I have 55k in my 401k, ~110k in investments across Fidelity and Robinhood, but only 5K in my savings account. Is this risky? My friends mentioned that 50% of their money is in cash and now I’m scared im being horrendously stupid by having so much invested. Should I put more of my money in cash?

Profile: 24 making 150k (160k w 401k match). No loans & just started investing this year

Curious to know what other avenues people have taken in our industry to make more money. Currently getting OT which is nice since most places don’t offer that benefit but still doesn’t feel like it’s worth the long nights when the paycheck comes in.

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

If I contribute to a solo 401k, is the additional profit-sharing contribution (the 25% of compensation after the $19500 contribution) based on my gross income, or is it based on gross income minus expenses? Thank you🙏🏼

Random Q unrelated to advertising but is anyone investing through Fidelity? And what mutual funds/stocks are you investing in that show potential?

Is a 49% debt to income ratio doable for someone who lives very frugally?

What questions would you ask a recruiter when discussing benefits? What’s important?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Fathers - how long was your paternity leave when you had your first kid? How did you figure out the "right" amount of time to take off?

What are ways I can spend my $200 airline credit for the Amex platinum ? I saw upgrades don’t count and I have status so already get free baggage, lounge etc.

How long after you quit before your company removes your access to your FSA card?

How much do you have in savings (cash, 401k, etc.)? And how old are you?

Hey all,

YOE - 6 Years
Tech - Frontend Developer (Angular)

I have offers from 2 companies, same pay and almost same benefits.

Software AG (GCS Department) - work will be on Agile Apps (No Code/Low code)

Larsen & Toubro Infotech - Work will be on a client (Schneider) project

Which one would be better?
Please help

What are the perks and benefits offered at Autodesk India, Bangalore office. Do we get free food, outings, hotel stays, coupons, etc.😃

Chase Freedom vs Freedom Unlimited for everyday spend?
Plan to transfer points to my CSR.
Non traveling consultant

Interested in investing in real estate. How to even begin and what apps should I be using?

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Any recs for insightful and well written books on entrepreneurship? Friend is trying to launch his own startup so I’m thinking of sending him a relevant book as part of a thank you gift

Looking to sublet a true bedroom in a 2 bedroom apartment with an amazing roommate on East 44th and 3rd ASAP till end of July.

Rent: $2K + utilities

Luxury building (gym, doorman, rooftop)

My title is a Project Engineer which, in my field, is a couple steps below a Project Manager. I have been drafting for almost 10 years, I have a PM certification, and I have 2 years of experience. I tend to pick up on anything construction fairly quickly but I am unsure what to ask for a salary in my coming review. (I had a career change two years ago when I was told I topped out at my last employer.) I fear I am paid less because I am a woman. I am the only female in my department. Salary??

I got good internal hike last year like 30% but it's not upto market standard, can I ask for hike again this year amidst this recession times? I know they are recruiting new ppl with much more salary than me. Any suggestions hiw do i start the conversation

Can anyone share their experience working with Tangerine Bank as Senior Manager for operations? Do you salary hikes and bonus yoy?How is the work culture for worklife balance. Job security and growth

Hi fishes,
I finished my B.E (CSE) this year. Working in TCS since 6 months on a CRM Project. CTC : 7LPA (I also had offer at Accenture for 6.5LPA)

- I know basics of many languages/ technologies : C, C++, Java, Python, HTML, CSS, Javascript, React, Azure

- Basic level Problem Solving, DSA, OOP

I am a quick learner. I am currently learning DSA using C++ & Azure.

Can anyone in Hyderabad hire me for a better package at a company where I can work in development or Cloud Role?

Thanks

I just started training with United HealthGroup for Medicare. I have previous experience in Medicaid-- quite a different role, but similar. I'm so nervous about how complex Medicare can be. Any suggestions or advice? I'm not exactly a dumb-dumb but nor am I the sharpest knife in the tool box.

I’m a broadcast producer with 18 years of experience. I’m interviewing to go back full time at an agency working on pharma (DTC) accounts. What’s a fair salary?

What time do you all go to bed/wake up? Told a colleague I went to bed around 1am every night and they just about gasped (as in that’s so late)…now I’m self conscious?

New to PI. I filed suit and know policy limits ($500k). I want $1M but I have to live in reality. Insurance company wants to know if I have a demand. Is there any reason why I’d demand more than the policy limits?

I often hear of people that got PIPed at Amazon. Frome what I find online, it seems to be a horrible state to be in.So, out of curiosity, how common is it for people, at Amazon, to end up in such a situation?Is is just based on your performance or do any other factors contribute to it as well? If it just depends on the performance, how badly does one need to fu*k up (according to the manager) to end up getting PIPed

I am a Management Information Systems grad student from University of Memphis, with a cumulative experience of 5 years ( 2years - Quality Data Analyst, 3years - Human Resource Co-Ordinator). I'm looking out for Summer Intern'22 in and around companies in Memphis and Nashville, specifically looking for recommendations for applied positions in FedEx. Any leads will be graciously appreciated.

Question for the googlers here! Once there’s a team match and you go through the interviews with the team, what exactly is this hiring committee im seeing videos of at google?

Does it take 3 quarters of the year to reach 3% (tier 3) interest rate at HMBradley? If so, does it make sense to deposit a large chunk of fund until I reach tier 3?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

Is BRK-B a buy right now?

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What’s a good target annual earning % for interest and dividends relative to portfolio size? I am new to investing and am generally just invested in the SP500 and total stock market via index funds

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea