Help! I left Deloitte and didn’t roll over my 401k from Vanguard to Accenture. Can I leave the Vanguard 401k and have a separate 401k account as well? Do I need to do anything about it? I’m fine with having two 401k accounts

like
Posting as :
works at
You are currently posting as works at

You are good, you can keep it as is

like

Thank you

like

Pretty sure it expires when you leave the firm if you don't roll it over before hand. That's what happens with your WageWorks contributions too. The account might show a balance, but that's just for historical record keeping. It's been released back to the company unfortunately. At least you know for next time.

like

No worries, call Vanguard at 1 (800) 523-1188. They will help you with options.

Options? 0 DTE SPY Calls it is

Roll it into an Ira

I like the flexibility to buy individual stocks so I can be more aggressive while I’m young

If you move your money (ie roll it into an IRA with a different custodian), just be aware you’ll need to keep the funds you directed to your traditional 401k and your Roth 401k separate. Do not move those into a single account. You’ll need 2.

Related Posts

Big 4 junior level feels while trying to get promoted with no raises, no bonuses, no travel benefits, and 60 hour weeks with no separation between work/home “but you should just be happy you haven’t been laid off”

Post Photo
likefunny

Loooking for something new Im currently working with Home Depot started retail with machine license, such as forklift , pacer , electric jack , order picker also more , safety team member & in focus team , now I’m in supply Chain working in a office doing operational delivery schedules, looking to further my knowledge and expand my growth Home Depot has great benefits but it’s no money in the company any pointers?

Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

like

Who believes economy will destabilize in 2020? Because of tariffs, interest rate hikes or election? Any ideas on how to prepare besides saving up money?

like

Question for anyone whose left the firm: I've been here for 9 years so my pension is fully vested. What happens to it if I leave?

like

Does RSM allow for Megabackdoor contributions?

like

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

like

Does anyone work with Nike Technology centre? How is work-life balance and benefits? Nike

like

4th year associate, 200k student loans—think I’ll be able to get a mortgage even with loans? Looking at a place for 450k. I have 3.5 years public interest work that counts towards PLSF and I plan on going back to government so I really don’t care to pay it down.

like

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

like

What are the perks of joining Oracle ? Like Broadband reimbursement, monitor , mobile, wfh set up etc ?

like

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

like

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

like

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

like

Hello, I am going crazy. I am supposed to close on a house on Tuesday. The buyer did not perform an inspection and the lender did not order an appraisal. The lawyer says that everything is good on her hand but I am not sure if she is the deciding factor here. Can a home close without a physical appraisal ? I don’t have a closing time yet, just the date. My realtor reached to the lender and have no heard back.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

like

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

like

I am expecting an offer from Master Card for Senior Software Engineer position in O Fallon MO. Please let me know what kind of base salary I can expect with 11 yrs experience . I don’t wanna undersell but also trying to avoid being aggressive but quote a decent number which will be achievable. Any suggestions will be appreciated. Is 125k $ base a fair value for or I can pitch higher? They have a 15 to 20 % bonus on top of base pay and a 10% match on 401k which the recruiter keep highlighting.

like

More Posts

Do big4s have any history of offering early retirement packages?

What band can be offered to a person with 11.5 yrs of QA experience? Also what can be the roles in that band?

Has anyone flown United recently? If so, how was your experience?

like

Hey guys, need some advice. I was fortunate enough to get the Consortium fellowship at Ross but am also stuck on the CBS waitlist and am still planning to apply to Wharton in R3. Assuming I get into CBS/Wharton, is there that much of a difference between them to forgo scholarship money? For context, I want to get into product management at FAANG/fintech with pursuing MBB as a plan B. Thanks in advance!

like

Hi Citi Fishes,
Does Citi give hike and bonus always or it could be any one at the end of appraisal cycle ?

like

Hi Fishes, I've accepted offer from Accenture from their portal.. But now got new offer from EY and wants to join at EY. So how can I tell Accenture Accenture India that I'm not going to join them. Rather than not showing up on the date of joining? Can you please guide me? How do I let them know? My talent coach is not reachable

like

Hi guys,
I have got offer from rakuten symphony SW1-16LPA
And Philips India sw1-12lpa.
Xactly corp ASE-11LPA

Yoe:1.6years
Tech stack:java backend

Which company should i join considering growth,learning and job security.

like

General Question!
According to the new Wage Rules, are companies giving Basic Salary as 50% of fixed Pay? Should we ask HR of our current company or the next company to actually do the same? Or the rule isn't a mandate and it's upon companies to follow it ?

like

Has anyone ever bought from eBay? The prices aren’t crazy and they have the “Authenticity Guarantee” and the watch is shipped to a 3rd party to validate its real. What are peoples thoughts?

like

Hi Fishes,

Recently, my appraisal cycle got completed. So whenever a recruiter asks about CTC, will I need to add the Gratuity and Insurance and then tell the Total number.

In my company Total CTC = CTC + Gratuity + Insurance.

Please let me know in comments !

like

Hi I'm curious what's the average salary for a brand manager in NYC (CPG/Food industry) with 3 yrs of experience?

like

Anyone have insight on salary range for fourth year corporate associate in a boutique firm?

like

What's your one regret from your time in the MBA program?

like

Honest thoughts/opinions about 22squared in Atlanta? Is their money where their mouth is, or are they all (over-)hype?

Just joined, I'm curious how often you've been a high performer but are told you're not consistent enough? But you haven't missed deadlines or anything, so what's consistency mean for you?

like

Recs on good rental insurance? 3 apts in my neighborhood were broken into and I’m looking for a good but not pricey option

like

Cam Newton’s LinkedIn…. Why???

Post Photo
likefunny

Can anyone tell me what does this really mean...

Post Photo
funny

Looking for opportunities in Bain/BCG/McKinsey /Goldman Sachs.Please give me atleast 11 likes so I can unlock DM.

like

Additional Posts in Consulting

Best consulting firms for defense companies? What credentials do they look for?

like
like

Anybody at the Westin Michigan Ave this week? Drinks?

like

I've been biking to my home office everyday so I've been wearing gym clothes and bringing a change of clothes with me. When I get in the morning how long can I sit at my desk before going to change?

like

So I’m in industry from big 4, and a colleague with same yoe comes from MBB. High paying tech firm. I think I work harder and produce quality content at speed, but they can hold executive conversations that tend to impress senior stakeholders.

Big 4 produces work horses and MBB produces leaders. Also they could be a work horse too since I don’t have full visibility.

Anyone have similar experiences or do I just suck at executive stakeholder management?

like

Accenture Strategy 🐟: what’s the Big 4 equivalent of Senior Manager or Principal? I understand Accenture Strategy may have a few additional layers compared to Big 4?

like

What do you think it takes for a PPD to get a utilization bearing WBS for proposal work? I know it is rare...

like

What consulting companies do a lot of work with the Department of Homeland Security and are looking for someone with legal training/DHS experience?

like

MBB peeps - what is your experience working with people that came from Big 4/Accenture (excluding those who came from strategy arms of B4)?

I am disappointed in the talent we have here at PwC and A) am looking to switch B) nervous that we don’t have a good reputation based on who I’ve worked with here

likefunny

What kinds of books, podcasts, TED talks, etc would you recommend for a recent college grad who has low self esteem, is professionally immature and for whom the prospect of entering the world of work is daunting and stressful?

Trying to find ideas/frameworks that will change mindset, tips, tools and heuristics for self organization, management, soft skills in a professional setting etc

likefunny

Moving from Deloitte to BCG soon. What can I expect as major challenges/differences when transitioning from big 4 to MBB?

like

How does PwCs reputation in the consulting market place compare to the other top firms (big 4, MBB, Boutiques, etc.)

like

Does 401k company contribution % change as you get promoted?

like

How do you think about second and third order consequences of a decision?

like

Anyone recently join PwC Ops Consulting? How do you like it?

like

Anyone make the jump from aerospace and defense to consulting? I have offers from EY (Industry 4.0/digital), Alvarez and Marsal (PEPI), as well as West Monroe Partners (Digital). I'm a Sr Manager with 10YOE in industry. Does it make sense to jump ship to consulting as a Senior Associate or Manager?

like

Question for anyone whose left the firm: I've been here for 9 years so my pension is fully vested. What happens to it if I leave?

like

JPMorgan Chase anyone have a salary estimate for technical business analyst position? Also looking for a referral

like

Looking for non- fiction book recommendations. I just read Shoe Dog and loved it.

like

I finally have an extra room to set up a home office. I’m looking at motorized standing desk, but there are so many options out there that it is overwhelming. What’s your recommendation for an L-shaped desk?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal