I have around 400k from home sale for next house down payment in HCOL Seattle city just moved. The houses I prefer with good schools here cost around 1.5m and EMI after down payment seems ridiculous compared to my rent. I keep thinking buy a house in Midwest or Texas with all cash and rent it out while waiting to figure out if I want live here and then take equity from that buy a house in couple year. Should I wait or buy in Midwest .

Do I need to report my crypto holdings to EY?

1.2x Amex points to Bonvoy points transfer program. Worth it?

I am in my mid 30. Is target fund 2040 a good option to use for my pre-tax 401k account? Thanks

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Moving to Houston and am looking in the Garden Oaks and Heights areas but I can’t get over the the new million dollar homes next to the $800k houses built in 1980’s. Does anyone live in an area like this? Is there a name for this? Other than a gentrified area? What are some things to consider if buying in an area like this? Are neighbors ok knowing that they’ll eventually be bought out or get to a point they can’t afford the property taxes? TIA for any insights!

Does 401k count as savings?

Anyone have advice on protesting property tax increases for a recently purchased home?

Appraised value went from 540K to 700K...

Anyone knows how to import client tax data file in CCH Axcess? We received 2016 return data now want to import instead of keying each number. Thanks

Any A&M folks here? Wondering how benefits / 401k compare to Big 4

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

Buying a house for ~900K in one of the Boston suburbs - my household income is ~230K. Am I stretching too far?

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Implications of a PE firm selling and a company bringing on a new investment partner?

Crypto companies / frameworks going bankrupt is a path towards maturity ! Banks will buy these and make blockchain tech their own thing and then propel it forward towards regulation !

Hi,

Wanted to check if there are any L5 opportunities available in Operation role or not. I am working in Amazon since last 3+ years with at same L4 role. Want to grow now

Hi background in audit and soc compliance now working for a non-public firm but delivering support to the auditors. Being that I am new I am still learning all the processes however cannot find a single process narrative. In order to better my experience performance I have attempted to find some type of structure.
Nothing is compliant…..

Would you send over a file for review with your name on it when told for job security or respect yourself and understand why first

Just moved to the city and I'm excited to get out and try some new restaurants. What's your all-time favorite spot to grab a bite in Charlotte? (Bonus points if you can tell me what makes it awesome!)

How long before joining do we get on boarding mail?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Hi fishes! I'm currently looking to do a bit of a career switch from research in Medchem to a field service technician role (for laboratory instrumentation). I have applied a few places and got several phone interviews lined up. Can anyone tell me what type of questions I may get? Or general advice on making this switch?

How is the Thoughtworks working model?
1. Full time Work From Office.
2. Hybrid (how many days work from office are needed in a week or month?)
3. Completely Flexible (employees can work remotely as much as they want)

Any suggestions for a good rooftop restaurant with good social distancing restrictions and temperature checks. Couple friend want to celebrate their anniversary and looking to visit from South Jersey.

Does anyone want a ticket to the Mets/Phillies game

6 years of experience in case management, escalation handling, customer support, pmo.
Presently with tcs.
Urgently looking for a job.
Please help. Please kindly help.

Any companies launching a product who will be AOR, & currently looking to fill an SAE/SAM role? In the job market and would love to connect.

Maybe I'll avoid bounce tonight, maybe not

To the people that dump loads of $$$ on mobile or computer games as a way to chill after a crazy day, why do you do it? I am thinking there has to be better way to cope.

What are some good modern/post-pandemic personal finance books you can recommend?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Atlanta vs Savannah vs Tampa?

When renting out a property, can you specify which pets you'll allow vs not? Like no cats but small dogs are okay?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Home depot or lowes for kitchen remodel? Avoid ikea?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

How accurate is AirDna rentalizer revenue and occupancy (assuming you are best or at par with top area listings) - specifically in big city suburb if that makes a difference. Looking for any and all opinions of airdna rentalizer

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?