I expect to spend 60-70K+ a year on a credit card (spend isn’t stacked to any one particular category) any cards/strategy that you’d highly recommend at that level of spend?

Can I pay income tax challan using credit card?

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Does 125k in Bonvoy points get you much?

Anyone else catch Tesla today? After months of no trading and waiting for the right time I had 10 700c I bought Friday at $695 a piece and exited at 4K a piece for a profit of 33K. Time to stay composed and wait for the next high conviction setup

📊 Poll: Is Snapchat worth it's 3 billion 💵💵 IPO valuation?

Tempted to buy 1 BTC ..

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

Any good personal finance resources for new grads? How to choose a savings account, how much to invest, etc.

Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

Qualified Dividends: I’m expecting $650-$750 qualified dividend in 2021. Salary and base about $250 total. Questions: what tax rate will the qualified dividend be taxed at? The 15% or 20%? Also, since it’s technically a long term gain, do I have to pay an state and local on the income? Been reading for a bit and I can’t seem to find a clear answer. Thanks fishies!

How does pwc’s wealth builder plan work ?

Any Deloitte people trade on robin hood?

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Pretty new to the game. What do you do with trees in your pocket? You can't store them. Should I go ahead and sell them? Or should I go plan them some place on the edge of my island.

How long is it sustainable to talk to someone without meeting in person due to covid? I find myself getting bored because the meeting in person is what determines whether we actually vibe.

Looking for some encouragement. Has anyone here received an overall negative performance review or has been put on a development/performance plan and was able to turn things around for the better?

Hi Fishes, need your Insights on laptop purchase.
Can I buy and reimburse IMac? Or should I buy only laptop?

let's get the elephant in the room out of the way - bots. I have opinions, what are yours?

Does anyone know any reliable career coach or consultant? I desperately want to streamline my career path. Experience: Freelance Professor: 3 Years (Multiple coaching classes in Mumbai) Home Tuitions: 2 years UPSC Preparation: 2 years (Gave several other exam attempts) SSB Conference out, 2019 Eventually ended up in corporate due to life situations (assumable) Currently Trainer & QA Lead with 5.4 LPA. Expected an L4 but it is still being delayed even after a strong doc to present.

Hello Fishes,

Any idea when we get relieving letter/service certificate from TCS?

My LWD was 16th September and I received FNF 10 days before. Also got initial release letter on my LWD.

I see so many issues in this organisation.
When I joined TCS after 5 days of joining they used to mail me every week for 5 continuous weeks and asked me every time for previous organisation relieving letter.
But they themselves don’t share it and delay a lot.


Anyone please advise.

Looking for job change Mainframe resources
Exp: 11+
Current location:Pune
Visa : valid H1B unstamped(2.6yrs exhausted)
Notice :90 days
Preferred location: Pune,Nagpur
Any leads will be appreciated,TIA

Team Lead Operations

How many dates do you give someone if you don’t feel a “spark” in the first 1-2 dates but genuinely enjoy their company (I.e. talking and learning about them etc)?

International offers!
Hi Fishes, I have two international offers, one for UK for service based organization (CTC is 55,000 pounds + 10% Performance bonus) and another for Germany for a product based organization (CTC is 70,000 Euro), I have 4.5 years of experience as Backend Developer (Java).
Please help me to choose the right option among these.

How much should I ask for Salesforce Functional BA Consultant Deloitte. YOE: 4 CCTC: 11.15

I've a question on what sections to put on a regular resume. I see some people are using consulting style resume for outside companies as well. Do you think it's a good idea to devide work experience by projets? Or is it better to have "projects highlights" separate from work experience.. something like: intro>functional expertise> project highlights>work experience>education?

Was Bogusky a real life Patrick Bateman? From some podcasts I’ve heard, it felt eluded to that he was a psycho, but few would outright say it. And from the people I’ve met who’ve worked for him, he legitimately sounded like a sociopath. I’m just genuinely curious.

Thoughts on buying TWLO under 320 vs. SQ under 240 or neither?

I recently transitioned from corporate finance to IA. I have a little bit of downtime. What resources do you recommend to help build my skillset and assist with the transition?

My co's IA dept is very new and my boss has asked me to look into a format for a memo we would write to a process owner to make a process recommendation. Not a formal finding in an audit report but more of a process recommendation. Do other companies have something similar?

What is the band given to people with 13 years of experience in Wipro. And what is the maximum salary range.

Are employers withdrawing i140 after employee quit even if the I140 was approved 3 years back. Wife is on H4EAD what is the impact if I140 is withdrawn?

Help I am starting a travel project soon. What should I sign up for? What airline and hotel should I book?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

AA: now that we are back to zero, what’s the best way to quickly get to Platinum? Currently Gold

Why does Newark close tsa pre lanes? Terrible

What are some good trips to do with Bonvoy points in the Northeast (thinking more spa/relaxing vs touring cities) e.g Berkshires, Vermont etc

What is the tipping etiquette on the free platinum breakfast in a JW Marriott? The server just gets coffee / orange juice and you serve yourself. It is an overpriced buffet that I would never dine in.

What's the point of Delta drink vouchers when they serve alcohol on request anyway? (Even in economy)

I’ve been racking up a ton of Etihad Guest points (~300k) but have been having a hard time spending them bc the Etihad Reward chart is dynamic 🙄🙄. Any suggestions on how to spend those points? They expire in a year.

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

Is the late checkout until 4pm guaranteed for platinum elite members?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Has anyone seen the changes to United’s loyalty program? Any thoughts on the PlusPoints or new qualifying rules?

Was told I had to leave a Marriott hotel last night mid stay due to a fire alarm compliance issue. They credited 6k points and gave me a room at a nearby Marriott property for the night. Con’t...

Just hit EXP on AA for next year - should I keep flying them for work for the remainder of the year or try to get status somewhere else?

Can we combine our Corporate Amex points with Amex Everyday MR points?

Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

Friend asked to buy my SPG/marriott points. How would that work hypothetically? $0.027/SPG , $0.009/Marriott? (According to Points guy) & transfer to their account?

With the new merger, can I use my spg suite night awards at Marriott properties?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?