I have $200k for a down payment. But realizing that I don’t want to own a house. I can barely maintain myself much less a building. But i am anxious about dumping it all into the market right now when everything is inflated. So trying to figure out how to break it up so i DCA with a wide enough spread but also don’t leave too much sitting in cash for too long. Was thinking of just parking it in VTSAX. Would love any thoughts.

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

27yo single male trying to plan my birthday next month. 8 bros are flying in from San Diego. Would love your suggestions for fun things to plan!

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

Hi fishes

I am planning to start investing in a smallcase. I am considering paid managers. Any suggestions on manger and smallcase will be really helpful

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

What’s the culture like at Ogilvy San Francisco?

Does anyone have any advise on how to become a staff video editor at a creative production company? They usually don't have any "job openings" listed on their site.

I have 5+ years of experience working at a creative ad agency, but much of the work was pitch/sizzle videos (yuck).

I'm freelancing now which has been a great step in the right direction but I'd eventually love to be on staff at a post house like The Den, Cut+Run, Company 3 etc. pumping out cool work. Just seems hard to break in.

Has anyone been successful buying and renting real estate on the side that would be open to a chat or phone call?

If you are interested in earning extra income, please let me know. I do financial services, great opportunity! Dm me!

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Who’s buying Dave Portnoy’s BUZZ ETF this Thursday?

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

Estimated tax payment question:
I converted $30k of rollover 401k into a Roth IRA and have $26k of realized ST Capital Gains this year (Roth conversion in end of Q1 and most capital gains in Q2).
My total federal withholding tax last year was approximately $12k and this year I will have 40% more in reported income on my employer W2 and anticipate higher that $12k federal withholding for my new job. Given this, what is the best way to go about making est. tax payments for the income (continued.)

Has anyone recently put ‘exempt’ in W-4 to avoid paying federal for one or two checks? About to receive last large check for the gig. Nothing else booked yet, so thinking about stashing as much as I can. Paid through the nose in fed taxes all year. Thoughts?

150K in Singapore, and $150K in Chicago. Which one would you accept?

Hey everyone, I am new here and was wondering if anyone can give me referrals for a position as a SM. I have been applying non-stop for a Scrum Master position and haven't gotten any interview. I currently work as integrity analyst and my contract expired in a couple of Months.

Thanks in advance for your feedbacks

Hi,

I am 2019 passout,I am working as a service management specialist in vodafone Idea limited company.I have 1 year &7 month experience.Recently I completed my certificate in Amazon Web services.Can some refer me for any jobs related to this.

Currently a consultant, I have an offer for a trading job that will lead me to x5 times the disposable income I currently have. I am worried about career progression. Should I pivot for the money?

Where and how do you search for new opportunities?

I use LinkedIn, my network, search key words in Google for adverts and look on organisation's careers pages.

Is there a more structured way for me to do it?
Any websites that I should check out?

I'm looking for strategy type work outside of London.

What are the best agencies for first year copywriters?

Hey Fishes

I have asked for location transfer recently, can anyone help me approx when it'll be completed? How much time?

Has optum called employees back mandatorily?

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

So many people live in NYC but still it feels like the loneliness place on the planet. Does anybody have positive stories from dating apps? How do you guys meet ppl in general?

Compensation throughout all retail sales is less than adequate. You can make just as much working at McDonald's without nearly the amount of stress from Sales goals and other standards you need to meet.

Best course of action with BEC? Using Becker and the first two chapters are terrible...

What are some habits that inhibit you from being successful at your job?

Has anyone heard how Florida is recovering from Hurricane Ian?

How do you properly vet a law firm? I feel the associates I speak with talk up the firm and aren’t always candid.

Anyone with Good experience in C/C++ or C# or Angular.js or SQL Developer wants referral for job switch Please DM me.

Hi Thoughtworkers! Hope all well.
In Thoughtworks offer letter there is no mention of Stocks and joining Bonus. Can someone give insights about it including figure?

Best way to prepare for A&M interview / case studies for the PEPI CFO Advisory group? Heard case would be about the three F/S, which I understand from accounting perspective but wondering if I need to know anything specific. Thank you!

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

Mortgage PITI payment would be about 50% of take home pay, but it fits easily within my budget. We max out 401k, HSA, and backdoor Roth. We also have about 150k in savings in case things get tight and saving an additional 1k per month. Is this still too tight?

What are things to know about buying and operating a laundromat?

Does anyone do short term investing in the stock market (short term meaning 1day - 2 week trades) if so, what has been your best tool for research? Have you found this strategy to be worth it?

Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

What might be the ripple effect in real estate? When is a good time to get in?

Best robo advisors and why?

Tempted to buy DAL! Pros/cons?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

Where are my swing traders at??

Does anyone put money into CDs anymore?

Thoughts on Jumia stock?

Stock market is like life, full of ups and downs.
In the hope of market going down maybe not to the March lows but close enough for me to buy.

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

What percentage of your portfolio is active v passive? 29M - no mortgage kids etc - currently have 85% in low cost index funds and the remaining 15% in active ETFs and stocks. Curious how others are approaching this topic

Is it financially irresponsible to buy a home that requires you to divert what you’re currently saving / investing monthly to pay the mortgage?