For those that use Fidelity for 401k, do you recommend leaving the investment in a target fund (JPMCB 2055) or moving that investment in a stock like Fidelity 500 Index Fund (FXAIX). Pros/cons

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Index funds.

Long-term bet on the global economy. You can worry about mix when you’re 55+

Index funds like FXAIX have lower fees than target date funds, but you also need to diversify by buying bonds and occasionally rebalancing. You can save on fees, but need to be more hands on.

FXAIX all the way. Warren Buffet recommends it, and has made (and won) bets on it outperforming all other investment funds over time.

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