if i have a loan of 20 lakhs at 10 interest rate ,emi is 20k , is it good to pay 70k per month to emi or pay 20k emi and invest 50k in mutulfunds to pay off loan at the earliest, considering mutual funds will give avg of 15% return

Anyone else pretty terrible at managing their own finances? I have an embarrassingly little amount of cash saved.

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Who else is buying?

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Can anyone explain to me how the price of btc/crypto is set? Is there a formula the prices follow, like all the btc that’s been mined, divided by the number of people who own them or whatever sets the price. Like what is the driving force that makes dogecoin $1 (or whatever it is now) and btc jump from $30k to $60k then back to $30k. When I go on Coinbase and I go to buy btc for $30k, who is the authority that says 1btc=$30k USD?

Would you prepay your mortgage (2.75%) or invest? Would you refinance 15 year or 30yr? I understand that over a long run, you can invest the difference and increase wealth. But it generally takes 10+ years to break even. What’s your reason NOT to do the 30yr mortgage?

Beginning to invest. Which is better? Merrill edge or fidelity ? Have a BofA bank account and an employer Fidelity account for RSUs. Also have a TRoweprice 401k account from past employer.

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

Watch out for $SDGR - Bill Gates backed recent IPO- potential next meme stock . No options yet.

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

How do I make millions?

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Partners: where do your clients come from? Do you spend more time acquiring new clients or using your network from past projects/peers?

With the CDC releasing new mandates, What are partners seeing from clients? Are they asking for full return to the office? I definitely want to keep staying wfh and not commuting :/

So, a recruiter gave me feedback that my lack SPHR or SHRM-SCP is causing my resume to be knock out by AI and human recruiters despite my position and work history in Multinationals and being in Technology. They suggested that we put SPHR ( Lapsed). I let it lapse in 2017. What is your opinion? Plus if I were to take another certification - should I take SPHR or SHRM-SCP?

Anyone work in the Chicago office?

Has any given Partner round in PWC for SAP SD? Kindly share your experience

How long does a Defendant have to oppose a motion for leave to amend a Complaint in Florida for a matter pending in the Eleventh Judicial Circuit, Miami-Dade County?

Traveling to NYC soon and I wanted to know what restaurants are worth visiting... I feel like I have high standards working in the hospitality business!

Asked my manager whether the company sponsor for Product Owner certifications and he asked me to build/ create a case and share with him so that we can check with the higher management.

Any ideas/ guidance on how to go about it? Are there are templates for this?

Hey fishes, I am hearing Tiger Analytics is rescinding offer letters floated to candidates. One of my acquaintance was supposed to join as analytics consultant but they rescinded the offer 3 weeks before his DOJ. Does anyone have information regarding this?

Anyone from Accenture Federal willing to do a referral and answer a few questions?

Anybody have to take time off for long-covid? How has your HR handled it? I feel like any info I have gotten on FMLA and disability is because I’ve brought it up and have had to follow up multiple times.

What do you do when you have a student completely freeze and bomb a test? I had a student in class today answer only 2 questions on a test and missed both of those. She was in tears and couldn't finish the test. What do you do in these situations?

How is Honeywell Aerospace division? Specifically for the Mech Design Engineer roles in the Aeroengines team? How is the work, wlb, salary hikes, team and the culture?

Hi fishes,
I am in PwC AC Bangalore in management consulting in DDV. Do they reimburse for the CFA level 1 exam? If yes, what could be the clause?

I am A2 in PwC AC Bangalore in Management consulting - I want to shift to US office due to some reasons. Can anyone please elaborate the intercompany transfer / internal rotation process? Like where to apply? what are the requirements?

I am looking for referral.
Current Employer- TCS
YOE- 5.7 years
Skill- Reconciliation, Account Receivable, Account Payable, Process Audit, Procure to Pay, Order to Cash, Record to Report
Location- Hyderabad, Bangalore

Please let me know if anyone have openings in their organization for finance domain

Hi fishes,

I had actually applied through a referral to Deliotte for Fx settlemets position. I got a call from Hr asking for CTC and notice period. Haven’t heard back since 2 weeks. Does it take long for them to schedule a interview or what could be the case?

I would be recently joining as a credit analyst in a global bank.

What are the exit opportunities for this profile?

Can someone switch to FP&A or IB from here?

What are the best hompanies for credit risk analyst profile?

Hi fishes. Could use your guidance on my thoughts for few days. I’m a Bcom graduate with no exposure to tech or IT. I have been working in retail banking and now Im in Investment banking operations. Im thinking of upscaling myself by learning SQL, Tableu. Will These be useful to move forward in my career?

Hey can anyone guide me for Technical Round 2 of BDO Rise, it's 15 minute video meet, atleast if you can tell me what should I expect from it, it will be a relief.

Hello people,
I am looking for a job change. Currently I'm working as a business execution associate in Wells Fargo and have 4.5 YOE.

Hello Fishes ,

Need an Industry average salary for Credit Analyst in Mumbai in Rating agencies

Hey guys!
Iam a fresh graduate in finance and recently cleared CMA US. I have about 2 months of experience as an intern. You guys have any leads on jobs i could join or referrals please let me know it would mean a lot.

Hi Everyone, I am looking for a job change. I have 5+ years of experience (2 years in Indirect Taxation and over 3 years in Business Finance). Currently I am into Retail Business Finance. If anyone has any leads, please provide reference. Thanks

What is the approx salary for FP&A professional with 12 year of experience?

Hi I have 2 offer one frm Crisil as a Private Equity Research Analyst offer of 12fixed
Other from M&G as Asst Mgr for Research profile offering 14fixed + 75kjb. I dont know how to compare. One is Client side research and other is Buy side portfolio monitoring. M&G team will be a new setup. Can you help evaluate?