Help me decide: Debating between a duplex that has existing tenants paying $1k each side. I’d get a loan on it and net around $550/month. Or a cash property with no loan that could rent for only $1k a month and is vacant. Any advice on either?

Need some help! Currently live in TX but work as an independent contractor (remote) for a NYC based company - do I still need to pay NY state convenience tax on income or would this only apply as a full-time employee?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Question for anyone who may be able to answer.

We are looking to file something like an injunction injunction to stop a property sale. The property is owned by a sister and brother. Brother is deceased so it passed down to his children. The heirs bad no idea the aunt is trying to sell. Can we file some type of injunction?

Moving to NYC soon for an entry level salary in IBD- what taxes can I expect to pay?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

New year checklist for amex plat, CSR, Delta, and AA? :)

What’s going on with the stock market today?

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

I was just checking my salary slip on new payroll tool and found some interesting things.
There is some ex-gratia 3 amount ( less then rs. 500) and income tax deducted is more then last months (which is unusual as I have declared my fbp and IT declaration in oct only). Upon checking in IT statement found I got gift perk of around rs 4500 but it eas not added to my salary in account. Did anyone know where is this gift perk and how can I use this ?

Has anyone ever made a private investment into a startup? For background, I have an opportunity to invest and due to the tight timeline, not sure if I need to get compliance involved. It is in a newer industry that my fund does not invest in. Wonder if anyone has been in similar situations and what compliance could potentially do.

Can you have a nanny while in h1b and pay taxes ?

Dallas attorneys - where would you live if you were working downtown but your spouse worked in Fort Worth? Looking at Irving (Las Colinas) but not sure if the commute is unreasonable

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Investment advice for a junior associate (with minimal research or effort). Young with minimal expenses, so open to any and all suggestions.

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

At what point would/do you plan to pay off your student loans in full? Say you have $30k in student loans. Would you wait until you have $30k in savings? Or $40k to have a $10k emergency savings buffer? And so on. This is assuming you make the monthly payments until you pay in full of course. I understand this will vary based on your financial strategy but would love to hear some insight on what you chose/will choose and why!

Have you received a performance evaluation that you did not agree with? And how did you deal with it?

I am finishing my 1 year this coming week. I am a graduate hire. Will my band change after 1 year automatically? Should I expect any hike?

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

Hi guys 👋🏻
As we are about to start a much deserving weekend, heres a query that interests us all.

Guys how many bluepoints will be credited into our Global Recognition centre account in January 2023(if India doesnt win the Global Recognition Championship)?

Which one is better for a bachelor in bangalore (Manyata) .... PG or flat

Ladies - few girls in finance date guys in finance, even though each one of you are dating material. Top 2 things wrong with guys in finance? Be nice...

Thoughts on Roland Berger’s Dubai office?

Hi All,
I have below offers. Could you please help me to choose best.

MasterCard : fixed(21L) + Variable(2.1L)
Mphasis: Fixed(25.5L) + Variable(1.3L)

Please suggest.

after receiving the portal link to accept the offer letter, what is the deadline to I accept it?

Looking for a position in the ICU at Loyola Gottlieb Memorial Hospital, are there any recruiters out there?

Does anyone know who administers PWC’s 401k plan?

Guys... is this right time to switch for hike? I have heard we have ongoing recession in IT.

Any M&A tax practices out there that will allow remote/mostly remote work in the future? Where?

Hello All, what is the difference in Data Scientist and ML engineer positions at Tiger Analytics. TIA.

I’m thinking about accepting a job at Gulfstream in Savannah, GA. Does anyone know the pay range of Gulfstream? The posting is for a Engineer Technical Specialist 1

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Has anyone here used New Western to buy real estate deals?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For those that built higher end homes, what kind of appliance budget did you have?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Any one knows what’s the easiest way to order a radon test for new construction?

Do you thank your tenants for paying the rent? A quick thank you text?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.