{ "media_type": "text", "post_content": "I have 5 credit cards. I signed up for new during the pandemic to take advantage of massive signup bonuses and may have a few free vacations in the near future as a result.\n\nAmex Gold is currently offering a 60k point bonus. Worth signing up? Should I cancel one of the cards I used just for the bonus? I feel like the only cards I use now are my Chase Sapphire and Hilton Amex.\n\nWill canceling my oldest card destroy my credit history? I had it for 6mo before signing up for a new card. 2yrs of hist", "post_id": "60ddd5bcb610b20029a5add2", "reply_count": 8, "vote_count": 1, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points" }

I have 5 credit cards. I signed up for new during the pandemic to take advantage of massive signup bonuses and may have a few free vacations in the near future as a result. Amex Gold is currently offering a 60k point bonus. Worth signing up? Should I cancel one of the cards I used just for the bonus? I feel like the only cards I use now are my Chase Sapphire and Hilton Amex. Will canceling my oldest card destroy my credit history? I had it for 6mo before signing up for a new card. 2yrs of hist

like
Posting as :
works at
You are currently posting as works at

Don’t cancel the oldest card, downgrade it to one that doesn’t have a fee. If it doesn’t have a fee already, then just keep it and get another. You’re better off having a lot of cards with no holdover balance than having only one.

like

OP, you can also call and ask for retention offers

like

I am assuming you are not in line to take any mortgage or loan in near future. Please keep a watch on your credit score, sometimes the dent on credit score is more than the benefit you get by opening or closing an account

I just applied to a ton of mortgages and also do credit card churning. As long as you’re over a 760 you’ll get the best rates. Biggest thing when you’re super young is length of credit history. It could help if you could get on your parents or older friend’s old credit card as an authorized user to inherit the credit history lol.

Related Posts

Can anyone help with salary slabs for consulting in Dubai (big 4) - senior manager and director? Base + variable.

like

So I had HR discussions after tech and managerial round and she said, she will have to get approval from management for salary discussions as it’s on the higher side as per my YOE. Does it mean they will drop my candidature here and now or do I still have any chance ??

like

Approximate comp to shoot for with FAANG BizOps? Four years out of MBA, pre-MBA experience not in tech / related.

like

I have Amex corporate card. With corporate there are some offers when we opt to Amex plantinum . In this case Amex platinum vs chase sapphire preferred (no corporate card)

like

What’s AD comp (cash, bonus, stonks) at a mid to large pharma?

like

Norwegian living in Norway with my Canadian GF. Planning to move to Canada due to her visa running out. SC at Deloitte working mainly as a Solution Architect + DevOps Engineer, but also experience with Cloud Strategy and IT DD's. Should I be able to find a company to sponsor my visa, or is my best bet an internal transfer? Any other tips? Thank you in advance!

like

Senior strategists...what’s the salary y’all have?

Should I get a job offer before applying to day 1 CPT or apply for the visa first and then start looking for jobs?

like

Are we getting L1A visa appointments in Vancouver Canada?

like

Talked to SO about wanting more effort from him, he said he believes in giving what he is receiving & doesn’t chase. However I like to be pursued and feel wanted. Is this a situation of just wanting different things? Or should I start putting in more effort to pursue him and see if it’s reciprocated?

like

Looking into leveraging my corporate Amex Green Card to get an extra $150 statement credit on a new Platinum Amex card for personal use. Any downside of using this offer? Also any thoughts on having the platinum card and keeping my existing chase sapphire reserve?

like

What do you do to chase away sleepless nights when on the road?

like

For a strategy-esque (non-PM) career trajectory in FAANG/tech, what’s the comp trajectory look like? Can one ever reach MBB partner-like comp? MBB’s pay trajectory is too good to leave, but maybe I’m being naive

like

Expecting my first child in a couple months. Parents in India have been dying to come to the US but unable to due to the visa restrictions. Anyone know of any exceptions to the visa restrictions that may apply or any other workaround? (Besides staying in 3rd country for 14days) I am above 21, married, US citizen. Parents gave up their green cards and are on tourist visa 😔

like

Is it safe to go for visa extension (dropbox appointment) at US consulate in Mumbai given we have all the necessary documents including NIE letter from employer?

like

Has anyone been sent a package from Hilton for hitting 100 nights? I received an email from FedEx that a Hilton address was sending a package, within a week of hitting 100 nights on the year.

What's the salary range of managers at TS&A?

like

Anyone selling 10k bonvoy points? I need it to get the 5th night free deal.

like

About 3 stays away this year from making SPG platinum. Can get there by spending 12-15k on low category hotels over coming month. Worth it?

like

I swear to god the maids at the Westin intentionally point that little handheld shower apparatus straight at you so when you turn on the shower...

like

Additional Posts

Just got offered. Is Capgemini considering permanent work from home set-up for it’s employees? Maybe employees here are receiving emails about it, kindly share bit info :)

like

How can I impress the senior strategist I am about to soon interview with for a junior strategy role? The role is opened cause the account is in a place to train and mentor a junior. I have 3 months of strategy experience from my internship, but going up against people that have 1 year of strategy experience and scarred they would want them more since they have the experience and don’t have to train them that much.

like

Took my last CPA exam this morning and hopefully I can just be done. Dont think I did as well as I could have and really just want this process to be over.

likeupliftinghelpful

CLT drinks tommorow?

like

Moving from big4 to core strategy firm (read MBB). Have 2 months before I join the new firm. Wondering what I can do to prepare myself, are there any courses, books that would help me gain some skills. I have mostly done PMO, tech implementations kind of work so far. Don't want to leave any stone unturned and want to make it work.

like

NYC based Managing Director, salary range?

What's y'all's best way to get from LGA to Manhattan (Times Sq specifically)? For work, but I've heard lga is a shit show to leave. I guess any tips from TS to JFK as well, flying out from there.

likefunny

My roommate is denying to pay his share of rent he supposed to pay also which he has been paying till Dec 2020. This is not due to COVID but we had an argument using common places in Jan 21,until then he was paying his share of rent $1100 which he agreed to pay for the master bedroom which is quite large that he is occupying, after the brawl he is saying he can pay only equal share of the rent $1950/2 =$975, he also wants the extra money back that he claims that he extra paid. How do i solve ?

like

Anyone who is pregnant but still doing intense travel case here?

like

Lesson plans. What do yours look like? I feel like it’s a waste of time to rewrite what I’m doing from the actual lessons. I mean aren’t the learning targets, success criteria, and formative and summarize assessments built right in?

likehelpful

Anyone bought a standing home office desk recently? Live in an apartment - not much space - considering to buy but seems expensive at $700... thoughts welcome

like

2nd year in and having gone straight from undergrad to banking, cant imagine what it feels like to have a “normal job” (i.e. 9-5, weekend free, no work on vacation, can unplug completely off work)

like

Open forum to share today’s successes, failures, chaos & support. See below: I’ll say it. I am sick of ppl ruining my day. i wish everyone was a bit more understanding when it comes to unforeseen problems & road blocks. ESPECIALLY when it comes delivery. I know we are all on edge rn- how could we not be? but I’ve had it with how rude and inhumane people are being to each other right now. I’m just trying to help. Why can’t we all be more flexible? (like their expected delivery date lmao)

Interviewing tip needed: I feel like a diversity hire at most of the companies I have worked for. A sentiment that is felt by other diverse colleagues at my job. When looking for a new job, what questions can I ask to find this out before I join? How can I assess whether a company truly values my skillset, pay equally, & promote equally? Whether there are implicit biases at play? My current job has 2 diverse bosses at senior level so I took that as a good sign but I was wrong.

like
like

I've never been this stressed about anything at work before. Project keeps extending me each week, leading an effort I have no clue what to do, late input from lead keep causing a ton of re-work

like

How can I market my technology implementation work for Strategy Consulting roles on my resume? My goal is to do one day lateral MBB or T2 firms!

like

You are getting rolled off next week and u know it today !! Not your fault just client.. 💩💩💩💩 so next week onwards hunt begins!

like

on average, how soon after final round interview do you hear back from ZS? are offers notified via email or phone call?

like

Our intern comes in 5 days a week and a lot of the time I have nothing for her to do. Any good long term projects she can do during down time?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal