I read multiple articles that mortgage interest rate are supposed to go down in Q4 2023, Q1 2024. How accurate is that? When i say down, i do not mean 2-3% i don’t think those will ever come back. I mean 5-6% compare to 6.8-7.5% now.

Whenever I read white paper/upcoming projects details (some offers giveaways nft), most of them looks promising and great features. How do you guys decide before investing into nft? Please share some thoughts on what specifics we should focus more for newbie like me.

I had 50% in VT and 50% in individual stocks in my brokerage account but I just accepted a job from a Big 4 so I need to sell some of my individual stocks. I need to invest that amount in something else and I want to tell my portfolio a little bit towards something that’s a bit more risky for higher potential returns. Any suggestions on ETFs to look into?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

Anybody got any fire penny stock plays? IDEX is mine, but I’m looking for more!

Has covid had a positive or negative effect on your earnings?

For the past 2-3 years, I have obsessively tracked my net worth/income trends/investment performance over time. I checked my trends just now, and OMG I hit the 300k net worth mark right around Christmas. I guess I haven’t looked at my dashboard for a month. This feels so cool. I want to shout it from the roof! I can’t really brag about this to my friends, so I’m sharing here! 🎉 🎉

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

I’m leaving my job soon but I’m wondering if I should be truthful when I hand in my letter of resignation. There’s a ton of reasons but it boils down to: I’m worth more than they can pay me and I need to pay off these student loans. What should I say?

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

Noogler question: are approved Amex expenses from concur directly paid by google to Amex? Or I gotta to pay? My expense was approved but has not yet been fully received in my account..

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

What do you guys think would classify as a good savings amount by the age of 30?

Recently sold my car on carvana. I had initially bought it using a loan from DCU. Now that carvana has paid me the balance after paying of the loan, i still see on the dcu app that I owe money to dcu. People that can relate, can you take me through next steps?

I would greatly appreciate some fun/engaging/stimulating lesson plan ideas for high school students.

Anyone know any amateur photographers in SF? I found out TODAY that the person I hired for a small wedding tomorrow isn’t vaccinated and they can’t get into the venue. Please help a girl out if you know anyone

Do you guys think the Bay is a good city to retire in? I want to buy my parents a house closer to me but not sure if I want to move them here but it's either that or I leave

Does an independent landlord have to honor a mistake (discounted rent) they made on an online listing in California / SF?

Quite curious, why are there so little dining places in SoMa given the number of high risers here?

Looks like a place with high concentration of middle class just asking to be served, but the are is mostly dead in the evening.

Does anyone have any recommendations for laser hair removal? I want to get just a few treatments on the back of my neck/ lower hair line but I don’t necessarily want to pay for 10 treatments like most places make you

What’s the appraisal cycle in citi ? If I join in last week of Aug , would I be eligible for next year appraisal ?

Does anyone else check in with their employees within 45 days of their hire? If not, how are you guys going about employee experience and engagement/onboarding?

Any Deloitte recruiter in here to help me on my application? I am stuck on submitting the application because it is saying ''there is an existing application by this phone number, so log in continue", but I can't see any continue option!

any suggestions for a clinical specialist of 7 years of exp in acute care to increase salary? or How should one have this discussion with ones director?

Can anyone help me with the tax deduction for the salary of 60 k in Netherlands?

Anyone have attended python developer interview in Bosch was having some doubt what happens in second round

Had an interview yesterday and the interviewer wanted to understand what I did - even 1 month gap between jobs - from 2009 to present 🤪 Not interested in the job anymore tbh

For Deloitte India, Manager level how many references are required to be submitted from the previous organisation for background verification (bgv)?

I guess I’m officially being off boarded team doesn’t care no one has said anything … I’m a ball of nerves thankfully my old company wants me back — feeling so sad and angry and just incredibly nervous

Has your boss ever forgotten to pay your commission? Happened to me today. Actually to our entire sales team. Advice for how to respond?

Please can anyone help me in completing independence policy exam

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

How can I invest in real estate ? Looking for an additional passive income source

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Help needed: No idea where to look or how start housing search. Household income (myself + wife, no kids...perhaps in 3-5 years) is $250k pretax and we are moving to Indianapolis (so looking at Zionsville, Carmel, Fishers area). Any idea how much house we can afford? Good resources to conduct the search? Any help appreciated.

Anyone know the average annual rent increase for 1200 sqft 2 bedrooms? I’m renting and want to know what to expect in a few weeks

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor