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Your current Ctc, value of X, and yoe will help me answer this question better in terms of job security.
Edited
HCL. You can retire
Other than you do some crime, or bgc failed yours job is as secure as govt job
epm or HCl
In EPAM, they will pay u 50k if u r in bench.
I heard this from many employees
It's for EPAM anywhere not for EPAM Systems