Hello Guys,

I want to know if we can change the pf contribution from 12% to 1800 pm? At Tech Mahindra

What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

What would you invest $10k in right now (taxable brokerage acct)?

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

So if I were to rent a car from Trips, can my wife (not in Deloitte) drive that car as well? Is she also covered in the insurance? Does anyone know?

Anyone doing any investing in Charleston, SC

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

What does 401k mean?

Why do firms not use vested stock options as incentive in earlier stages of career?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

I’m applying to some PE funds (currently a BA at a top consultancy). I want to know, assuming I get in, when can I buy myself a Ferrari and a yacht?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I’m an early startup having raised a bit of money from family and friends to help grow my business. Time is moving fast and I’m potties I won’t hit my targets and being the return back to those who invested.
Once I have used the money that’s been invested there’s no way of seeing it again and still bringing the return quick enough.

The numbers still show it’s possible, I still believe in the concept and I’m still growing, I think I just have some imposter syndrome.

Any advice?

Currently have CSR and thinking about downgrading to one of the Freedom cards. I currently have 150k in points. How would that effect it if I were to downgrade to a Freedom card?

Any of you have parents who have never invested in the market or set up 401k all this time? They are very close to retirement (in a couple years) but I am shocked that they’ve kept their life savings all in a checking account😭 just found this out and don’t know what to do

I roll my sleeves at work (cuff folded up twice on each arm.) Is there anything overly informal about this? I noticed I do it way more than the people around me but nobody has ever said anything

I have got an offer from Airbus India, pls share your experience i got E2 level with 5.5 yrs experience

Anyone in metro DC looking to transition out?

Question about my side hustle - I'm an Instagram wellness blogger just getting started and at about 2K followers. Don't want to have all my eggs in one basket and looking into expanding to another platform. Weighing the following options : basic website, newsletter, podcast (podcast would complement or replace IG Live interviews that I currently do).

Any advice on the best next step?

Align to non-M&A offering but do a lot of work in the space (DD, integrations). B4 recruiter reached out and wants me to provide resume@for review with hiring partner. Does it work if I provide a bio with summary of M&A projects (client names removed) instead of a traditional resume? Also plan to list education and previous roles.

Can anyone post some hard mainframe interview questions

Is this whisper?

Made an "insensitive comment" at the office today. Said, James Bond can't be a woman if James Bond is a guy. Psyching myself for the upcoming HR classes.

When your boss complains to you about C-Suite issues they are tasked to resolve but instead calls leadership assholes… run

Hi Fishes,
Need help with a tax query.

I am earning 85k/month now. Thinking to purchase a land of around 15L, not just for investment but to build our own house on it in future.

Though I can somehow manage it without taking a land loan. But I was wondering if I can take some to avail tax benefits.

So my doubts are - Can I avail tax benefits (like home loan) before construction? If I take the loan just to enjoy tax benefits then how much loan should I take at most? Have only ~68k EPF in 80C

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

What is the CTC being offered at a consultant level at mastercard?

Hi All,
Need some suggestions!!! Please help

I have two offer , one offer is from Infosys and package is 16 + 1.25(JB) and role is lead data analyst - data science (Bangalore location) and other offer is from Latent view and package is 18 and role assistant manager and location is Chennai.

Which one should I choose?

Are budgeted hours as big a deal at Big 4? I've legit been asked why I charged 8 hours one day on a client I was assigned 40 for the week. It makes it difficult to hit utilization targets too

Could anyone recommend good investigative journalism books (similar to Bad Blood or Catch and Kill)?

Does anyone know a good trainer in nyc who works with folks with prior injuries (acl/shoulder issues) ?

Hi,
My company has been downsizing due to back to back revenue loss caused by the inflation.
Unfortunately, I'm the latest to suffer a job loss due to this.
I'm open to a Scrum Master, Agile Coach or Snr Project Manager roles.
I have PMP, SAFe Advanced Scrum Master, Scrum Master & Practitioner certifications.
I've worked in AdTech, Digital Transformation, Consulting & Automotive Tech.
I find out its easier to get an interview if one is referred. Willing to share more info for a refferal.
Thanks

2 years out of undergrad and have a 758 credit score. Never missed a payment and was never late on one. How do I increase my available credit balance? It’s $10k on my card right now, I don’t need funds for anything, just would like to see it rise in case I ever do down the road.

Happy short month

Fishes, Help me to choose a workplace for me. Nagarro - 8lpa (7.25 fixed )
Quantiphi - 10.5lpa ( 9.5 fixed )
Awaiting offer from Deloitte. ( How much can I ask ? )
Yoe : 3
Skills : Automation Testing.
Please comment on Job Security, Growth,wlb, benefits and other things .
Tata Consultancy
Deloitte
Nagarro
Quantiphi

Can anyone help me i am have a different situation here i left the job based on a phone conversation with tech Mahindra since they are asking for an immediate joiner. Now after submission of all documents they are not giving proper response .. every time they call me and ask me some documents is missing and some time BG status not received.. i don't what to do ..no job now and even no offer from them.

Anyone working on worldbank projects on tech sap