Got married in May. Will be filing taxes jointly for this year. Does to help?
- What is it that we need to know about? Or do differently this year?
- Have a house on my name- should we open a trust and move the hosue to trust for any potential tax benefits?

TIA 🙏

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

$DPZ 370c 3/27

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

How would you sell ETFs in retirement since there is no average cost option for etfs?

How much money do you guys owe on your credit cards? I am at around 15K, is that completely outrageous?

37 / 13 years / 215K / PDX

Boston friends - what’s the thoughts on CTP?

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

Sanity check needed. We own a home we paid $280k for, 6 years ago. We've begun to outgrow it and are debating building on vs buying.

Building would probably be $350k, would take about 4 months, and would require us to move out temporarily (likely 50-75% of that time), but then we'd have *exactly* what we want. Buying would cost ~$650k (plus $59k in closing costs to sell and buy).

House is worth $400k if we do nothing; addition would likely double value.

What would you do? Build or buy?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

With all used vehicles so inflated, Does it make more sense to buy new? I need a car and have a budget of 15 to 20k. Which car would you get and why? No family, single, don't drive much. I like the lexus IS, Camry, etc.

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Virtual team building ideas?

Wondering what people think about my situation. I’ve been offered a role with a company. The job description didn’t mention college degree as a requirement. On my CV I have a section listed as “Education” and under it I have “Business Studies” with the university name and the 3 years that I attended the course (2.5 to be exact). It’s a 4 year degree and under this I have my High School equivalent with the years I attended there. The education wasn’t mentioned in the interviews. Continued below.

Seeking advice: I am a young sales consultant and sales engineer working for a tech startup company. I have 6 years of sales experience. And I have been helping run my family business for the past 10 years. I was intially interviewed for a senior account executive position at a $70k offer. Instead they told me I needed more training and hired me as a Junior account executive at a $50k salary + commission. Today is my 6th month mark and I have done very well. And no talks of a promotion / raise..

My manager micro manages everything I do, and I’m losing my mind. Wanted to see how any of you have handled a manager like this, and get some advice on how to tell them to literally stop.

Hi Fishes, I cleared an AVP role in JP, Hyderabad. I'm currently at 22 LPA and JP is offering a 45% on this. I have 17 years of experience and 13 years association with Deloitte. Should I consider this offer. Deloitte has great flexibility, my last annual bonus was 3.2L. Does JPMC has flexibility and what other benefits do they offer?

NBA hiring package offers zero equity, how much signing bonus would you ask for to equate the loss? Director level position

For those in financial services strategy, I’d love to gain some more insight in what’s going on in the industry.
- What kind of projects are you working on?
- What problems are you solving for your clients?
- What challenges do you see coming up in the next 12 months on the client side?

Anyone heard of Projective groups? Interested in finding out more about the firm.

I just interviewed for a business affairs manager/entertainment lawyer position. No prior experience in this area, previously have worked in insurance law and M&A. Any insight into the field, pros and cons of the job etc?

Anyone with good turnip price? Mine’s been in 70s all week....

Currently interviewing at CBRE for an analyst position… looking on Glassdoor it seems like the salaries are quite low. Anyone in the Vancouver office could confirm or deny? I am currently making 65k and would be looking for an offer around 75k.

Anyone here a Product Mgr at Cisco? Would like to connect to discuss the hiring process, and get some pointers towards prep

Hi Team, I was part of the layoff at Elastic last week. Our whole midmarket AE department was eliminated.
Does someone hire for a midmarket/commercial AE position in The Netherlands?
I am a native German speaker. Of course I already applied via LinkedIn, but I urgently need a new job in January.
Thanks everyone!

Atletico can’t park the 🚌 at anfield 🤫

I’m really interested in Account Planning, which my company doesn’t have. What do I need to know to break into that role? Is it typically a (semi) stable position?

Watched the cub win with the team in a bar in Chicago. Best experience 💖👯‍♂️👬👬

Interested in a San Francisco/Bay Area networking/support group for consultants that have been laid off?
See comments for more details

So I’m in industry from big 4, and a colleague with same yoe comes from MBB. High paying tech firm. I think I work harder and produce quality content at speed, but they can hold executive conversations that tend to impress senior stakeholders.

Big 4 produces work horses and MBB produces leaders. Also they could be a work horse too since I don’t have full visibility.

Anyone have similar experiences or do I just suck at executive stakeholder management?

Workday as a LMS? I’m skeptical but my firm pushing in the “one stop shop” direction with an HRIS.

Brilliant initiative. Benefit together!

Is there an attorney willing to spend 10-20 mins with me to review my response to a demand/collection letter?
Very grateful for any insights

Which stocks have you invested recently and why?

Which brokerage account you guys are using? any recommendations plz?

H1-B, have a stock brokerage account as US resident and planning to go back to India for good. Any recommended stock broker that allows maintaining the account form India without US address?

Hi all, I recently purchased a commercial property at WTC, Noida. As I look to grow my portfolio, I spoke to my consultant to see if I could get better prices. He worked with the sales folks at WTC and said that if multiple buyers come in, he could work out a deal. Wanted to check if anyone is interested? I could potentially get him to set up one-on-ones to help explain the commercial real estate market. Even if this property doesn’t seem interesting, I think an interaction wouldn’t hurt.. contd

How do we buy corporate bond in India? Reliable platform as well plz

So where should I invest?

I’m new to investments - my advisor in India asked me to start off with some corporate FDs and large cap mutual funds. Any thoughts, given the COVID scenario?

Indiabulls Housing. The price went down by 10.35% because Swamy sent the Govt a letter which accuses the company of 1 lakh crore fraud. Knowing Swamy’s history, he mught be doing guesswork.. CONT

Do desi consultants opt for 401K? Upside/downside?

Folks from EY, what are the implications of investing in India, be it Mutual Funds or direct stock? I’m worries about the independence restrictions in India, holding off due to that

Has anyone explored Falcon invoice discounting as short term investment avenue? What is your assessment and advice? Scam or for real?

Hey Fish Fam! I wanted your advise on where to invest in property? US or India? Can you please help me with pros and cons of both?

Tax question- Indian immigrant filing taxes in US.
If non-US (Indian) bank account is more than $10k, then one has to file additional forms?

Anyone jumped on the Infy bandwagon due to the dip??

US Short term capital gain question:
If I get stocks A & B at $50. In a month I sell one at $25 and the other at $75, do I still owe tax?