Happy New Year!

Attending Dave Ramsey's Financial Peace University with a friend, beginning next week.
I know I'll be told to pay off my student loans, but my IDR plan payment is literally $0.

Would you just focus on everything else and "forget" about the loans until the times come when a payment is actually required? I know we shouldn't depend on forgiveness, but I'm a teacher, so I know I have some (all but guaranteed) partial forgiveness coming soon.

Has anyone ever made a private investment into a startup? For background, I have an opportunity to invest and due to the tight timeline, not sure if I need to get compliance involved. It is in a newer industry that my fund does not invest in. Wonder if anyone has been in similar situations and what compliance could potentially do.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

Is anyone still following/bullish on GIK? Wondering whether to keep holding or sell

Get rich or die tryin #50Cent #Crypto2018

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

Do you find it surprising that more people don't invest in cryptocurrencies ? Especially in the consulting industry

FL peoples: I signed a lease for a new place to start May 1 as my current landlord sold the unit I'm in. Turns out, the buyer wants to keep renting the unit and asked if I want to stay. Of course I want to stay. My new lease hasn't started so I'm pretty sure I can easily back out. For the new lease, I'm still pending full approval from a condo association as I have to do an in person interview. I have paid first months rent in advance. Is there anyway to get that money back?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Kicking myself for not moving more of my retirement out of growth stocks and into inflation protected assets earlier this year. It should have been so obvious this was going to happen after all the events of 2020 and 2021.

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

Buy/lease now or defer to Q1-2023?

My car broke (engine seized, 10y old). I am interested in 530i ($62k price), however 3year lease is $1,000+ monthly (with $5k down). Monthly lesse payment is 50% more than bmw advertised offers (“south FL dealers are not participating in the program”)

Q to car gurus/experts- should I defer purchase/lease for 6 months? My logic, the impending recession will reduce demand and we will go back to more balanced market (lower prices with negotiation).

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Really urgent, should i share the company name in sharing holding offer letter to second companh..or only compensation part shall be enough.I am not sure if i should share the part where they are addressing with my name as well for authentication because it has company logo and name as well.

Please reply fast if u have any idea.

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Review coming up. Is now an okay time to ask for a raise? Part of me is nervous if I get a raise I’ll be the first to go if layoffs happen with the way things are going right now

I was interviewed in Microsoft on 1st week of May for Program manager role & I thought I did really well in all 3 rounds however I haven't heard back from them since then. My recruiter is also not responding. Do I still have a chance?

Asking for a friend- anyone have advice on getting a travel nursing gig in SD? My friend does hemonc nursing and is looking to move to sd in 2 months. If you know any specific opportunities dm me, thanks!!

Any downside to buying a 1bed 170k starter house instead of paying 1.5k in rent for a couple of years? Living with parents and thinking of getting a new place post covid.

I'm able to buy the house all cash or at least 50% down (credit is low) and assuming closing costs are not that big a deal at this price point. If my math is correct then buying comes out to be better in this situation but I've never owned any RE before so wondering what else I might be missing.

Agency recruitment managers! How do y’all set goals for your department? Do you focus on outreach goals, applicant goals, purely hiring goals no matter the outreach numbers, conversion rates, etc? Asking because I manage two recruiters working with different clients and both work with different styles, so outreach messages for one might not make sense for the other. Any insight would be so helpful!

Hello all, I'm in the tech industry (networking and networks security) currently in France and considering moving to Canada in a couple of months. I was wondering about how much time in general i might spend searching for a job there, and is the french/europeane experience is taken into consideration in canada?

RFE REASON: GGlaw not sharing RFE Reason on my H1 change of employer RFE, shouldnt a beneficiary get to know the denial/RFE reason. Anyone in same boat?

Just got offered to join potential project that would relocate me to LA for 3-4 months for onsite work. Their office is downtown, I’m single, 29 have the flexibility in lifestyle for this kind of move. Is it worth coming to LA rn? There are obvious Covid risks, but anything else I should consider when looking at this move? Thank you

Does anyone have any good resources for auditing ESG?

ZS fish, possible to come in and work 50-55 hours a week? Or should I expect 60+? Interested in firm & work but just can’t keep working from 9-10 every day anymore. Wondering if I should apply or just hang up the hat and go to industry

First time moving out, is it normal for a landlord to ask for rent to be paid in cash? Any thing I should be wary of? Thank you!

Anyone working in public policies or sustainability domain here? Particularly in the tech world? Working on an ESG project and need some advice!

Hi i am supposed to join capgemini tomorrow. Got an email to submit documents as part of virtual onboarding. I have submitted the same and then i got another email stating "ON SUCCESSFUL COMPLETION YOU WILL RECEIVE READY RECKONER EMAIL". any recent joinees who can help me with what this is?

BofA Vs Hsbc

Which one to choose if BofA is paying 2 lac more than hsbc ? Is Hsbc worth to consider at a lesser pay?

SOFI or who else?

If you could go back in time what would you tell yourself before taking out student loans?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

Damn LIBOR rate up again...

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?