Have about $100k to invest. Don’t want to put it all in the market at once even though it makes sense long term. How long would you DCA this amount?

like
Posting as :
works at
You are currently posting as works at

$5k/week

like

is there a general rule of thumb to follow when DCA’ing a large chunk (which can be relative to many ppl). curious since I would be coming across some shortly

Just buy $100k of TVIX tomorrow at open

likefunny

Glad you confirmed that as a gamble😇

Rule of thumb (according to Vanguard research) is to not let DCA stretch longer than 1 year (they recommend Lump Sum though for the record)

to lock you in lol

In similar circumstances here and had 80k total to invest. I started DCAing since mid April and was targeting end of July. Just because I thought that’s when things will become relatively normal or start opening back up, with a higher likelihood of upward trends only with no major dips. Just personal opinion, offering here as a point of reference. Have read that putting all funds in the beginning sometimes yields better returns but wasn’t comfortable doing that, so picked a relatively short timeline to DCA. Glad I did start early to catch the ride up in the last month and will adjust timeline if I suspect a dip coming earlier or later.

Related Posts

Interested in investing in real estate. How to even begin and what apps should I be using?

like

Anyone have any learning resources they recommend about CDFI’s and impact investing more broadly?

I have started working in ADP . How can we get or download payslips into our personal laptops.

PENN down 20% on earnings miss and Portnoy allegations…what to do?

like

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

likehelpful

Is anyone else lending / giving money to their parents? I've already given a significant amount and can't help but feel resentment, especially when there's no willingness on their part to budget...

like

Is Nvidia going up on earnings tomorrow? If you had to buy Tesla or nvidia which one?

like

Debating either to buy AAPL stock before or after split. Cost of stock isn’t issue. Just wondering if there is outlook on the price jumping more prior to the split

like

Need some advice on renting here in ATX.

Back in May 2021, I rented a property that had sustained damage during the big snow storm. This wasn't disclosed at lease signing. The home leaked every time it rained, mold was found in the home & the LL failed to make repairs that resulted in me falling down a flight of stairs. I moved out& rented an apt for 2 mos before signing a lease on the house I live in now. This house has a serious big problem& I've found mold here too. Continued below

like

Starting at EYP next week, got a question about independence since recruiter and external site isn’t helpful at all.

There seem to be different categories of restricted securities. Do I divest them all or only the ones falling in specific categories ?? Thanks

Post Photo
like

I’m in real estate tax group and looking for good books about RE fund/investments/accounting during non busy season. Any recommendations? Thanks!

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Is it worth to keep being a small time real estate investor? Two homes, 600k value, 300k equity, combined monthly cash flow only $1100.

like

Can anyone tell me what is one of the most popular ways to make money through stocks and the housing bubble right now? Any popular stocks to buy or land?? I'm seeing an upcoming recession WELP

likefunny

Has anyone received stock options in a country they don’t live in? Obviously specific to the country but curious if anyone has had this situation before

like

https://yieldnodes.com?a=kR0zejgYmyoDrVm

Make 6-8% monthly passively

Yieldnodes is a server rental program, NOT a trading investment. It is not related to trading cryptos or currencies in any way.Participants' funds are used to set up servers that operate as masternodes and to stake small volume coins which allow those servers to partake in crypto network activities and generate more coins. The proceeds are shared 85% to participants and 15% to the program (the rental payment).

like

Planning buy Audi Q7. Dealer says there are no rebates and offering the car at MSRP. I know we can get it for much lesser. Any tips about negotiating?

For those using voyager, does it take a really long time for deposits to settle? It's been like 1.5 weeks, my cash has been taken out of my bank account a while ago, but voyager still has all my deposits as pending.

I can still trade with the pending deposit, but I'm just wondering since I'll eventually withdraw some.

like

Just put my deposit down for a 6 mo wait for a datejust… any ways to speed up the wait time? 😬😳 Want it on my wrist already!!

like

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

like

More Posts

Everyone, please start book marking your nominees for "Fishbowl Thread of the Year."

Planning prizes (gift cards?) for 1st/2nd/3rd place by most votes on 1/1/2021 12 PM CST

My money is on the "Singles in Consulting" bowl having some juicy stories.

like

Hi Fishes,

I have 5 months and 10 years of experience in Fullstack .NET application development. I am actively looking for a change. Plz do suggest any openings.
Skillset: C#,
ASP.NET MVC, HTML, CSS, Bootstrap, JavaScript, AJAX, Sql Server, Entity Framework, RESTful apis. Have work experience in all phases of the SDLC in Agile delivery model.

Thanks in advance.

like

Spending 48 hours in Belgium this summer. Do you recommend Brussels or Antwerp?

like

Looking to move to Cleveland and buy a townhouse. What’s the best area for a young couple, no kids: Tremont, Ohio City, Duck Island or Gordon Square? Want something walkable and easy access to a nice coffee shop.

like

I started a new job last monday; this is my first corporate job after college. My senior manager ( my manager’s manager) scheduled a 1:1 with me on Friday and she expects me to have questions.
What should ask? I'm already being trained by my peers, so I don't really understand the dynamic.

The counsellor who I was assigned is my SM. But now SM is asking to change counsellor to my manager suddenly before appraisal. They are saying HR mistakenly assigned SM as counsellor while joining.This is common? I just want to resign frm gds

like

Almost everyday a different salesperson emails “Hi, my name is X and I represent Y. I want to come in to meet with you. Are these times good for you?” Does that email ever work on you?

likefunny

How do I go about adding luxury items to my wardrobe/collectibles? That’s one of my New Years resolution to start adding timeliness pieces.. any good strategies folks have used?

like

I am working in Capgemini past 2.5 yrs in Power Bi domain and total i have 5 yrs of exp in IT industry. But my salary is same as my experience 5 LPA. I know i am getting underpaid. If anyone can refer me help me out ...i can give him my first salary... I am at a high debt.

helpful

Looking to learn coding. Any thoughts on learning code through a website like Udemy, CodeAcadeny, etc.?

like

Any update on work from office in TCS? Are they still calling ? As no. of cases are increasing

like

How high can google go on signing bonus ( currently $25k) and equity (currently $65k) for L4 position.. total exp 4 years .. should I negotiate?

like

Alright this bowl has convinced me I need to buy a Rolex. Where do I begin? I know my brother got a Batman GMT after about a year at a jeweler he never purchased from a few years ago, but was he just lucky? Do I need a relationship with an AD in today’s market for a Sub or GMT? Based in Seattle but would prefer to buy in Oregon to avoid taxes

like

I’ve been trying to exit consulting for almost a year now. I’ve gotten a couple of interviews but no offers. I’m hopeless at this point 😔

like

If anyone wish to re join IBM, what is the minimum gap one should have to take ?

like

Anyone have a ballpark on what lumber for something like this would cost? Queen sized platform bedframe

Post Photo
like

Be dazzled by my lumpy, uninstalled raised beds. Still need to trench and fill them, but they stand under their own power!

Post Photo
like

I wish I could tell my lead how much i like him.

PS: He's engaged.

like

Question for 2020 Summit:
How do you go about having a conversation about transitioning roles to a different department? Who do you talk to and how do you navigate that conversation?

likehelpful

Additional Posts in Personal Investment Chatter

Is Deloitte allowed to use Robinhood? It's not a robo adviser and obviously you wouldn't invest in your clients. Or wealthfront?

like

How do they verify your health status when getting life insurance online?

Post Photo
likefunny

Debating either to buy AAPL stock before or after split. Cost of stock isn’t issue. Just wondering if there is outlook on the price jumping more prior to the split

like

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

like

Here we go again.

Post Photo
likefunny

What might be the ripple effect in real estate? When is a good time to get in?

like

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

like

Anyone have started preparing for Series 7 exams? What is the best study material to start with?

like

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

likefunny

is it better for me to invest in the stock market through a brokerage right now, instead of increasing my roth 401k?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

like

SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

like

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

like
like

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

like

Pre-approved for a home but the rate lock expired and now we have to re apply. My husband lets me know his credit score dropped 111 points because of credit card utilization. Even if we get it below 30% ( which we can) not sure it will quickly reflect. I also added him as an authorized user on a high limit credit card I have. Any other suggestions besides trading him in lbs

like

I have a recurring $30 charge on my credit card that I can’t figure out what it’s related to. The vendor name gives me nothing helpful and going back through emails, I don’t know what it might be - I’m not getting an invoice. It may very well be valid, but at this I just want to stop it and figure out what subscription lapses. How can I do that?

like

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

like

I’m not certain about who will win the election, but unless it’s a landslide, I am concerned that it could take weeks and/or months to determine an outcome. In your opinions, is this a legitimate concern and if so, what would the impact be on the markets?

like

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal