How much money do you make and have in your checking and savings? // how many years have you been working post college...

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$130k / $21k / $35k / 8 years

I was making $60k in 2018 with $15k in credit card debt and less than $1k padding in checking. Don’t be afraid to ask for what you’re worth but when you get it, keep the same lifestyle to put away savings.

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I paid off the debt bc I didn’t increase my lifestyle when my salary went up. I paid it off within 4 months of getting to the $105k salary. I had a car with no car payment and I kept my tiny apt with the low rent. I just threw everything else I made toward that. As far as salary, I was really underpaid with 7 years of experience in 2019. I got recruited by Amazon and turned it down - I told someone in leadership in a different dept about it and they told the lead of my dept they were going to lose me if my raise/promo didn’t come through. I got a raise from $60 to 80 and then 6 months later got recruited for another client side role, I asked $120 total comp (base $105), took that and then when I was laid off from that role in a COVID restructure I was approached for a contract role and I negotiated the equivalent of more than $130 a year. I don’t tell them my last salary and I highlight that my background is unique (I was an analyst for a bit and I’ve been client side twice) so that’s the salary I need. You have to pretend to be confident and act like you’re gonna walk. I’ve been too expensive a few times but that’s okay.

80k / 16k checking / 15k savings / 7 years of work (some not in ad).

Three years ago it was legitimately ~$1k mo / nearly zeroing out / zero savings. So I’m not where I want to be but so happy I’m not where I was anymore.

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Well done! The first 30-50K is hardest. Keep at it.

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57.5k salary / ~4k checking/savings / 8.5k retirement / 2 years

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$90k/$15k/$60k/5 years

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€41k, €13k in savings (plus pension accounts but I don’t know the figures off the top of my head - high tax/high social security benefits EU country, so I’m not overly concerned right now), 4 years in.

Focus right now is on buying a house and then I’ll look at building more of an investment portfolio after.

70k/55k/20k retirement/5 yrs

55K/46K/1.5 years

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