Have been dating SO for over a year. Amazing person (thoughtful, kind, supportive) but couple blockers 1) I don’t know if I’m ready to settle down yet (30y/o) 2) We’re on different financial paths (have self made NW close to $1M vs $0); this puts constraints on trying to buy a place

I feel bad for feeling this way but wondering if these are valid blockers?

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If you really love someone, you’ll find excuses to be with them, if not, you’ll find excuses not to be with them.

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Yeah… the only time I’ve been in love with someone, it’s not like i wouldn’t have considered these issues, but I would have tried to figure out how to reasonably tackle them because being with them was a priority.

Buy a place under your name and she can move in if you’d like her to. It’s only been about a year, so I don’t think you’re required to dual own many things yet.

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Interesting how the comments assume op is a man and so is a woman even though op hasn’t specified 🤔

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Your first point is valid but the second one shouldn’t be a dealbreaker imo. Buy the house individually like you would if you were single. But if you’re not ready to settle down you need to have a conversation about it.

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If you’re not ready to settle down then be honest with them and if that’s something they want let them go. It’s better than trying to convince yourself otherwise or wasting someone’s time when they could be out there finding someone who’s on the same page as them. The end of a relationship doesn’t mean you guys ended on bad terms. My last relationship ended because we did not agree on key issues and rather than trying to change one another’s mind I decided it’s best we part ways. There’s just certain things you can’t compromise on in a relationship (like if one person wants marriage/kids and the other doesn’t).

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1) you need to figure out yourself, are you going to be ready to settle down with this person or are you going to waste their time if you realize in a few years you want someone different? 2) if you buy, put it in your name. A lot of people have student loans or such that make having a positive net worth in their twenties tough. Having $0 net worth is not a concern, the concern is if their spending habits is what causes the $0 net worth.

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Yes and no. Anything that you have trouble with is a valid “blocker” for you no matter what anyone says.

For me though neither of those would be big concerns. 1 takes time. 2 takes a lot of trust something I can live with

If you have close to $1M net worth, why would that put constraints on buying a place? If you’re dating someone for an entire year I’m sure this thought has crossed your mind. Another question would of course be, would the home be in your name or both?

If this is your biggest problem right now, you’re fine.

Bruh, who cares if you make more or have more money? Either she's the one or she ain't.

My wife and I bought a home together before even getting married and had title in both of our names and mortgage only in mine because we knew we were going to be married. I have nearly full financial burden. So what?

Take your time but the second point shouldn’t matter if you genuinely care for them.

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