Has anyone taken out a JD mortgage (or equivalent)?
What was your experience, rate, down payment, mortgage amount etc.?

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

I recently sign a lease. The apartment will put my security deposit into an interest-bearing account and requires me to fill out a form W9. I will join EY this June and just wondering if this is ok in terms of the independence rule. I guess the apartment will put my deposit in some sort of funds. Anyone with EY has experience? Reading the independence brochure, looks like it does not specify something related to this scenario but just wanted to confirm . TIA!

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

Soon to be making 85k in LA, looking to move to a new apartment. What would you think is reasonable to spend on a 1 bedroom (not studio)?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

When there is FUD you buy

Good Morning!!! I wanted to know how does one about seeking Angel Investors for a startup!!! I’m starting a medical scrub line and the grants are not being approved or the funds have run out. Just needing some direction as to where to go. Thank you in advance.

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

Lease a 2020/2021 car for 3y 10k miles vs buy a used car. What would be cheaper (in those 3 years) all in? (Including insurance,taxes,blah)

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Anybody know any good financial advisors? My husband and I are broke btw 😂😂😂

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

Curious to know what is everyone's target net worth and how old would you be before you decide to feel comfortable settling down or moving back to India?

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Late in the game with buying crypto. Single but with limited savings with which to splurge. What is a good price point during a 'dip', and which 'stock' is best in my situation (LTC, BTC, ETC, etc.?)

Does anyone know the plan between the Chase Marriott card and the AMEX SPG?

** Very Important **

Tax declaration last date is on 15th May 2022.

I would like to know do I have to submit the investment documents now ? Or later in the month of March 2023 ?

Please let me know. Thanks.

Hi,
I am joining tcs on 23rd November, but the joining location on ibegin portal is mentioned as N.A., what does it mean? And when will I receive welcome mailer from TCS for onboarding?

What’s the average GMAT score required for booth/Kellogg’s executive MBA ?

Folks what is the general OTE compensation for enterprise SaaS tech sales executives in India with an annual quota of $1.5million.

How exposed are in house counsel to the corporate layoffs that have begun and seem likely to continue? Any specific legal roles more exposed? Or entirely company dependant?

Just found out my boyfriend of 3 months (talking stage was about 6 months before making it official) slept with his ex a couple times while we were talking. After we agreed to be exclusive. Without protection. I’m so crushed 😞

I’m feeling anxiety about Coronavirus. Does anyone else think that the virus is being used by the government for population control? I don’t know if I’m paranoid.

Worth getting the Marriott bonvoy credit card with the 100k points bonus? Annual fee is $95. Already have CSR.

Who are the top consulting firms for competitive strategy?

How does changing company logo temporarily really signal anything? It’s a few seconds worth of efforts and perhaps are more for PR purpose than anything. Maybe it’s just me

Any plays on FL (Footlocker) ahead of their earnings report tomorrow?

Has anyone transitioned from ad agency to PM? Any tips would be great!

Anyone get their PhD in I/O from an online program? If so, which one? Thinking of making that my next step.

Which bank account is better for salary account?

HDFC
Axis

Level 10.1 how much hike and vpay?

I have 150k miles available in United, would you suggest to use it for next flight to Asia (15hr) or keep it and exchange for something else??

I believe improving one’s sales conversion rate is something everyone want to improve but no one wants to admit they would like to work it. Funny how lawyers will spend thousands on seminars to improve trial skills. But this topic is not discussed in our profession. I have read books in sales. But am unable to find any for lawyers. I want convert every lead I can. Does anyone have tips, books, cle’s or studied this topic?

Any thoughts on the hours in the tax-exempt org group? How is the work?

Anyone have any insight into the financial services practice group at Troutman Pepper?

I’m currently a third year in my small firm’s life sciences team. I’m not really stimulated by the work and although they say they have a lot of work, they’re not good at managing workload. I haven’t had much work on my plate even after asking many times for more than six months. I’m ready to move to a larger law firm. However, I am concerned how I’ll manage the workload as a mom to a toddler. The good thing about my firm is that they’re flexible with hours. Anyone have experience balancing?

Corporate or litigation, which is easier to reach billable hour requirement? In other words, which is easier to bill a lot annually? Comparably speaking.

How hard/easy would it be to find a decent big law position after 3 years of SEC experience? Total 5 years atty experience. What will be the salary like?

There’s a practice group that I’ve been trying to find work in but whenever I volunteer to help, I always get roped in to do non billable work. In the beginning it was fine but now I’m feeling it’s never going to amount to actual work. Any tips to get more involved without all the non billables and how to approach this gently?

Moving from government to BigLaw as a 6th year. Since I'm coming in as a mid-level, I feel like this transition is different than a junior whom partners expect to know little. Any advice?

What should your realization rate be as a first year? I have not gotten any negative feedback but my realization rate seems...bad

How would you define great communication?

Leaving after one year to another biglaw firm?

“Absolutely no rush on this today—just send it by 6am tomorrow!”

What monetary goal/target are you telling yourself to hit before quitting big law?

After you are stealth laid off, other than job search, what do you do? I assume they won’t give you work and even if they do, you can politely decline? How do you feel about you are not progressing anymore and seeing other people progressing in their career? I have no intention to make partner, but still feel a bit stuck not doing that much.

Why do firms fire people with low but still profitable hours? I am in my first full year on track for pretty low hours (~1500) but the actual realized fees (after writedowns) are still double my yearly salary. Is it because firms know they could replace someone like me with an equivalent attorney who would bill more?

I just finished a big jury trial with a senior partner (SP). There were co-parties w/separate counsel. SP mentally checked out, to the point that co-counsel was asking what SP was doing/if SP was okay. I ended up handling most everything. SP did a few parts but went rogue and did things that were offensive/risky/bad for client. It became clear that SP is not performing like SP used to and may be a liability. Do I tell someone at my firm? Don’t want to offend SP or cause drama, but I’m concerned.

Opinion on Quinn? (Would prefer an opinion from people who actually work there and aren’t just bitter from opposing them)

What corporate practice has better longevity if your goal is to stay in big law for as long as possible: M&A or Capital Markets?

Explain to me like I’m 5. Why does the monthly billable hours goal on things like Intellistat change month to month. I’m not hitting hours this year. Last month goal was 158. This months goal is 180.

How long did your longest matter last? I imagine litigators take the cake here but curious about deals as well.

What are your home office must-haves? I want to spruce up my office and have a stipend from my firm to help with office furniture and tech. I already have dual monitors, a decent webcam, and a ring light for video calls. Would love to hear others’ suggestions!