Fishes investing in mutual funds - How many funds do you invest in? My portfolio currently has 5 funds...Should I consider trimming it to say 3?

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Which ones are you invested in?

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I think that's a decent number. The trick is to have good quality funds with fair amount of diversification.
I.E. - Don't buy multiple large, or small cap funds.
Generally, Index funds are good too.

Best way, I learned was to go to a ton of investing sites and read about how to form financial goals, assign it a time horizon, and risk appetite. Then look for funds that fit the ask.

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Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

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For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

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If anyone is interested in investing in crypto, I’m running a kickback campaign on Vauld, where both, you and I can reap benefits. You could also FD your crypto investments at interest rates as high as 12.68% for a few tokens.

Comment here or DM me personally if interested to talk further. Note that this crash is a great opportunity to enter. 😊

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

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Any tips on how to use up gift cards with <$3 on them? I know some stores won’t accept as a payment method. Don’t live in a state that lets you cash out under a certain amount.

Any stores / websites you’ve had luck with? Hate to throw out free money, even if it’s a few bucks

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Hi y’all! I’m a financial educator and my job is to help families in need of financial education! I help anyone on learning how money works here in the US & how to get rid of debt! I offer financial products that help you protect and grow your money. I’d love to help you out in reaching your personal financial needs!
I’m also always looking for people to hire!

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Bowl to discuss investment strategies, how and where to invest

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

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Looking for a financial advisor to help us begin investing - any recommendations? Is $30K enough to start with?

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Was there ever a time you wanted to give up being a real estate agent?

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Have 6 months of emergency savings, really tempted to cut it down to 3 and move the rest into market (index funds / ETFs). Have you had this temptation? How have you handled it?

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Is it better to rent or buy a car? Can you share as well some price estimates if I rent or buy? TIA!!! 😊

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How did you get started with your personal investing in stocks? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing have been reading and listening to podcasts. Any advice?

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Has anyone ever negotiated having a company pay off their student loans after a certain number of years working there?

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Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

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Anyone have a realtor they can recommend that would kick back a portion of their commission on a > $1.5M purchase. Please DM. Thanks!

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Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

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TRON correction anytime soon or buy at .20?

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I have an exit opportunity but have 600$ in my commuter benefit account I lose after post 30 days leaving my current employer. Any creative ways to spend it? Uber pool is eligible, Amtrak, buses, etc.

What are your thoughts on the marital debt? Do you ever talk about it or ask for the debt to be paid by your spouse?

More Posts

Hi All! In Barclays Will it be possible to logoff by 6pm IST or atleast 7pm ? Im yet to join as BA4 developer. During discussion, manager replied like.. if you finished your work you can logoff after 8 hrs. Kindly share your thoughts on this!

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Hoping to get my PHR in the next year or so. Outside of employer reimbursement, are there other opportunities for this to get funded? I know SHRM Foundation offers scholarships for the CP, but I am looking for PHR specific help. Thank you! :)

What is 'Ee ESI contribution' mentioned in payslip, do we get any benifits from this?

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HCL guest house in Chennai? Any inputs

What you didn't know about engineering...

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Anyone knows/ is currently working on Trump's tax return ????

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Has anyone been successful buying and renting real estate on the side that would be open to a chat or phone call?

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I want to join Adobe as a Product Manager.Any suggestion for preparation would be helpful.

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Anyone have experience working at stepstone?

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Anybody using P100 masks instead of N95?

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Last week, I mentioned that I needed to take an appointment (my therapy appointment) this Wednesday at noon. I also mentioned that this is a medical appointment, and I don’t feel comfortable moving the appointment. I just received an email that I need to be available. How can I stick to my boundary?

Can anyone share the questions PwC AC Kolkata will ask for interview in assurance for CA as A2/SA1?

Hi Guys,

Today, I was my first day at OFSS in morning I received a mail which asked me to complete my first day task in portal bit u was unable to Login to the portal due to errorsystem I informed the same to my hiring manager he said he would share some link and username password which was not yet shared, is this normal at first joining was delayed by 3 weeks now this things

DM for referral

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Any examples of a strategy consultancy that eventually built out a design discipline after being around for a while?

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Is Marathahalli a good place to live with family? Will relocate there from KOLKATA 🙂

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Anyone leave PA to work at a firm? What’s your experience been like? Any regrets? Tips?

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I currently working as project coordinator (on-site) for 3 months 10hrs everyday with package $75k, I want to move to remote or hybrid work but I only have 8 months of experience from my previous employer and I have completed my master's in construction management in 2021. Should I stay in my role a bit longer to gain experience or I am not able to find remote or hybrid matching my profile. Your advice and comments are much appreciated.

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Got ITA in Sep last year.
Applied for PR in November from US.
I got an email from IRCC in April, saying that the application has been approved, and will receive further notice on when I should send my passport for stamping.

But I still haven't received any updates on the next steps.

Anybody in the same boat?
Did anyone get the email asking to send the passport for stamping?
If yes, then can you share any steps you might have taken to get this.

Thanks in advance

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If your manager gives a false commitment of onsite then what can be done against the manager ?

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Additional Posts in Consulting India

Hi fishes
Good Morning
Is anyone let me know what is FINTECH and which course/ skills should i learn to get into Fintech
I've googled and YouTube but didn't get any idea on it ...

If you know which course/ institute should i join . please share some suggestions ..

Note :- I'm a finance background student ( MBA in finance)
Thank you in advance all ❤️

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I used to work at ZS and I switched to a startup
Damn man, the culture difference is statistically significant to say the least.

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If 12 lpa is fixed, what will be the approximate in hand salary?

Fractal offered 11LPA fixed, what will be the inhand salary and how are the increments in Fractal?

What is the reason we can give to the hr to extend joining date so that hr does not ask for proof

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I attended Deloitte interview. Had a salary discussion round with HR. They asked my expectations and then told me that they will take internal approval for the asked CTC and then will get back. It's been 3 weeks and they are still saying it's pending for approval. What can be the possibility here Deloitte Deloitte USI

Guys how much hike and bonus does PwC SDC US Advisory provide?

How much salary hike happens in Salesforce India?
What's minimum and maximum?

What could be some valuable certifications/ courses for Consulting and Strategy professionals ?

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WILP mba program from BITS is helpful in career growth?
Is it regular course or not?

Hi fishes,

Please suggest me which company I can choose.
Looking for job security wlb and learning

1- TCS - 8.5 lpa
2- DXC technology 10 lpa
3- Cognizant. 11 lpa
4- tech Mahindra. 11 lpa

TIA.

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I have joined one of big3 consulting. Everything is good here except the fact that company is calling employees back to base location. I feel like I should resign and search for permanent remote role because my presence at my home town with my family is more important right now due to ill health of parents.. I am much confused in deciding what to do in this case. Should I listen to my heart and resign as it will be a very bold decision to take. Or should I just focus on career.

hello fishes,

#off topic

Has anyone been able to get tickets on reduced price for 16th September due to Cinema Day in Noida ?

Visited GIP Mall today, they told that server is not opening something like that.

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Can some one please walk me through the procedure of EY GDS resignation ? how should we do that?

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My appraisal was put on hold by HR as I was on notice period. He told me that your Rating will be released with your FNF. Any one having any idea what raiting they use to give at FNF?

Work life balance @deloitte india ? Please help . Is it worth to join ?

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Does Accenture revised salary just after 1 month joining due to better offer from other companies?

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I am feeling too depressed and desperately in need of a job.
3 Y.O.E -- but the experience was mostly different.
I am clear with Java, Spring MVC, Springboot concepts.
However, i am not confident in coding.
Can anyone please help what should i do in such situation?

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Hi Frndz , I am not getting any calls since my notice period is 3 months..any tips n suggestions pls..

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