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A lot. I'm not a baby boomer, and I'm not a gez Z living the YOLO life here. I understand SS is gonna be drained by the time I'm 50, never mind 65. I have been living well below my means and have been contributing at least 50% or more towards savings and retirement/investments. That doesn't mean i don't go on vacations and live like a hermit, but I don't waste money on junk 24/7 like lots do.
Now that I am getting a little older, preparing for the future is becoming something I am thinking a lot about. I don’t want to wait and live my life in retirement, I want to live it now, however I also want to have a roof over my head and not starve when I’m retired either. Trying to find the middle ground in that.
I invest a decent amount, though I’m still focused on paying off my current debt. I’m starting now so that my investments have a long time to sit while I work on running my debt down before increasing investments.