I was able to buy the vacant lot next to my house. We are exploring building an additional garage with a simple 2 BR “apartment” upstairs (think ADU) that I’ll use for my home office, and it will be a guest room/for when the kids grow up and come visit. I’m guesstimating that the build could cost $150k-200k. Is there any rule of thumb about how much I can expect such an addition to increase my overall property value? I’ve never built anything before so trying to get over the price tag.

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Chicago announced a $10m grant for looted businesses. Really confused because I thought insurance just gives everyone that’s looted money.

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Hi All,

I live with my mom (Property owner) in delhi and pay 16.5k pm as house rent for HRA deduction.

Now, she need some lumsum amount of 5 lakhs and I would like to pay this but also show this as house rent while filing ITR.

2 MAIN QUESTIONS -

1. Can I pay 5 lakh and show as house rent in HRA while filing ITR?
2. Total yearly rent is 16.5 × 12 = 198k. Can I show remaining amount i.e. 302k as Rent for next year?

Thanks in advance.

Fellow EY Fishes - is anyone here have the investments in other countries (specially India). I got the independence email telling me I need to get rid of my mutual fund investments and I am not ready to do so. What are the options that I would have .. any guidance is appreciated. TIA

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

We can help you in tax planning and getting tax refund upto 2.5 lacs.Let us know if seeking help/clearification.

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Are we on recession? My portfolio is super down - low cost ETF investor here

Best options to get loans for a studio start up?

I’m clueless about 401ks. If I go to a new job does all that money I put into my 401k transfer with me? I’ve heard both yes and no so I am confused

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Looking for tips for website design at a basic level. I focus on branding and printed materials so I created my website with weebly and I’d like to clean it up a bit!

I only have limited time in Copenhagen, and can only choose between Glyptoteket or National Gallery of Denmark. Which one would you recommend and why?

How did you go about finding a therapist and/or coach to support you in your career transition? What value did they add, what would you do same/different if you had the time again and any other tips?

Not sure whether to be honest or not in this situation. I have decided that I want to leave my job and do a masters degree. I’m planning to leave my job at the end of June, should I warn my boss now so she can start hiring? I don’t want her to be blindsided by my decision and hiring is very slow at the moment. Plus if they hire someone I can train the transition will be easier? But I don’t want to shoot myself in the foot if they were thinking or giving me a pay rise or promoting me?

I have two mortgages, one at 3% and one at 4.25%. Is there any benefit to paying either of them slightly higher than the minimum payment requirement (ie, maybe like $200/month more)? Additional factors to consider, my HYSA currently yields 3% and I am looking to buy another property in about 2 years and would prefer to not sell the either of the two properties currently on mortgage.

What's the best way to get your project changed in IBM?
Working in energy utilities account for last 10 months as a BA, but the work is not good at all.
Should I try to check with my people manager or look outside IBM ?

Looking at switching to tech consulting within EY. Can someone break down the big differences between the different areas of practice (eg., Tech transformation, DET, etc..)? Especially information regarding the kind of work and clients.

How does everyone feel about the online SHRM learning for SHRM-CP and SHRM-SCP for Certification?
Do you skip around? Do you follow the path? Where does one start?

Hi All.
Please share your project experience in S4 HANA sales..
This will help freshers or person interested in learning s4 hana gain some knowledge when they don't have an opportunity to work in Hana projects...

Hi There,
I have recently got an offer from persistent. However, I am unable to login into my outlook for my Verification process. When I am trying to logging its showing this device isnt secured to join this network as per policy.
Can you help me?
P.S- Its my personal laptop.

How do you remind yourself why you got into the field in the first place? Sometimes it feels like my passion for the job is long gone.

This is my first holiday season in Charlotte, is the tree lighting festival worth attending? Does anyone know what to expect?

Hi everyone - Can I please get some likes so I can DM? Thanks in advance!

Is it ok to take a gap year premba? How would that appear to future employers?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Is it common for HOA to ask you to prove your car registration is up to date?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Do you thank your tenants for paying the rent? A quick thank you text?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Any Property Management recs in Seattle area? :(

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?