Got $6K to spare in a Roth IRA. Lump sum or DCA?

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Thought I'd have time at LGA to get some work done. Been in Uber for about 90 minutes since leaving office. Want to kill myself. What's the deal?!?!

Do big4s have any history of offering early retirement packages?

Does private debt tend to win over banks in rising interest rates environment? Will it compensate the overall decline in borrowing for private debt?

First year in consulting, is it worth purchasing a car this early? I’m living at home and about a 45 minute car ride away from my home office. Any suggestions? What have you done?

Which bank account is better for salary account?

HDFC
Axis

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Today I’m thankful for Bitcoin, Ethereum, and Coinbase. (And this community too)!

First in my family to go to college, parent is abusive so I have no safety net & had no help. Worked full time all through college & still graduated with 30k in debt. I’ve been paying really aggressively on my private loans since the federal pause and I checked today and I now only owe 2800 in private. Pretty sure I owe 11k in fed & I qualify for the 10k. Honestly trying not to cry from sheer relief.

Thoughts on being a chindi chor to save $500k and go through the EB-5 route?

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Currently 25 years old.
Goals:
* Own a home in a HCOL
* 2 kids (eventually)
* Retire at 50 on $125k/year.

Envelope math:
* $125k/year would require an investment portfolio of ~$3M.
* Targeting a $2M home (split with partner)
* 2 kids - $1M to raise both (including college fund, split with partner)
* $500K buffer for unexpected expenses
* 33% tax

Therefore, 6.5-7M retirement savings needed. To hit this (assuming 6% return after inflation), I’d need to save ~$110k/year.

How does this sound?

Any good insights/links around miner profitability analysis across the various bitcoin variants. (I mean taking into account block size, block time, incentive per block, difficulty level..)

I’m thinking about transitioning to In-House from a big law firm where I practice Employee Benefits. Will employers consider me without the typical “corporate” or “litigation” experience?

Want a referral to Amazon? Comment below

What is salry slab for consultant specialist in hsbc ? Tech stack python backend ,Azure, kubernetes ..

Friend lives in Moscow, Russia and friends with a Sr manager of multiple rolex ADs in the city. Apart from the usual DJs, literally the only thing they apparently have in the entire city is a single Submariner gold TT. Crazy. And here I was thinking that I can outfox the waitlists

Random partner asked a litigation-related question to a partner I frequently work with (i’m a transactional associate). My partner cc’d me and said for me to briefly look. Asked the library. They got me a great case. Sent it back. Now the random partner is asking for more cases in another circuit.

I haven’t done caselaw research since 1L and this isn’t even my practice… wtf do I do (I am fully utilized in my normal work and have a few deals closing soon…)

How to find a mentor who would introduce you to different network connections or professionals when you are still in school?

We have some BA roles at Amazon Hyderabad.
DM me if you are interested

Has anyone recently attended a TCS Data science interview?

Hi Guys, Which is better to join in terms of WLB & Learning and Brand? Only 5 days left pls help🙏 Crisil : 25 fixed (Pune)
( Merck KGA : 22 f+ 2.5 var (banglore) YOE : 8, Data Analyst CRISIL Merck

Partners, were you always recognized as a top performer throughout your career?

What do you typically discuss at your senior meetings? Looking for ideas 💡 to make the meetings more engaging.

i’m at work literally stressed about $3.5k (spread across there states) and this is why i can’t stand state taxation.

how you gonna shut down a business license over $100?!

Current market rate for federal tax S2 in NYC?

How to deal with a relationship trauma? Especially when your ex has moved on.

My gf and me call each other everytime we have free time. However lately she seems disinterested in phone time. She never initiates calls anymore and she tells me she wants to hang up in the middle of the day and not right before bedtime. We live a 4 hour drive apart. And I told her this is like living together from a distance, because I put her on the house speakers. What can I do to keep her engaged?

How much pwc can offer with 7.2 YOE. RYOE- 6.5 yrs. pkg 9 lacs. How much can I ask for the hike? And joining bonus pwc is offering?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Anyone have experience using John Hancock as a 401k provider?

I bought a house last year from a senior couple and was locked into a senior exemption on my property taxes for the rest of the year. I just received my property tax bill for the new year and I'm still locked into the senior exemption. Can I be penalized in the future if I don't say anything and just keep paying my property taxes as is? I feel like it's the village that screwed up and that's on them. Thoughts??

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

To those who have taken out a mortgage… any experience with new american fund or ally bank?

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

Is it possible to consolidate/rollover/manage my HSA investment account in PayFlex to Fidelity? Same thought on ESPP distributions in Morgan Stanley, and 401k in Alight(?) ?

Will the market continue with its usual bloody day?

Any advice on how to invest 150k? I’m looking to invest into a bucket outside of stocks and cypto. Ideally would like dabble in real estate (multi family) or a business however finding it difficult to find deals or investment opportunities in those area. Any advice or website recommendations on how to take this initial step?

1.2M 30-yr fixed mortgage. Should I go with option 1 or option 2?

Option 1: Rate - 2.5% with $1,500 credit

Option 2: Rate - 2.375% but I pay $4,500 in points.

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

Is commercial building a good investment channel? Any insight would be greatly appreciated

Can someone explain high yield savings accounts to me? Why doesn’t everyone use them? Should I switch banks so that my HYSA is the same as my checking account?

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

Hello, so I have 1k-2k to invest. Are there any stocks you see with high potential in a few years?