First time home buyer here. We are considering buying a house to live in it for about 5 years after which the plan is to sell it and move to a Dream House.
Need help to decide A) if we should buy a house at $725k which needs about $50k of interior renovations to customize it for our liking and then sell it for about $825k-$850after 5 years or B) if we should buy a house at $850k-$900k without any renovations which may sell at about $1M after 5 years.
Location and market conditions are same.

If anyone is interested in a referral code for a Chase Sapphire Preferred card go ahead and comment so I can dm the link.

Great card for travel, points come fast and great perks for travel.

Hoping to help anyone!

Did anyone randomly get a $250 deposit in their account from the government? I think it’s a child tax credit but I don’t have kids. How do I investigate this?

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

👀 Can we talk smack about auditors? Trial balances based on filed financials are still trash once it comes time to do returns, so all I’m saying is materiality can kiss my a**

What all methods to save tax on a 22 LPA salary (fixed including PF both employer and employee) apart from standard 80C, NPS, insurance and home loan, etc

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

Thoughts on personal loans to consolidate Debt?

Tempted to buy 1 BTC ..

How are you all voting on the fair tax amendment? I am voting no because I do not want to continue giving our government money until they fix the pension situation too. But curious to hear your thoughts.

Any REIT ETFs that people like?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

I have 60K that I’m wanting to invest using a roboadvisor Better to use Fidelity’s low fee ETFs through Fidelity Go or Vanguards ETFs through Betterment?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Taking a personal loan of 20k or more will it affect perm (GC) process?

How to transfer PF after joining new organization.

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Happy Cinco de Drinko y'all; on this day in history, we celebrate France getting dunked on so hard that the US celebrated for over a century until Mexico eventually followed suit.

Could anybody throw light on variable % in oracle gsc for consulting technical manager position? Is it a part of ctc? How much of this we can expect on an average for an year?

I feel like I have adult ADHD but I don't know how to get it tested to be sure and then get help.

I really don't have much to teach, the streets have changed a lot in the last few years, and now we cops are much less respected than before, what can I teach a new cop?

I have a case I have enough evidence on to go to summery judgement on off the gate. Procedurally what's the best way to go a out this? D's are unrepresented and extremely difficult about settlement talks.

What are good exit opportunities that exist for someone who has worked 1 yr as an analyst at a boutique firm?

Winstead or Jackson Walker people in Dallas (or if you know someone in these office) — how often do you work weekends and what time do you generally “log off” for the day? Also curious as to average annualized hours. Thank you so much!

Why this group is so silent?

Hello fishes,

I need to understand hierachy in Optum. I got an offer from Optum for senior consultant ( grade 28). What will be the hierachy after senior con in Optum?

Gauging activity of web3 professionals in Miami… like or comment below. Thanks

When giving your resignation notice, do you ASK to work for more days? Anyone here been told to quit right there and then? I’m giving a 20 days’ notice given the holidays instead of the typical 2 weeks

I have tried absolutely everything I can think of to limit distractions during the work day and none of it has worked. Working from home has only made it 100 times worse because now I know there are other more interesting things to be distracted by all around me. What do you do to hold focus during working hours? What will get me to be able to work for longer than 35 minutes without getting distracted?

I have 2 offers one from ZS 8lpa + bonus + food wifi +elrp+ gradutiy and pf = 11.5 lpa

Other from LTI 10.7fixed+ annual bonus+ graduity + pf = 12 lpa

ZS is convenient travelling wize LTI is little far.
Which one should I choose

Hi Friends,

I didn't get relieving letter from EY GDS and its been more than 15 days that I had resigned from company and no one is responding except that automated response when I mail to myhr@gds

Requesting you to provide any mail so that I will mail them to get it complete asap

Please help!!

Unhappy with my job (Audit)-- what does everyone have their sights set on after putting a few years in? I don't know what I want to do, but also don't really know what's out there.

CPA vs master, which one is more desirable in public accounting? wonder why some ppl got cpa also try to take master?

Looking for a job in GSK , as a technical Argus safety pharmacovigilance consultant with 9 years of experience. Thanks in advance .

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

Does buyer have to share appraisal with seller? Can seller request it?

Hi - any good books recommendations for getting started on real estate investing?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Thoughts on Fundrise?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Any Property Management recs in Seattle area? :(

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.