly work my way into IB.

I see postings right now for FT IB analyst programs. Should I even try applying online?

Ik recruiters don’t really read cover letters, but I learned about banking rlly late into college. i’m the daughter of blue collar workers who don’t speak English so I never really knew what jobs were “prestigious”

Looking to brainstorm ... What's the next wave to ride for the next 3-5 years and how to position yourself?

Hi,
I have an offer from Shell India Markets Private limited. Can anyone share me details about WLB, Career Growth, Hike and other important aspects that i need to consider.
Any inputs are highly appreciated. Thank you

Role : Software Engineer - Endur
YOE : 2.1 Years
Tech Stack : Core Java, Spring Boot, Sql

Notice period in jpmc is 1 month or 2 months?

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Best Hyatt in Hawaii (ideally Kona or Maui)?

Looking for a resort to use points at for a girls getaway. Limitation is no zika places so pretty much continental US or Bahamas. TIA!

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Not quite pts related: Best Buy $7200 order. 2 TVs & soundbar to be installed. 1st appt canceled during arrival window for personal reasons. 2nd appt system error Best Buy has correct date...

Priority Pass (through my CSR) cancelled their relationship with the lounge in my home airport all of the sudden. That was a huge benefit of having the card for me. Anything I can do with Chase?

"How many points?"
I'm new to all this. Beyond all the humor is this actually commonly done ? What's the process and way to go. Real examples please:)

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

What’s the maximum anyone got out of the airline for damage to a new checked luggage bag

Amex Platinum or Chase Sapphire?

Fly to Columbus on connecting flight or to Atlanta and drive?

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

Accenture can you guys go back to Marriott and fix their customer service please I've been on hold for 30 minutes and I still have missing nights

Are there any major differences between the delta lounges at LGA?

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

What do folks think about the Uber credit card? I already have CSR and citi double cash. Worth getting it?

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

Does Centurion Lounge access justify the Amex Platinum fee? 80% of foreseeable travel will be through IAH, DFW, and LAS.