Hi Fishes
I have accumulated one apartment when costed 40L in 2019 in tier 1 city, a plot worth 25L in 2023 in tier 2 city, and savings worth 1 cr (including pf, ppf) out of which 65% is in equity. And currently I have 20k sip in equity and 12.5k sip in ppf. Is 10cr networth Target achievable in the next 20 years? I'm 30 years old.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Google stock to buy now or after the split?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Hello all!
I'm 26, I studied economics but I don't know why I'm not much into investing/trading. Someone else like this?
I recognize this is not a very good approach for someone with money "knowledge" and I would like to change this mindset. My main weakness is that I easily get bored of following the market and that I do not see big opportunities. Any advice?
Where to start learning, general advice for LT and ST investments, things you learnt, books that changed your pov on the topic etc.

Thx!

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Haha Merrill just reduced the pc payout grid by 3% for advisor below $2m in production

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Can I buy 2 houses , one in a district with school ratings 4/10 and another house with school district 9/10? And then send kid to school which is 9/10 .

Currently don’t have kids. But would have them soon enough to send them to school after 5 years.

Is it legally allowed to have two residences in same area but different zip codes and choose better school for the kid ?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

Are we on recession? My portfolio is super down - low cost ETF investor here

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Does anyone know how to get funds that was in a 401k account years ago into your current IRA?

I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Is it worth it to buy a multi-family home to rent out?

Put all your money in crypto. It’s done going down.

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Where can I get a competitive intelligence template deck for comparing cybersecurity service providers like big4, accenture??

Authentic Leadership - what does this mean to you?

Ideas for gifts that can be bought in bulk for a team of 35? Don’t want to get them junk, but also don’t want to break the bank.

Recently left Accenture and feel like I am in need of complete detox. Experience full range of emotions. Anyone else have similar experience?

Anyone getting calls since the reorg announcement this week from Accenture people looking for new opportunities?

Folks - I’m ex-Accenture but not sure how to join the Accenture bowl. Spent two years at ACN... can one of you please DM me the Accenture Bowl invite link or post it here. Much appreciated!

Anyone has the pdf to Product Management’s Sacred Seven?

Hello everyone! What are some things you can think of to help boost LGBT acceptance in the work place?

How does your firm compensate attorneys who bring in new business/clients?

PwC Labs folks - how bad is the burnout in your teams? I am getting burnt out and we are not ramping up fast enough. Heard similar woes from couple of others at the Tampa all hands.

If serving notice period now, will i be applicable to receive the hile letter?

Hi Fishes,

I'm looking for Guidewire Testing QA Job and TOSCA Automation.

I worked as functional tester in Guidewire application. Also worked in TOSCA and developed UI, DB, PDF scripts validation. 

Serving in notice period. Any vacancy is there, Kindly provide a reference

YOE: 6 years

Tech stack: Manual testing Guidewire Application, Automation testing (TOSCA)

LWD: 29-Dec-2022

If any vacancy or referral, Kindly ping me

Whenever I think I make decent money, I come to this bowl and read recommendations on shoes, luggage, etc.

I am looking for opportunities as a Scrum Master and Business Analyst. I can play either roles well.
I prefer the product industry.

Can you please suggest which one is better among logicmojo vs learnbay for Data Structures and Algorithm Instructor led course?

Please share your experience if any.

I hardly work for more than 30 mins a day in my current project in a small company. It's server monitoring support work and mostly no issues. I have 15 years work exp but still getting only 11 LPA. Should I remain here for wlb or upskill and move up.

Hey all!! Just wanted to create some space for us to vent, ask questions, and share our truths in being an EOC (educator of color). As well as some general teaching tips😆

Evaluations coming in Dec :)

Advertising Week Question!
Any events this year? Last year we got to watch Alessia Cara w/o needing to have ticket for Ad Week. Is it worth going to? It’s kinda pricy, but I’m looking to network more

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Can any one tell me, how to invest in quant mutual fund through it's website?

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Hello Sharks,

Any suggestions on best term and health insurance. And what points we should keep in mind before considering the option?

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.