Getting an opportunity to invest in zypp. Any ideas if its worth or not?

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

Trying to find an investment property to rent out for about $300k - what are your recs for location ?

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

38 and net worth only 750 k€. Am I behind?

I just hit my lean fire number but am hesitating to pull the trigger, so was hoping to run it by people smarter than me:

- I have a few rentals that bring in ~$1800/mo cash flow, taxes are negligible, Capex incl.
- My paper assets will bring in ~$1200/mo at 3% draw
- I get free Healthcare at the VA
- No plans on kids
- My expenses haven't topped $30k/yr ever
- I could always reenter the workforce if needed (albeit probably not in consulting)

Please point out the flaws here, what am I missing?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Earning 82k. Putting 11% in traditional and 5% Roth. Am i doing it the other day around.? Can you please help me with the general consensus or a suggestion from your end?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Looking for a great realtor with knowledge of East Austin. Any recs?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

With Etherum 2.0 coming curious if anyone has checked out investments in companies like RPL? They seem like a big play as people are underprepared for the shift to 2.0. Long term I see exchanges like Binance being the biggest facilitator of the mining pool but there may be a lag and a big play here

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

At what investment size should you typically start using fee only financial advisors?

Does ever find that FDD is repetitive?

Did you recently remodel your bathroom? Would love GC recommendations. 🙏🏼 As advertising folks, I am assuming you have good design sensibilities and taste. Where did you look for inspiration?

Is there anyone from Chubb, Toronto in this group, I would like get a referral.

Do you guys judge everyone you meet based on their backgrounds (e.g. pedigree & work experience)?



I find literally everybody I meet, I look up their backgrounds and judge them / compare myself. I think this is a problem.

What is the cost of living in Noida? Is it costlier than banglore?

Ladies, are gifts important to you?

Considering obtaining a CFE certification. Can anyone share their experience vs experience obtaining CPA? I’m already a CPA. I just want a comparison of study time requirement and difficulty of exam.

Need help with a formula. I’m downloading bank statements to excel and I’m trying to do a lookup so it fills in the category based on the bank description. The problem is I’m trying to use the entire bank description as my lookup value, but the table array I’m searching only has the first part of the descriptions (because the last parts are all different bank ref numbers). How can I do this?

I have 12 percent variable in my offer letter, generally in IBM and Kyndryl how much is give to employees.

How are 1st year litigation associates dealing with WFH? I’ve been having terrible anxiety/panic attacks, and pretty sure my billables wont exceed 110 for April. I’ve been super stressed about it and don’t know how to move on to May with the proper mindset to make up for as much time missed as possible. CA courts are still closed, and I’m worried I won’t be able to exceed (or even meet) my May goal after April.

I quit today :)

What courses or certificates would you recommend for someone who wants to learn how software works from a top-down approach?

My main goal is to understand how everything is connected, and why something is needed where it is needed.

Curious to know has anyone stumbled upon a bar(cocktails, drinks) that has also nailed social accounts so good so that besides their bar offerings people also cant wait to consume their content?

Does anybody in Verizon India feel they are at par with the market pay scale? And are you thinking of switching just for the money?

Anyone looking to hire an account manager or corresponding title with 3 years of ad agency experience? Currently interested in remote and hybrid opportunities in the Dallas area

Has anyone found roles in Big 4 or industry that allowed more work life balance when their kids were young without damaging future career trajectory? I'm a partner with young kids and feel like I'm missing out on too much of their lives. Wishful, but my dream job would have a lighter workload in terms of time and pressure for the next ~5 years, but not set me back too much (or at all) when the kids are older and tired of me in a few years and I'm ready to be back at work full force.

PMI question: My home has appreciated by 20-30% in the last year (hot area), I've added about 5% to the home's value, and my LTV is 89%. I asked to remove PMI and my company said I was not eligible to even get an appraisal until the 2 year mark. Has anyone found a way to remove PMI early in similar circumstances?

How is current IT job market in terms of compensation? Your inputs please

How much time will it takr to prepare myself for cloud computing and security as a project manager?

I have basic knowledge of networking and cloud

Ok can anyone please share how is dell as company..interms of hikes , transfers (location change if requested). Promotions, etc ,WLB as well please

Should I prepare myself for business analytics or start from scratch for Mern developer. I have better grasp in Python, SQL

Found out that my teammate earns much more than me. He has the same roles and responsibilities, YOE as me.
Now I don't feel like interacting with him or helping him. What should I do?

Hey 🐠, what's a memorable or rewarding memory in your consulting career?

My designation is M 10.5 yoe still in Techical. I see 6-7yoe SA joining recently getting 28lakhs. 10+yr Ms getting 34-40.
Does Cognizant retain ppl who drop paper with hike?
If so upto what % can we expect

What sort of work is there in Analytics consulting firm ? Can somebody please help me undertsnad

I am a python developer who wants to move to data engineering.
Will it be a good move,I have around 5 years of experience.If it is a yes than what are the tools and technologies required to master data engineering.

Foreign me padne ka kuch fayeda?

Hi Team,

Need your suggestions on WLB and Job security and growth and opportunities in EXL Services?

YOE - 5 years

Hi fishes,
Two offers are in process for BGV,
Wipro - 10.5LPA fixed with 1L Joining Bonus
Virtusa - 12LPA(9% variable include) with 50K Joining Bonus
In terms of Job security, learning and WLB which one is better, please give me your suggestions guys.

Hey Fishes,
I am planning to learn SDET on Udemy as I have chosen a path of QA engineer (manual), what things should I know before stating this course?
Please help.

I resigned a month back from Accenture on medical grounds and requested ( a lot ) them to release me as soon as possible and I am still stuck here. Supervisor says that he's instructed to not release me till June 2. I am prepared to abscond as these people don't even see the health of their employees. Bunch of heartless scum.

YOE - less than 1.
On project bench.
No real dependency.

When can i re-apply for EY GDS. Is there any cool off before you can re-apply? Please share some inputs.. Thanks..

Hi there, I have joined Amdocs in the first week of May. I am working in afternoon shift and entitled to get the shift allowance. But 2 months salary credited but did not receive any of the shift allowance amount. Can anyone please tell me when Amdocs will credit the shift allowance?? Thanks
AmdocsTata ConsultancyAccentureCapgemini

How is job security in accenture