Hi 🐟
I am beginner in real estate investing. Liv in a rented apartment and looking to start with a Condo, with a goal of staying there for 2 years and then renting it.

Would love to get some words of wisdom from this group. Specifically on:

- Any recommended books to read before jumping into it
- Is there a free excel template that I can use to analyse deals
- How to find a good real estate agent in my area

Thanks in advance!

If you’re married, what gross income would you consider being “rich”?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

For EESP - which is better share withholding or payroll withholding? Thoughts?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

Does anyone here have a Tesla? Should I do it???...

Hi guys 👋🏻 Can someone please help me with the query below:
I did not file ITR for FY 2020-21.I had actually earned around 3,34,000 becoz I wrote master thesis for foreign students and I got online payment in my acc. So is that taxable?
If yes, then my total income will become 521121.

2ndly, whats the penalty for late filing ITR?

Thirdly, I left my previous job on 02 March, 2021, so I received the Feb 21 & March 21 on April 2021. So does it come under FY 2020-21? OrFY 2021-22?

Thanx guys

Anyone have any good alternatives to Panerai Radiomir? Trying to keep my next purchase under $1k

I have an expiring British Airways credit I need to use in January or February. Options are Lisbon, Paris, Rome and Athens. Anyone have thoughts on any of those in the winter/off season?

I'm coming from the US - my flight credit is use-it-or-lose-it so I'm trying not to spend much more than the original credit.

Hi. Does anyone remember the provider of our 401k and wealthbuilder? Trying to rollover accounts but benefits express is closed!

How was your tax season?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

Have got an offer from Maersk. I'm really interested to join. But on seeing the recession scenario and some companies withdrawing offers, I'm really afraid whether Maersk will also follow suit.
1.)Will they honour the offer letters once given.?
2.) How is the company for job security in general.
3.) How is it currently given the recession scenario?

Hey Fishes,

Need referral in Accenture. I have the job id with me. Please let me know if anyone can help me with this.

Thoughts on Trinity Partners?

Im 21, recently got a project manager job in a big media group, I still have about one year to do in my degree. Where would you recommend I take my career next, what would be the logical next jobs I could explore in that field?

Tips for an upgrade in Vegas?

Can someone refer me. Currently at Accenture with 11 yoe. Skills..automation testing Using selenium and Java.

Hi everyone,

I have offer from S&P Global as a QA and ZS Associate as a Test Engineer.

Which one is better to join ?

I got offer from IBM in my home location itself, with 18.5LPA fixed for 9 yea in automation testing. Here my manger is confusing me like layoff will after u join in IBM.. but I am in cts as 11.2 only .. but now I got SA promotion with 10 % hike .. and also no retnation for me also not there whether I can choose IBM or stay here .. kindly help guys .

Hi fishes. I have an offer from BofA for senior analyst (Data Science). The interviewer said I'll be working on marketing analytics. Can any existing data science fishes in BofA tell me what to expect in in terms of learning and working on ML? 3Yoe Data Scientist.

Hi,

Is anyone has completed BGC filling in DXC onboarding under iBridge portal?

Need help!

I got an offer from Infosys. My manager says they will retain me by providing the same offer what I got in Infosys, i have put my resignation and my manager is calling me on weekly basis and saying that he is talking with senior leadership. Will TCS retain me? Suggestions please. I heard TCS has stopped allocating funds for retaintion is that true?

Received my first prenatal massage at 19 weeks today and the therapist was trained and did a bit of myofascial stretching techniques. Never touched my stomach. Just lower back, arms, legs and feet. I have had cramps in my abdominal area since a few hours after the massage. Not sure if it’s cramps or stretching pains. Drinking a ton of water to flush out toxins, but is this pain normal?

Does anyone have recommendations on a good coach for case practice? Looking to do maybe 2-3 sessions (I'm currently at intermediate level) and looking for someone that's not very pricey. Thanks!

Hi Everyone,

Can someone please refer me to TCS / other big organization for Project Manager role?

YOE: 6

Please share your email in comments since my DM is not enabled yet :(

Thanks in advance!

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

What's common % for Property management fees? I've seen anywhere from 6.5%-10%

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

Any reason why the listing agent recommend I use a specific title company?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Does buyer have to share appraisal with seller? Can seller request it?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

My partner and I close on our house this Friday at 9am and I’m just so happy. I’m a public interest attorney and we worked really hard to save. This was after 10 offers. Just wanted to share 🥹

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?