I have around 400k from home sale for next house down payment in HCOL Seattle city just moved. The houses I prefer with good schools here cost around 1.5m and EMI after down payment seems ridiculous compared to my rent. I keep thinking buy a house in Midwest or Texas with all cash and rent it out while waiting to figure out if I want live here and then take equity from that buy a house in couple year. Should I wait or buy in Midwest .

I have a 401k and A Roth IRA but I’m not active in my investments. What are some good sources to get started to understand personal finance and investing?

Who wants to start earning money online?

What are some good modern/post-pandemic personal finance books you can recommend?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Building an invoicing template for a construction comp but won’t be industry specific. I’ll be charging 5 hours at US$80/hr. Anyone want a copy of it for US$40 worth of crypto?

Context:
I spent 2 days last week and tmr fumbling over invoicing activity with the owner using a poorly designed invoicing spreadsheet. Last minute changes to already approved templates impacting >30 invoices is ridiculous. There will be a control sheet, an invoice generating sheet and a summary sheet. Q’s or comments?

Buying a new house in the US and have no idea how to go about buying curtains and blinds. Can anyone help with their experience. Chicago based if that matters

If I’m paying first month rent and security deposit now for a May 1 move in. Do they give me the keys now or not until May 1?

Sold 10% of my ETH @$2,500 to pull out my initial cap investment - so tempted to throw it into btc on this dip. Should I pull the trigger at $50k or wait for $47k?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Hi,
I'm 25 Indian male and have savings of 10lakhs, please suggest what best I can do with the amount.

Every other post on this bowl:
“Should I Roth my 401k or would it be better to backdoor into an FSA retirement fund? I have a net worth of $1M btw. None inherited it’s all from two years working Door Dash in Wichita Falls.”

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

^^^^ Don't you have some offshore money to launder? Sorry for the late reply, I was busy getting paid twice what you make.

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

In your opinion, what’s the best hedge / best buy against rising interest rates?

I got offer from PWC AC Bangalore as a senior associate 2 (OIC technical) 20L per.anm is it good to take the offer.?

I just saw that a Hubler watch given to Hitler sold at auction for $1.1 million. It is an interesting watch (despicable as the recipient of said watch was), but it got me thinking about a larger question: does anyone here collect watches owned by the famous (or infamous)?

What do when you’ve already accepted a job offer but then received a better offer? Does it look bad on you to decline the first offer?

What is it like working as a full-time graphic designer for a company (not an agency/firm)?

Maybe I'll avoid bounce tonight, maybe not

Anybody ever accept a job offer, put in ur 2 weeks, and then have the offer revoked?

I find dating apps to be unhealthy to an extent. If a minor inconvenience occurs, it's simple to move on to the next one and the cycle repeats. Have any of you met "the one" through a dating app?

Half the reason I work out is to make my ex jealous

Any books/resources to understand the ML algorithms with the maths behind it?

I cried at my desk for the first time today. Year 3. I’m tired.

Can you apply for a per diem tax job besides your full time tax accountant job? Both are public

Hey Fishes, I have offers from 2 companies JPMC and Harman, both are giving desired package. I am 4 year experienced with working knowledge in AI and ML. Please suggest.

Hello fishes, can someone tell me what percentage bonus can I expect for supervising associate-64 in CBS for different performance levels.
(In the offer letter it was mentioned as 10 percent.)

Beside toastmasters, what are other ways to improve communication and public speaking skills? Books, podcasts...?

What job boards does everyone use? I basically only use LinkedIn as Indeed and Glassdoor post the same jobs.

Does TCS re-negotiate on the offered compensation? I have 3 weeks to my DOJ and now I have got another offer with higher compensation..

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

Atlanta vs Savannah vs Tampa?

Home depot or lowes for kitchen remodel? Avoid ikea?

Hi - any good books recommendations for getting started on real estate investing?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

I closed on a new build a few weeks ago and now the same home is available for much less with the builder offering all appliances, additional credits, and buy down of the rate. Is there anything I can do to get now? It seems unfair that I paid more and didn't get the incentives.

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Anyone recently got a mortgage through SOFI? can you please share your experience?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!