{ "media_type": "text", "post_content": "Have the CSR, if I downgrade to the preferred, do I lose the UR travel redemption value (1point ~ 1.5c)? Is redemption value specific to a card? How does UR value work if you have multiple cards?", "post_id": "5e17816351ec97002453d0dd", "reply_count": 4, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

Have the CSR, if I downgrade to the preferred, do I lose the UR travel redemption value (1point ~ 1.5c)? Is redemption value specific to a card? How does UR value work if you have multiple cards?

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Yes, it's 1.25x for CSP. 1.5x is only for CSR. You can transfer all UR points to CSR to get 1.5x redemption rate. You need to keep CSR for that

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Yes you do lose.

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Are you downgrading because of the hiked annual fee?

I’ll miss the hiked fee for this year but looking at my options. Don’t think it’s worth it at $550 pa but want to make sure I use all my points before I downgrade next year.

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