Hi guys, I am struggling to improve my cibil score. I have settled my credit cards in the past due to financial issues and even I haven't payed on time multiple times due to which my credit score has dropped drastically. I earn around 2 lakhs now per month. How do I improve my cibil score quickly. I have pending balance of around 4 lakhs. I am trying to take loan but keeps rejecting due to less cibil. Please suggest ok this. Thankyou.

Best non-travel credit cards? I have Chase Marriott and SW but looking at best value cards during Covid. Esp Amexes. TIA!!!

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

For background checks... who do you guys use and would you be willing to share monthly membership fee/cost per check? I currently use HireRight and have been happy overall... but I don't feel that it's very competitive at $48/check. Thanks in advance!

Is the Schwab AMEX Platinum a Charge Card or a Credit Card? I can’t for the life of me find a definitive answer online.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

How did it take you to pay of all your student loans from law school?

At what point does it not make sense to buy/ build a bigger home? My husband dislikes our house immensely (was his with former wife) and wants to move. Only owes $180k on it, we’ve been together 6 years and thus I’d rather just remodel. It’s the only thing we disagree about - moving or staying. He doesn’t want to invest one more cent in this house.

Any advise on the best credit cards to use after consulting? Not sure if the travel credit cards are still the best value with the reduced travel.

Interested in investing in real estate. How to even begin and what apps should I be using?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

How much are you paying for rent (and where) vs how much are you making?

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

Moving to NYC this summer, making 40x rent for most places but don't have any credit score (non US citizen).

Any tips on how to avoid expensive gurantors?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

What do you think are the new things to learn in data engineering in Azure platform

I have my virtual interview for Darden’s Masters in Business Analytics (MSBA) tomorrow. Anyone that has interviewed with them or attended this program have any last minute tips?!

A question for the entertainers out there (magicians, dancers, DJs, really just anyone who is hired to work at parties). Have you ever turned down a job because something about the person asking to hire you just felt "off"?

Anyone has knowledge of EY structured finance group? WLB? Client base? Team culture? Exit opportunities?

Please share your insights. :)

Is there any stigma to saying no to an offer without another in hand? I landed an off-cycle offer at a decent fund but after thinking through, want to take a shot at some of my other funds as well

During a 90 minute model test are you typically expected to build out the full pro forma B/S?

New to Toronto, moved to the west end of town/ just past - in Etobicoke. I celebrate my 40th a few days after NYE/NYD - would love some recommendations on moderately priced but nice ambiance restaurants for myself + husband, and my extended family. Everyone is scattered throughout (Hamilton, Barrie, Lyle, Newmarket, North York). Don’t want anything too fancy but don’t really know where or what is good and not downtown.


Any recommendations? (Open to GTA of course).

Does anyone want a ticket to the Mets/Phillies game

Anyone with two full time roles run into the issue of having conflicting meetings? What do you do?

I know I'm in the minority here (and I swear this isn't a brag) but is anyone else less stressed this busy season working from home, and finding issues focusing because of it? My work is getting done, but just very very slowly. I'm able to sleep throughout the night and not wake up early (which is a huge negative right now) and literally feel no need to stay glued to my computer as in prior years. Am I broken?

How many days will it take for Wells Fargo to release the offer letter ?
I attended my interview and got shortlisted as well, I just got an email stating congratulations and send us list of documents !! After which When I try contacting the HR, he's not responding !! What do I do in such case !!
Kindly Advise...

What are good sectors to specialise in if I wanted to keep my options open?

I’m still a generalist but see people 1-2 years above me beginning to align. I frankly don’t really have any particular sector interest, but choosing based on “who i vibe with” sounds a bit silly (esp if you plan to exit)

I was just offered a sales consultant role at a spirit’s distributor 65K with potential to make 75K if I meet goals etc. My dream job @ Red Bull, Similar role but way more fun around the same range of $$ possibly slightly more ..am still waiting to hear if I made it to the final round. I have until Friday to respond and Red Bull said they would let me know IF I made it to the final round by Friday.. should I reach out to Red Bull if I have not heard by Wednesday that I need to make a decision?

Potential new job is flying me across the country….for a one hour interview. Red flag? Or just a formality since they want me to relocate so I can see what it’s about?

Anyone's GSB Portal who doesn't have the Waitlist Tab now? Maybe a botched update? Hearing people in a few different stages of their application with the tab? It has a View Decision button, which just says no decision when picked. If everyone has it, probably a botched update!

Hi fishes. Could use your guidance on my thoughts for few days. I’m a Bcom graduate with no exposure to tech or IT. I have been working in retail banking and now Im in Investment banking operations. Im thinking of upscaling myself by learning SQL, Tableu. Will These be useful to move forward in my career?

Please give me some like and support. New to this Fish Bowl app. Stay blessed.

Hello guys,
I am working with tcs with 4.9 years of experience in bps domain with 2.9lpa .i m really frustrated.please anyone can help me to land new job . currently in my notice period and i m from non tech background.b.com in finance and accounts.

Hi All,

I am working in Internal Audit domain. I want to change my job profile. What should I do?

Hi there fishers!!
Can I get a referral or a job opportunity from your end?
Can I DM you with my resume??
(Please!)

Hi people,
I’m looking for a referral as a Analyst.
Exp: 1.3 years
Skills: Reconciliation, Fx settlements, Mis reporting, Sql, Bonds reconciliation.

Hi Everyone, I am looking for a job change. I have 5+ years of experience (2 years in Indirect Taxation and over 3 years in Business Finance). Currently I am into Retail Business Finance. If anyone has any leads, please provide reference. Thanks

What are the best hompanies for credit risk analyst profile?

Hi fishes, Any openings for functional BAs? Looking for Solution and Strategy related positions. Yoe. 6+yrs Trying to transition into a Solution and Strategy Consultant, any suggestions or reference appreciated? PwC Accenture Morgan Stanley Deloitte EY Infosys

People can be terminated for requesting Work from home option due to health issues? Please share the inputs and if anyone know about the legal terms.Thank you.

Hi Fishes,

What is the salary range in Goldman Sachs of a Sr. Analyst in the Investment Banking Division (Middle Office role) in Bangalore ?

What is the approx salary for FP&A professional with 12 year of experience?

Hi Fishes, Anyone please confirm if HSBC shares first conditional offer letter and after completion of back ground verification do they share final offer letter again ??

Hey folks, what is the average salary for a Financial Planner role in India?

Hi fishes,

I had actually applied through a referral to Deliotte for Fx settlemets position. I got a call from Hr asking for CTC and notice period. Haven’t heard back since 2 weeks. Does it take long for them to schedule a interview or what could be the case?

Hi guys.

I'm looking for a job in finance field I'm a fresher just graduated in 2021 and I currently work in customer operations as no one is hiring a fresher and everyone needs prior work experience in finance.

Would appreciate if anyone can refer or let me know if there are opening in Delhi gurgoan noida indore or Mumbai preferably.

I'm willing to relocate