I have a friend trying to talk me in to an IUL instead of a 529 for my kids. (My kids have 529s and that’s what I intend on staying with.) Am I missing something? Can someone dumb it down for me why IUL is a bad idea (if it is, in fact, a bad idea). Is there any reason to have both? Her main reason is that 529 counts as income and IUL doesn’t and can also serve as a retirement plan. Help, wise ones!

When settling with a title company plaintiff on a subrogation claim, have any foreclosure defense counsel received settlements over and above policy limits? What is your typical settlement range? How has settling on your subrogation claim negatively affected your counterclaims against the mortgage lender if at all?

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Recently put an offer down on a home. Given the market, had to waive the appraisal contingency. The appraiser’s report came back with a significant shortfall. We can cover it but want to push back on the appraiser since there appear to be numerous inconsistencies in the report. Anyone dealt with this experience before? Any tips?

Newbie Tax filing question, worked for a US employer Jan - July in NJ and then moved and worked for a Canadian employer Sept - Dec. Work permit holder in both countries at the time. What's the best way to file taxes in both countries? Has anyone done this before? Looking for guidance, gotchas, tax filing recommendations...

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

For the partners/mds/directors etc how are you protecting your money with the new administration? I’m assuming Biden’s plan will help the lower class but for the upper class I’m sure there have been strategies your advisors have been telling you. I currently have 20k in savings and feel like it’s just getting inflated away.

Which credit card do you think is the best for ME consultants?

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Should I lease a car or buy it? Which is better? Does it impact the insurance rate?

Does the 25X rule take into account long term capital gains tax of 15%? Like if I know I need 40K to survive, do I need $1M, or more to make up for the tax too?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Are we on recession? My portfolio is super down - low cost ETF investor here

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

Hey Guys!

Let's share this Bowls and build a community that will help us in any Poland related transfer issue :)

hiya fishes. happy friday! sorry if this isnt the right bowl, but this is in regards to vacation time. i have an interview process starting next week, and wondering when it would be good to mention i would be OOO between the middle of the month in september? its for a week. im unsure if i can twist this to have a start date once im back. going back and forth on being transparent vs. mentioning it later on. thoughts?

I teach freshmen who haven't met the only other single teacher in my department. Today, I asked one of them to take something to him and immediately kids started talking about how we were dating. Ugh.

My wife has a degree in sales and is looking for a company with a healthy work environment. She’s also looking for a place that is not crazy overworking their employees and allows a flexible work schedule. Anyone have any recommendations on remote options she might be interested in?

What's the salary at Bain - consultant year 1 level

Hi Fishes,

Could you help by suggesting some good Bluetooth Keyboard for MacBook Air M1 ?

Thank you in advance!!

Hello everyone
I am looking job for Business Analyst role
Skill set : PowerBI, Tableau, SRS BRD, requirement gathering
Location : Nodia, Gurgaon
EXperience : 2 years
Please let me if any one can refer me Or update me any openings

Does anyone know of sushi conveyor belt restaurants in the city?

What is the starting base pay for a Private Client Advisor and wha tides their incentive plan look like? Looking to move up from a Relationship Banker. Any information would be great.

Hey all - going to be taking CAMS in December. Any study tips or online resources to focus on?

What are some best practices for verifying the security of internally developed code?

Thoughts on GILD for a medium term hold?

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Salary expectations for Slalom on the west coast? Would be coming in with 5 yrs consulting experience at ACN (MC/strategy projects)

Affordable places near LA/in CA to learn to snowboard?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Why don’t I just own tqqq and spxl? I can’t assume market will go down 33p and wipe me out

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Leave it to a 2% dip in a day to send people panicking lol

Hello I just started my first job (I’m 22) and I need to set up a 401k for matching with my company. I’m really confused how this works because I want to try to hit the IRS maximum of $19,500 for Roth contributions this year. Maybe it’s too late in the year now, but it’s asking me to pick my desired contribution % per pay period, but I’m not sure how much to do because it says it’ll kick in 1-2 pay cycles and I don’t even know when the next pay check comes yet. Any tips would be great

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Capital gains tax rate - I know there are diff rates (0/15/20) depending on income threshold but is the threshold based solely on “earned income” (i.e., wage)? For ex. if I quit my job and hv zero earned income and sell my stocks with 5M gain in the same yr, there would not be any capital gain tax?? It doesn’t seem right but is that the rule?

What is your ratio of Net Worth / Annual Income? What's your age?

Would prefer if folks don't share their gross net worth or income #s as this is more about how have folks been doing given the resources they have.

Anyone study the dividend growth strategy? How do you feel this stacks up vs the S&P500?

My lease is expiring and a friend wants to buy the car . Anyone do this before ? I guess I would have to buy it and then sell it to them ?

How bad of a financial move is it to relocate to London from NYC?
Currently at 165 TC, 26M
No near term financial goals, just would like to retire at some point.

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

How much will someone get from a $5,000 referral bonus after taxes? Is there any way to minimize the amount it’s taxed? Work in VA and live in DC.

Should I max out my HSA contribution?
I am maxing my 401k though.

Also, if I max my HSA, can I invest say 50% and keep the other 50% for expenses?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?