First time changing job, rolled over my 401K to an IRA account. What Vanguard product u recommend?

Any healthcare consultants here?

Are there any serious Funds still running with a long thesis on Tesla at the moment? Valuation looks absolutely stratospheric from where we’re sitting.

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

I want to sell my primary residence right at the two year mark so I don't need to pay taxes on the gain. But what count as the start date? I know when I move in but don't have document to prove that. Should it be closing date? Dates on utility bills?

I'm thinking of buying an apartment. What gross profitability do you think is enough for residential rental property?

What are the health insurance benefits like at A&M?

I hate when TSA wants to check my bag and ask me if I would like them to close it......ummmm duh

Have the CSR but thinking about switching to Amex Gold + something for flights and hotels. Maybe one of the American Airlines cards? Any other suggestions?

For the NYC rent relief program, you have to earn leas than $63k for a single person household? Anybody get by that detail as a freelancer who sometimes makes zero a month?

Any real estate professionals or investors in the Bay Area? How much money are you making? What investment strategies are working for you?

Hi Fishes,

Can you help me with the passive source of income?
Location: Pune
Occupation: IT services

Hey guys - How can I accurately calculate the capital gain tax amount for a crypto sell? Got doge at $.06 and am not sure how long I will hodl.

Why do people never talk about entrepreneurship as a path to financial freedom? Do people realize you can only be so rich by being employed but you can legitimately build generation wealth from entrepreneurship? 😕

Do you need enough capital to buy the lot if you are selling calls? I am level 3 (highest level), but TDA won’t let me sell options if I don’t have enough capital held free..

Associate at one of the big tech focused PE funds (Vista, Thoma, Silver Lake) — what are peoples thoughts on maxxing out Levered CoInvest (6 figs of my own savings) given the narrative shift in public markets for tech companies?

What happened to all the great credit card sign up bonuses?

Any good ones lately? Feel like after all the sapphire reserve wars died down there hasn't been any good cards out anymore.

Bank of America ultimate rewards is best with platinum honors at BofA but where are all the new cards.

Amex platinum sucks and I dont think its worth it anymore. Thoughts?

Tech companies are mostly built up of 22ish-40ish year olds (not data, just how it feels) which makes sense as tech has been booming for only 20ish years. What happens in the next 10-20 years when the ones who are older for tech now, become actually old for the workforce. Do we get phased out by young people due to lack of relevancy? Or will we have 50-60 year old SAAS sales people, project managers, etc, still in the space and about to retire?

Has anyone out there worked for a cruise line before? what was it like?

Hi fishies! Anyone looking to sublet a room in Boston? It's a HUGE room with two closets and en-suite bathroom close to Coolidge corner. Apartment has been great, I'm just looking for a change of scenery:)

Anyone know any good exit opportunities/career changes? This is my first job in internal audit and I’m not sure if I want to be pigeon holed into this.

What are equity partnership requirements at your firm?

Thinking ahead for next year
With the Pathway to Parenthood program which insurance provider have you used (Anthem BCBS or UHC) ?

Who do we think Charlie Scharf will let go of next? 🤔🤔🤔

Anyone into pageantry? It’s the pageant season and would be fun to discuss favorites! 😛

Hey All - Can we agree to make a collective effort to reduce the repeat content here? Things are moving quickly and we don’t always have time to check, but having 2-4x of the same link/tweet/topic splits any convo and exhausts interest in engaging multiple topics bc new ones are hard to find.

Which is the best men’s cologne?

How some people are clearing interview and then getting into a project even though they don't have any skills, no desire to learn new things, can't perform a very very simple task even though it's already documented clearly, totally burden on team members. They don't even try to do basic troubleshooting when they faced simple issues, rather asks stupid question to junior who is having only 1 years of experience and ask for solution.
I noticed this in every project I joined(Service based company)

Hi all,
Can anyone please help me that what were the questions asked in Optum for 2 yrs experience Candidate in Java.

Thanks in advance

Trying to transition from hands-on analytics freelance into advising. What service or field would be best to focus on as an advisor to companies within data?

I’ve been an M2 since I started at Meta 5 years ago. 6 of my last 11 performance reviews were Exceeds Expectations. 2 Meets Mosts early on in career but then the rest were Meets All. Been asking what my gap has been to get to D1. People that worked for me (started same day) are now D1. Peers have been promoted past me to D1 (Director). Been told my gap is influencing up and out. But … if this is my ONlY gap isn’t that ok? We’re not meant to be perfect right? What am I missing? Go to HR?

were there any lay offs in tcs/tcs digital in last 2-3 months

Do we need to return the laptop when leaving pwc??

There is an open position for C# Automation testing resource.

Client: Credit Suisse
Payroll: Atyeti

Interested folks can DM me.

Note: Possibility of getting converted to an FTE of CS based on performance.

Any comments on Artificial Intelligence suppliers for health systems?

Realized I’ve been contributing all post tax dollars to my 401k for the past 1.5 years. Am I able to convert this to a roth somehow? What kind of tax liability might I have? Should I switch to pre tax contributions?

Has anybody used personal capital advisors? Is it worth it?

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.

Question for home owners - do you prefer to roll your Homeowners Insurance into escrow and pay over the year? Or do you prefer a 1x payment. My insurance is offering a discount if I pay at once

New to MBDR, topped off pretax 401k today and will get full company "match." Going forward I plan to do after tax contributions, does it make sense to change investment direction to money market to reduce the likelihood of nondeductible losses or taxable gains between dates of contribution and rollover?

Personal finance book recommendations?

Net worth was at -$280k @ age 25, hit $1m at 36, and today $2m at 39.

I am just so happy with my realtor that helped me with my investment property purchase. Totally worth it. Really helped me navigate through the market and make wise decisions. If you are looking for a great realtor in Orange County, Long Beach, Los Angeles areas… please DM me. Happy to refer.

At what point would you suggest working with a financial manager to set up your investment goals & make sure you’re on the right track for early retirement? At a certain age? After you have a certain amount of $$?

(I already handle my own investments but I don’t know if it’s time to get professional eyes at my portfolio & discuss my goals)

How much do you save / invest each month?

What does FIRE actually look like for yall? Does that mean you literally dont work anymore and just plan to take distributions out from retirement/savings? Or just not work in a company but still rely on some type of passive income like monthly rental income or a passion proj turned business?

Hey guys! New to FIRE and hoping to get some insight.

Anyone with a similar profile mind sharing what their goals are or if anyone has any insight how i should create a FIRE target/goal?

> 29yrs old
> Senior Consultant
> 4 YOE
> $90k BC
> $100K-110k savings / investments
> $45k student loan (pegged to inflation)
> no property

Can you do a rollover IRA to employer traditional 401k AND a backdoor Roth in the same year?

What if you are married filing jointly? What is the catch for IRA balances?

Anyone invest in RE via a partnership (LLC w/a few shareholders)? Did the person that put it all together receive any type of comp (eg larger ownership stake)?

Good accountant recs for tax filing? Relatively simple (w2, worked in 2 states). Just need to make sure I’m doing a few withholdings and state vs state things right. I’m in CA but open to suggestions. Thanks!

Anybody have a mortgage provider they like?

I make 70k CAD and want to get started on my FIRE journey. Any tips? I don’t have a lot of savings and I have only just started. Pretty scared seeing the housing prices 😢

Has anyone taken a mini retirement ( 1-2 years off)?

Let’s share food ideas we eat at home to help us save on dining out. This is where I need help since I love a good meal and don’t like to skimp here