I left EY 30 days ago... I have the opportunity to receive a lump sum from my pension plan. roughly $100,000 payout or I can keep it in there and my monthly payments will be 500 (single life) upon retirement. 

should I take the lump sum and invested in an index fund? 

What are the perks of joining Oracle ? Like Broadband reimbursement, monitor , mobile, wfh set up etc ?

How much do you guys buy? Do you put limit orders or each pay check put in a %?

Lost ~50k on OHM and Klima.

With all other crypto holdings, my total crypto profits of 150k from ATH in summer is gone and now I'm in 30k net loss.

Share your stories and make me feel better.l, please 😢

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Any thoughts for getting the legal benefit during open enrollment? Any success stories or benefits?

Looking for freelance writing opportunities for small businesses or bloggers who need additional support. I currently work in healthcare PR and have extensive experience with ghost writing for senior executive teams on a wide range of topics including healthcare and business. Will send examples of work if anyone is interested.

Think this consolidation period is going to end in the near term, primarily driven by:

1. Microstrategy “open sourcing” their playbook for purchasing BTC as public company

2. Coinbase to offer staking for ETH in Q1 ‘21 - think how much will get locked up.

3. GME / stonks fallout - retail may moreso see the benefits of decentralization and crypto. Yes Coinbase is CEX to get you onboard, but DEX can’t be turned off.

How do you deal with 401k in the US? Can you withdraw without penalty?

My aunt is selling a portion of a 40 acre land, say 25 acre out of 40. What would the tax treatment look like? Do we take an average $/acre or assigning the value to each acre individually based on some valuation method?

Thanks.

Sooooo who is hiring healthcare consultants right now? I need a much higher paying job in healthcare (payer/provider exp).

TRON correction anytime soon or buy at .20?

What resources are there for single income teachers? I'm wanting to buy a house but struggling with my income being the only source.

I’m looking to buy a home and was wondering how the visa situation impacts your rate. How high can it go if you at least have good credit and the 20% down payment?

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

My son will be turning 1 soon and I would like to present a gift and thinking of investing on a watch so that it will hold its value 25 years down the lane, any suggestions would be very much appreciated. Budget is around $7k.

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

How does Accenture’s cell phone reimbursement policy work if you don’t want a new device and just want reimbursement for the plan? From what I am reading we have to charge the cell plan to client?

Just finished a PM contract in LA, if anyone hears of any openings, Eastside preferred (DTLA, Burbank, etc), I’ll be your Bestie!

I’ve noticed a lot of job applications have a field for a website in addition to LinkedIn…this is new to me. what kind of websites do people put here? What’s on the website? Is it like a campaign/platform of themselves as a brand?

Is freezing eggs allowed in Islam? Anyone have information on this?

At 29 weeks. What are the things to start doing now? Feeling a bit anxious about the closing D date. How can I be better prepared. Have already signed up for birthing classes in Sept and am doing prenatal exercises.

Thoughts on new M3? 😍😍

Outside counsel has been prepping company witnesses for a trial in August. It is my subject area so I am supervising outside counsel. I did not, however, choose the counsel. He is doing a really awful job. Co counsel is better, but not great either. Higher ups love the firm… I do not want to micromanage, but I have genuine concerns about outside counsel’s ability to try this case. Trials are rare, and I just don’t think these guys have actually tried many cases. Cont. below…

I want to get my husband a Theragun for Christmas. He is active and plays basketball a couple of times a week and always complains of soreness. My question is which model is the best? Elite, Prime, or Mini?

I recently interviewed with Natwest and I got confirmation that they wanted to offer a role. Salary negotiations were started. However, now I got an email from the hiring manager that hiring for my role has been paused due to the ongoing cost of living crisis. He expects to resume the hiring for the role in Q1 '23 and would resume the process then. So is it the end? Honestly, I don't expect him to come back. But what do you think?

Crypto investors - what is the future outlook for you?

Will TCS blacklist people who accept the offer letter but don’t join TCS, for any other reason

Does anyone have any insight to the FDD group at Stout?

POLL:
How many earn a salary (too low) that prohibits you from living within 30min commute of where you work?

“The copy needs more modern slang young millennials can relate to. It isn’t jiggy enough right now."

Senior engineer making 135k and I was offered a promotion to engineering manager after completing a development plan. Near the end of the plan and I expect compensation talks to start soon. Based on some research around Boston and my role in the company, I feel 165k plus 10-15% bonus is fair. Nonetheless, first time going through something like this and asking for thoughts and comments. Thanks!

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

GME and AMC are not doing well today 😂

What might be the ripple effect in real estate? When is a good time to get in?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Mortgage rates already crossed 5% but the home prices not showing any signs of cooling down!! Any historical indicators where we may be headed 🤔

Has anyone used individual citi wealth management account?

Any feedback on the same?

I am having a VTI vs QQQ dilemma. There seems to be a high level of overlap between their holdings. Is there a ratio between the two that I should target? Thoughts?

Amazon stock is down to below 3000. Bought at 3300! Thoughts? I’m sure it will go back up, but when? And by how much? Appreciate any expert guidance!

2021 roth ira limit is 7k? Or am I reading it wrong

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Will the market continue with its usual bloody day?

Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Finally have built up an emergency fund after 2 years of working! I’m looking to move most of it to a high yield savings account (and then start investing, woohoo) but not sure which is the best one or if certain ones have better services etc. I’m looking at Marcus just because it seems to have the best rates right now but any info helps! TIA

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity